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downstairs neighbour scantilly clad outdoor exercises
its amazing what you find on these forums, i came looking for some online shopping advice and stumbled across other peoples bizarre questions, so i am going to throw my own issue out there. so recently i moved into a flat in london, victorian terraced thing, i rent out one of 4 floors, the basement flat having the garden…
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Why house inflation is good?
Why is that house price inflation is consider a good thing (+) and general inflation is bad (-) ?:confused: I know this is a very basic question but I am not very smart when it comes to our economy and that is what I read in the papers in the last month and this is my impression. I don't ever remember an industry going to…
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Is it common for an Estate Agent to tell you about structural work on a property?
I've just spoken to an EA about 4 properties that need to be modernised and was told the following: 1. House #1 had serious structural issues so wouldnt be suitable for us as we need a mortgage (althought it didnt say cash offers only), plus a structural engineer had made an offer on it 2. House #2 needs underpinning which…
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What paperwork?
Just had an email from the solicitor who is handling our purchase, and he says he has received a contract from the vendor's sol, and is expecting the rest of the paperwork soon. There is no mortgage involved, so I was wondering what this other paperwork might be. Any ideas anyone?
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Advertising a flat to rent
hello. wondering if i can pick peoples brains on how best to go about advertising a 1 bed flat i have to rent. im not looking to get letting agents involved etc so was wondering if there are any recommended site on the Internet that landlords use to advertise or any techniques people use not Internet related. The flat is…
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Moving to new Rental
Well my partner and I have been looking at houses for the past couple of months with the idea of buying but it just is not going to happen so we started to look at rentals again. We have stumbled on a corker in Saltaire, West Yorkshire - its 3 bedrooms and very well looked after and only £505pcm and in tac band B which is…
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Bought Shared Ownership in mid 2006 and ...
we have never signed the lease agreement. In fact I am not even aware of a lease agreement (obviously for the share we don't own and pay rental on) being issued in our name. Now, I assume this is issued by the HA, and I am quite happy to phone them up and point this out so that we can get it issued and signed etc etc, BUT…
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Buying a fire damaged property
Any advice for a 'project' like this? This is the disclaimer from the agents: Disclaimer “ The property has been extensively fire damaged and as a consequence it has not been possible to fully inspect the property. We believe it has been used as a multiple occupancy property consisting of 9 letting rooms, 1 reception room…
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Timescale
Hiya wondering if anyone can shed some light for me on the timescale of things. Finally found a buyer for my house and wanted to know from date of offer what is the realistic timescale for exchange and completion?? Cheers Sal
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First time apartment buyer
Hi all, I start a new job in July in Solihull and am looking to buy a new apartment in Birmingham. I'll be on around 25K, so not sure what I'll be able to get. I've heard of the key worker scheme for Birmingham but working in Solihull may mean I'm not eligible? I have seen ads for 50/50 share schemes, anybody had any…
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Back in the game... a couple of questions from a FTB
Hello, I don't know if anyone will remember me. We had a horrible time in 2007 trying to buy our first home and after 6 months it all fell through due to problems caused by the people at the end of the chain. We've just had an offer accepted on a house :) Last night we got our mortgage in principal sorted with Nationwide.…
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Disabled man - desperate to find housing.
Hi all, I'm a 29-year-old disabled man, in receipt of income support and disability living allowance. My problem is that I simply cannot find a landlord willing to rent a property to me, as I am not in full-time employment. I would very much appreciate it if anyone could offer me any advice on how I might go about finding…
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Chain - Assistant please
Hello I'm never sure what order you are meant to do things in. Chicken and Egg. Do you sell, then buy, or do you look for a property, then buy and then sell yours? We have found a house we really like. Our house is on the market but not had any interest. What can I do to secure the house that we really like. They have…
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New DEFRA Noise Mapping Website
DEFRA have finally launched their new noise mapping website. Not everywhere is covered, of course, but the Govt need to keep doing things like this to spend taxpayers' money. http://www.defra.gov.uk/environment/noise/mapping/index.htm
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Big Badger House (aka Noisy Lodger) HE'S GONE!
We might have got rid of Lodger 1, but the story's far from over... Here's a run-down of all the lodgers that have passed through Big Badger House: NoisyLodger (Lodger1) March 08 - June 08 Played loud music to cover his sex noises - evicted. NiceSoFarLodger (Lodger2) March 08 - September 09 Good strong relationship - got…
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Is it a good time to buy a property now or wait ?
Not sure if I should invest it in property now or invest it in a fixed rate account for a year. If it is best to wait before buying a property, when do you reckon would be a good time to buy, one, two or three years time ?
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DSS and Renting.
Hi there, My boyfriend and I are currently looking for a flat to rent out. We're both unemployed, but I am currently job hunting and applying for every job I see that pays a decent wage. (I'm not claiming any benefits.). My boyfriend however is on Disability Living Allowance and Income Support. I spoke to Housing Benefit…
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Failed Survey
Ahhhhhhh!!!!!!! My lovely house failed its survey and my mortgage company are refusing to lend me a penny on it. According to the surveyor most of the back of the house 'is constructed of single skin brick work, 120mm thick and is potentially unstable and not considered acceptable for mortgage lending purposes.' Here is…
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Shared Accommodation
I am asking on behalf of a friend so naturally some of the information is a bit vague and I am only getting one side of things. She lives in a shared house with 6 other girls, moved in March this year. She has mentioned to me that the landlady goes in the house every day and cleans....she throws away food in the fridge and…
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FTB advice
Hi My husband and I are FTB, we are currently living in a house owned by my father. We have been to Britannia and have been given a mortgage in principle of £165,000 of which we will only apply formally for £100,000. We have seen a house we like and are viewing on Saturday, this is where I get confused as to what the best…
