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Sticky situation!!! Please help!
Hi, I need your advice on this. My husband and I bought a 2 bed flat in 2004 for £109,000. Last year we had a baby and in November we put the flat on the market for £149,950. We had a viewing in a month and then silence, so the EA advised to reduce the price to £139,950. We have had one vieing in 2 months. Today I received…
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Persimmon have made us an offer!
Hi, Sorry to keep posting but I am valueing your help and opinions. As some of you will know we put in an offer on a newbuild priced at £299,995 yesterday for £250,000. We had a phone call this morning say that they were rejecting this and their offer is £280,000 with stamp duty paid and carpets fitted. I don't think this…
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Buying the freehold
high new to this, and really looking for some advice from those of you who may have bought your freehold for your home (not flats) we have aplyied for our freehold, it seems rather high to us, and I was wondering if there is any way we can find out if it is a fair price? I thought that there was a new law comming into…
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Buy to Let Remortgage Advice please
I would be grateful for any advice anybody has on the above. I have a 2yr old flat, fixed rate due to finish end May and am looking at trying to remortgage. Have thought about selling but probably left it a bit late! I'd quite like to arrange mortgage with a term for longer than the 2 or 3 years everywhere seems to offer.…
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New to renting
Hi Im moving into a rented house next week, having never done it before. Just wanted some info on how I go about getting the bills changed to my name. Do I have to wait to move in and find out who the previous tennant was with regarding gas/electric companies. Or can I just start looking around for the cheapest and get it…
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Advice on mis-selling by estate agents
I hope someone can help me here. The house which backs on to my mum was sold last month after being on the market for at least 6 months. It was bought, refurbished and sold by someone wanting to make a profit with them never having lived in the house. Basically the house has 2 very large trees at the bottom of the garden…
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should I buy or rent? Any advice?
Hello all, I'm new to this board. I posted this question on the mortgage board yesterday but spotted this board later and thought it might be more appropriate on here. I’m after some advice about mortgages and moving to a different area. I’m currently living in the south with my husband and my baby but we would love to…
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Rights for tenants claiming back deposits
Hi there, I was hoping someone could clear a few things up for me. I moved out of my rented property last month. A small studio flat where I lived for 6 months. I thoroughly cleaned the flat before I moved out, wrote a letter to go with my key about how i broke a cup and plate and as far as I was concerned I see no reason…
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Incentives - your opinion please
Thinking of offering an incentive for a quick sale, maybe 10% cashback after completion. Need some opinions please and maybe some other options. thanks Sue
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House going to auction at other end of the country
I have no experience of auctions and am wondering if some one can tell me what normally happens when a house goes to auction at the other end of the country. We are up north and a local house is going to auction in 2 weeks in London. It's a repossession, and most of the other lots are in London. Is this house likely to get…
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Selling in Scotland
Hi, I have a flat for sale. It's been on the market 7 weeks and I've only had one viewer. Looking at similar properties it doesn't seem to be overpriced. I'm trying to figure out whether this is normal at the moment or if my estate agent isn't working hard enough. I realise things have slowed down a bit but is this typical?
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Radio 4 TODAY 11.00am
Have set up to record, but for anyone able to be around to listen this morning, there will be a "Policing the Landlords" slot at 11.00 am Radio 4. May be interesting....
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Sound proofing on a new build
Hi, Does anyone know what the sound proofing is like on a new build home nowadays? We are not used to living in a terrace but have seen a townhouse style new build. We are a little reluctant in case of noise from next door. My first house was a modern terrace and the sound proofing was rubbish. I heard everything and hated…
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Do I need a business account
Am planning to move in with my partner and rent out my house which has a buy to let mortgage on it - should I have a separate business account or just a separate normal account (i don't want to get all the house stuff mixed up with my normal bills etc). Any advice greatly appreciated? Elaine
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Rented house, windows and doors breaking.. what to do?
Hi all, I am posting this on behalf of my brother who lives in a rented house with two of his friends. It is rented through Enfields, and that is who he deals with for anything to do with the place. The house has two balconies with sliding doors and they have always been close to breaking, and on Saturday when opening one,…
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This should be good.
On 5live after 10 this morning. A couple who won £100,000 on a scratchcard have spent the lot. Now they are going to be on the radio to explain why they should get their rent paid as they are on benefits. Can`t comment yet, but I`ll be listening.
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Handyman let himself into my room!
I live in a HMO on a Assured Shorthold Tenancy (which is for my room). Anyhow, my g/f has been staying with me for a few months. She pays bills, contributes towards Sky and Tv licence etc, so even though she aint on the tenancy she is a 5th member of the household. She doesn't annoy anyone. Anyhow, the handyman comes every…
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Unscrupulous lettings agent - unethical to go direct to LL?
[crossposted from another thread, hope that's ok] I'm just about to move into a rented place and the lettings agent is charging me GBP42 application fee, and then another GBP92 administration/inventory fee PLUS, as far as i can make out, a further GBP92 fee for my guarantor (as I'll be on housing benefit). I also saw some…
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Help - time to buy???
Hi, Can anyone give me advise on whether now is the right time to buy or waiting? Cut long story short, getting a good deal on a flat - no deposit but also, no savings and having to repay the deposit back to relative. However, can save up a good deposit in a year in a half....not sure what to do!! Help!!
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House up for sale 17 months with 2 viewings?
Hi there all, Wonder if anyone can give us a bit of advice?, we have had our bungalow on the market for about 17 months now and had 2 viewings?!??!, we want to downgrade and pay the mortgage off and we have seen some lovely houses that we would like to buy.... .....but we have had only 2 viewings, we have been onto the…
