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How negotiable are shared ownership housing associations?
Me and my partner are considering buying a 25% share of a newly built one bed canalside flat in hackney which has been on the market since last year. The full price was originally 285k, but has since been revalued twice, first to 260k and now (2 days ago) to 250k, they have also offered us a £1000 cashback on completion.…
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Should I pay some off Mortgage or keep for an investment?
Hi All I am in a little struggle thinking over what to do. I have 1 property (worth around 100k with no mortgage) which is rented out at £500/month. I live in a house worth around 140k, with a 100k mortgage. In hindsight I should have sold the rented property last year. Anyway I earn 30k - I have a family and my wife is a…
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How to tell live in landlady that I want to leave
Hi there you may think i'm silly for asking the above question but there are a few complications and i dont want to come across as being unreasonable to her. I've been living in the property for about 8 months, and was sharing it with other people that rented rooms of my landlady, but her situation changed she split up…
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Renting: Monthly Rent raised by nearly 20%!!!
Morning, I am posting on behalf of my soon to be ex-flatmates as I'm really quiet concerned about this.... I'm moving out of my rented room on Saturday, my rent for this room and the other two rooms was £470 per person PCM. However I have just found out from my flatmates that our landlord and letting agents are raising the…
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Should we sell and rent for a few years?
Hi, Would welcome any advice. We have just paid off our mortgage after 25 years and own our own home! It is worth approx 260K and it is in a good location for schools etc. Should we try and sell and use the interest to rent for a few years and then buy again?
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I'm wobbling.. should I - shouldn't I?
I have bought a second house .... and am wobbling around the do I just sell or do I let the first house question. Both houses were bought cash (second one should complete in about 4wks). First one has about £160k in it. (Bought 18mtn ago and about to have it valued). It is a 3bed terrace which students take as a 4bed.…
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Insurance- but no completion date set
Right, we are not able to exchange contracts until we have arranged buildings insurance, but I cant arrange insurance online as I don't know what date we are due to complete on. What can I do?
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About to be homeless
Hi all I'm desperately in need of some advice here. Basically my landlord is selling my flat as his father is seriously ill and he needs the cash to help look after him, which I can totally understand. But this now leaves me and my 2 kids without a home. I only work 16 hours per week so I wasn't able to find anywhere…
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Notice:fresh and cheap shoes,apparel hot sale in this season
How time flies! A new season is coming, have you found the style that suit you in this season.. Do you know what the fashion trend is in this season? Welcome to www.ali-trade.com, find what you like and build your style. Follow the fashion trend and make yourself charming! We will help you to find the popular fashion in…
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How do you spot a desperate vendor?
Any tips to help an inexperience FTB? Appreciate :beer:
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Sir John Gieve (Bank of England) standing down
http://news.bbc.co.uk/1/hi/business/7462331.stm
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Is it legal?....!
Is it legal to buy a friends home at a price under the 3% stamp duty and get a solicitors letter agreeing to pay him the diference in cash? Perhaps as a payment for fixtures and fittings? Thanks in advance
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freehold surprise - got a bad feeling about this...
Ok so a quick summary is that I live in a flat conversion, 3 flats. Owner of downstairs flat (lets call him M) rents his out, mine and the other one are both owner occupied. Back around February M initially discusses with me that he thinks we should buy the freehold as the management fees are getting ridiculous. I agree…
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Advice on my end of tenancy agreement
Hey, My girlfriend and I have been renting a property for nearly two years now (1st Nov 2006), and signed a two year tenancy agreement with Andrews Estate Agents, which included an additional clause that although the agreement was for a two years, an 18 month break clause came into effect that meant either party (us or the…
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Council/HA houses - passing them on?
Is there any way a person can pass their Housing Association house onto someone else without it going back on the market so to speak? Would the person have to live with the current tenant for a while? Any idea how long? I'm assuming the council would re-assess the new tenant but surely if their 'need' was for that size…
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Should I change agent?
My house has only been on the market for the past three weeks but I'm wondering if I've made a mistake in the choice of estate agent. I chose a local one, competitive rates, etc but in the current downward spiral, I think it might haver been better to have gone for the upmarket agent with higher rates all round but a much…
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Change of agent?
Our house went on the market three weeks ago with a local agent who valued it as £450.000. However, given the downward spiral at the moment, do you think it would be better to go for a more 'upmarket' agent who can market it nationally and internationally? It is in the heart of the Scottish Highlands so although £450k may…
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Location, Location, Location (18/06) Channel 4+1 9pm-10pm
Channel 4, 8-9pm ... so I've missed it. BUT ... it's now on Channel 4+1 (9pm - 10pm)
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LL not put deposit in Tenancy Deposit Scheme
Hi This is posted on behalf of my sister who is currently renting a small place with her boyfriend at university. They are due to move out in about two or three months and are concerned that they may not get their deposits back - the LL already stated at the beginning of the tenancy he would keep 15% of the deposit for…
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About to let my house
I have agreed to let my house to a friend but am unsure of how to proceed in terms on a tennancy agreement deposit etc. Do I pay tax on the rental even if it does not cover he mortgage (short by £450 p/m) This is all new to me so would apprecaite any guidance
