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Post not for us..keeps coming...
Apologies if this is the wrong thread but really unsure where to post. We moved into our new build 7 months ago and all fine..for the last couple of weeks we have been recieving post for somone in a different town with the address scribbled out and our address on..we are the only owners. I have sent it back it has…
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Andrew Veritys New Property Program
Any idea when it's on? Can't seem to find any details. Andrew Verity is a 5 live presenter and saw the "crash" coming and sold his property late '07 and has been living in a rented place since.
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RBS lowering new build mortgages to 85% LTV
Has anyone heard this? Our FA adv yesterday that RBS were bringing this in from midnight last night!! We are borrowing 95% on a new build :eek: , not scared though as we dont intend to move from there ever. We have gone to them for our mortgage but our FA thinks we will be ok as our application was agreed in principle…
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Scotland and "Offers Over" Prices
Does anyone know what percentage "above" estate agents are now looking for when they are advertising a property at "offers over £xxx k". Last year they were talking roughly 20% over the asking price but with the way things are now i'm thinking that it will no longer be as much as this. Advice would be appreciated as I am…
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Deferred payments?
Heres a problem I have. I have negotiated a great price on a great new build house that I want to move to (£375K down to £300K) but the deal must complete quickly. I have my own house to sell (worth £230K approx) that mightnt shift quickly in todays climate. I can raise around £250K cash but need the rest from my own house…
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get off the mortgate ladder?
Hi I hope someone can give me some advice on my situation. It's a bit long winded so apologies in advance. I bought my top floor flat 8 years ago for £25k. It is now worth approx £110-£115k. Three and a half years ago I became ill and am now disabled. Some days i can walk and other days i can't. Being in a top floor flat…
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Don't you just hate Estate Agents.
I had a couple of viewing's on a house up here in Scotland which I loved. It needed a lot of work on it but that didn't scare me off only the price the vendor was asking for it. Anyway I put in a couple of offers which I actually reduced after adding up exactly how much it would cost to put right. My conveyancers…
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What offer?
If i was to put offer in for property at the moment what would people suggest is realistic?(% below asking price)
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Car Blocking my right of access and others to my property!
Hi, This is my first thread and hope someone can shine some light on this situation. I bought my property in June 2006 it is a lower ground apartment in a converted grade II listed building. In the Grounds there are 11 Apartments. Entry is through an electronic gate. There are no other access points. I am a leaseholder and…
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advice please: Im selling and free holder (local council) wants £100 + VAT.....
to answer my solicitors questions!!! Whats all that about? So to fill u in Im selling my leasehold flat at the mo and got a letter yesterday from my solicitor saying they have some questions about my property that the free holder has to answer ( there the local council) and they have attached the letter the council wrote…
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Buying a house from yourself
Not a trick question. Is it possible to set up a business to buy a house from yourself: circumstances - needing to sell to raise money for a bigger family home, but realising the situation and type of place we are in now is IDEAL for a holiday rental business. If this is possible - how to do it?
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New Homes from Hell ITV 9 pm
Just a reminder. P.S. I hate Bellway!
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Selling - negative equity
I have recently split with my partner and am now looking to sell the house that we own between us. We have had the house valued at £119,995. However, the redemption fee of our mortgage is just under £122k. This is because we remortgaged in November and have now got the product fee from November plus a £4k early redemption…
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Can i leave my house up for sale??
I put my house on the market at the begining of December and have had only a couple of viewings, and it seems to have really dried up. We didnt look at any houses incase we liked them and then we would become desperate to move, the house we currently live in is just a bit small downstairs. Anyway we have a 5 year deal with…
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ITV 8 o'clock monday 14th
"There are more than a million buy-to-let properties in the UK, but as owners struggle to sell or let their properties, many are facing potential bankruptcy and repossession. Jonathan Maitland examines whether buy-to-let could be the final straw that bursts the housing bubble." Could be interesting....! ;)
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Indemnity Insurance Confusion
I full understand ( I hope) how the indemnity insurance on the house I am buying will work for the extension they had put on it to protect me from the evils of the council etc However two sideways questions sprung to mind 1)Is there any danger that I will struggle to get building and contents insurance - and is there any…
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Neighbour nightmare!
I bought my house 7 years ago and although the house next door seemed a bit unkempt I decided to go ahead. I love the area and my house. BUT, the "unkempt" house has deteriorated badly, with old scrap metal in the front garden and a trailer parked outside the house on the road, regularly being filled with even more old…
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problems need sorting before we can exchange !!
We accepted an asking price offer on our house 4 weeks ago, everything was going well and we were all set to exchange contracts next week. Our buyers solicitors have now raised several problems that we need to sort out. They are asking for certificates and garantees(sp?) for our windows and electrics which we don't have as…
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Please help any advice needed selling
Before I start let me warn you this is a very long thread but all the points Ive made are vital to get my story across and any advice would be very much appreciated. Bought on mortgage a semi detached three bedroomed house here in Scotland back in 1993 with my husband and went on to have three children. Anyway the marriage…
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FTB - Should I pull out?
Long-time lurker, first time poster! Really need some advice. My wife and I have a 10-month old daughter and have been renting for 5 years. We're keen to get out own place so we can decorate the nursery, generally DO THINGS to the house we live in. We are planning to live in the Durham area for a long time and certainly…
