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tenancy deposit scheme/penalties
I would be extremely grateful if you could advise me on the following matter: We are a married couple with 2 children, renting from a private Landlord in Cleveleys, Lancashire. 5 months into the tenancy I fell ill and lost my job, subsequently we fell into £285 arrears. We were givena section 21 notice but we then found…
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Tenancy Deposit Scheme/section 21 penalty
I would be extremely grateful if you could advise me on the following matter: We are a married couple with 2 children, renting from a private Landlord in Cleveleys, Lancashire. 5 months into the tenancy I fell ill and lost my job, subsequently we fell into £285 arrears. We were givena section 21 notice but we then found…
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Fishy full offer?
Been on the market for a while with only cheap/free website adverts. Had several leads, but nothing solid. Until yesterday— Brief lead message from a guy saying he urgently wanted the asking price, pictures, and "all informations". Replied with price (already obvious from the adverts) and link to some piccies. Today…
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Valuation next week - help
Hi The surveyor is coming next week to value our property for the buyers mortgage, but I have heard so many stories recently about properties not being valued at the agreed sale price. I'm really scared this will happen to us as we have absolutely no leeway for bargaining. We will have just under £500 left once our…
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Solicitor's Fees - Payment up front?
Hi all I'm selling a flat, and my solicitor who i've just appointed has asked for £250 of his total fee (£350+VAT+disbursements ) up front. Is that normal and should I be worried? Thanks in advance!
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Repossession query
A house which has been up for sale for months near us has suddenly been taken off the market. It's not sold but we think the vendor may be in the latter stages of repossession. Does it sound feasible that the courts would not allow you to continue marketing the property? The owners need to sell as they are divorcing so…
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Rip off management company - what now?
We've just remortgaged and it all went well - phew! But we've just had a letter from the solicitor to say that they've had a letter from our management company (we're leasehold in a two flat house), to say that they want £35+VAT from us for 'receipt the Notice of Mortgage', basically for changing the details on a computer…
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problems with estate agents
can anyone give me any advice on what to do please? i have recently moved out from a rented flat- the flat was not a very nice place to live in but due to my parents having there house repossed and me with a baby i took the first thing and chepaest thing that could come along.about two months in to living there i recieved…
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leaving a rented house befora agreement is up?
Hi folks, Me and my girlfreind are currently looking to move house purely becuase we have a got a baby on the way very soon and the house we are currently in has very steep stairs which neither of us feel comfortable taking the baby up and down. the house we are currently renting the tenancy agreement does not finish until…
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Can an agent stop me viewing a house..?
Hi there, Just after some advice. A few weeks a go I pulled out of a house with an Estate Agent. The reasons for pulling out were a number factors which including the property being well over priced and the fact that the survey come back with a number of problems which included a flat roof, full rewire and a new bolier. I…
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House Pricing Parameters
I notice in our area of Kent lots of properties are now being priced such as £250,000 - £265,000, 325,000-345,000. ie Parameters being set. I guess this is due to the slump in the housing market but surely if you were going to bid on a property you would bid the lowest amount. Does this then give the vendor the right to…
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Renting With Defaults / Bad Credit
Hi i am new here, I am 26 and looking to rent a apartment with my partner. I have two defaults which im currently paying off, and bad debt of 11k. I am currently on a debt management plan of 247 per month because i got into trouble when i got made redundant 3 years ago. I found a new job but missed one months of payments…
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Tip for selling
I can't sell my flat :-( I've painted it, dressed it, new carpets, it's sitting empty and costing me £500 a month (I'm working in another country - the flats management committee won't allow me to rent it). It's a lovely 2 bed flat in Chorlton, Manchester. http://www.rightmove.co.uk/viewdetails-17965018.rsp?pa_n=1&tr_t=buy…
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1st forum post. first time buyer queries
edited by me to remove personal details. apologies for any inconvenience caused. Apologies for the many queries and long post. Any help and advice is much appreciated
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Moving house, do i renew contents insurance
Hi all, We are moving house soon (hopefully in the next few weeks) and our contents insurance is due for renewal at the end of june. Can we renew insurance on a monthly basis until we move? If we pay up front would we get back most when we cancel? Should we risk not renewing instead of forking out for a full years…
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How to keep things professional - tongue in cheek post!
I am a landlord and one of my tenants is moving from one of my houses to another so at the weekend I am playing tenant switching! This will be the third house of mine she will have lived in but I don't know her "well" it's always strictly professional. A tenant is moving out on Friday, this tenant moves in to that house on…
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Sales at record high
I don't know whether this is the best place to post this. But with so much worry about property affordability, credit crunch, dismal economic future, etc, can anyone explain why high street spending is now at a record level?
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Renegotiating Agreed Price
Hi, We agreed a price of £407K on a house on the market for £435K a few weeks ago. We are in rented (sold last Sept) and can move ASAP. The house is empty as the old lady died and the family are selling and I'm pretty sure they are looking forward to getting their hands on my £400K. We knew the house wanted 'cosmetic…
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exchanging contracts/deposit nightmare
I am buying a new build home and the builders are paying 5% deposit and we are paying 5% ourselves. Altogether its £18,000. Our mortgage lenders are aware of this and so is our solicitor. I received the contract from my solicitors today and he has given me a covering letter asking for the full 10% deposit of £18,000. I…
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Would I be crazy to buy now?
It seems to be the accepted wisdom that house prices will fall over the coming year, and therefore that it makes sense to wait if you are a buyer. But I have my eye on a flat I really like, and am considering buying. I would class myself as super-cautious with risk/money aspects, but on the other hand some people must…