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FTB with Cash....what should I do?
I've been reading this forum for a while but couldn't find an answer to my questions so I wondered if anyone out there could help. I'm in a very unique and blessed position of having money to buy a house outright and am looking to move out of home, so therefore am a first time buyer. The question is what to wisely do with…
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Moving Help with contacting utilities etc.
Hi all, Very traumatic time. I am moving from a furnished flat to a house. Getting stressed out over who I have to contact and where I will get the best deals. Is there any comprehensive advise on here about house moves regarding home insurance, gas, electricity, broad band connection,telephone connection, Sky? Who reads…
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Laing Easiform Flat and Mortgage??
Hi, A few Months ago I was looking for a 2 bed flat in Bristol. I went to view one which was just refurbished, new kitchen, new combi boiler, new jacuzzi bath, big garden, DG, CH parking for 2 cars etc etc. The flat was priced at £139,950. About the going rate in the area. The only thing which put me off was a young couple…
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Buyer wants to Exchange +Complete same day
I have eventually got a buyer for my flat and the estate agents says he wants to exchange and complete on the same day in 4 weeks Its a corporate buyer,and thats the only way that he can get the mortgage,he is apparently buying other flats on the same day also ? But what will happen if he chnages his mind at the last…
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Noob: How to put an offer i?
Hi I'm a first-time buyer with no chains. I've recently viewed a house which I'm going to put an offer in for. I'm new to this so need some advice (if there is any) ===A bit about the property It's a 2 bed semi around 15 years old and is on an estate with a few other similar houses for sale between 140K - 147k It's been on…
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How fast to exchange if everyone is pushing
Hi - we have a chain of 4 (possiby 5). 1 - nothing to sell - buying. They are in a mad rush due to relocation date needed for job. 2 - no mortgage needed - buying cash 3 - mortgage approved and valuation money paid (us) 4 - may now become chain 5 as he was going into rented but now may buy an empty property. Basically no 1…
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Benchmark Log Book for new Boiler - solicitor has asked for it!
eeek, had a new boiler installed in 2006, the solicitor has asked for a works dertificate (duplicate now ordered from corgi) but i cant seem to find the safe place i put the log. does anyone know how I can get a replacement?
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Exchanging/completion
Can someone tell me exactly what these processes envolve? My solicitor is awaiting some paperwork which should arrive tomorrow, and then he can continue onto exchanging. Everything is in place for this - but I was just wondering how long it usually takes to go through them? The problem is our vendor goes on holiday for 2…
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HIPs: what are they good for...................
Selling a property at the moment and have been forced to buy a HIP, £299 +VAT. The man came round and did his energy survey, measured the walls, counted the windows looked in the loft and checked the boiler. Nothing that a prospective buyer could easily do on a viewing. It will show you the actual and potential running…
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Questions to ask at viewing of house
Has anyone got any ideas what are the most pertinent questions to ask when viewing a property with the vendor.
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Neighbours house is a mess..what can we do?
We're going to put our house on the market shortly..valuations are quite good...only downfall is nextdoor!! He's been there for 10 years and the house is a complete shed. All the windows are boarded up, the garden is overgrown and the front room has no floor!! He basically lives in the rear of the house. He works on the…
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Landlords Gas Safety Certificate
As a landlord, I am responsible for the safety of my tenants when it comes to gas, etc. Naturally, each year I get the whole system checked and pass the certificate on to the tenants. This year I contacted a Corgi registered guy who did the job, but failed the gas fire in the front room( everything else was fine) because…
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equity release
We are 5 sisters trying to find a way to release the equity in our parents property to enable them to live the life they deserve (father is 78 mum is 73 and in ill health) The house is currently worth in the region of £150,000 . Does anyone have any suggestions as to how we can do this. We will all have to borrow the…
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House insurance on a property with a tree with a TPO
Have also posted this on the insurance board but wondering if anybody on here can help. Am looking to buy a house with two trees in the garden with TPO's on them, having spoken to the council they say that we would need to tell any insurance company. Just wondering if anybody has a tree with a TPO and how it affects the…
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New Build Flat - address knightmare ??
I'm moving to a new build flat tomorrow and i am having a nightmare trying to change all my utilities ect..as the address is showing as invalid everywhere does anyone have any advice ?? Cant get my phone , tv or internet connected until the address is showing but no idea how to sort it :confused:
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HIPS-reasonable fee to leave agent?
Has anyone any experience of trying to leave an agent with whom they've done a 'deal' with the HIP pack? We had a deal with ours and they have proved more than useless in trying to sell our house. We want to change agent but after reading the small print they want an extortionate amount of cash if we no longer market our…
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new cgt rules, need help please,my brain hurts!
Hi, I've asked questions on CGT before and just about understood it!:confused: but now in a different position. We have a house that is owned equally between my husband and his mum, we moved into the property last year due to my husband changing jobs(was in army).we ahd it rented out until then. (We previously lived abroad…
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Deposit Protection Scheme
Hi, Moved into a property with my brother in October and paid 600 pounds deposit and 525 rent. This was paid directly over the counter into the landlady's bank account. I have just read some information about Deposit Protection Scheme, which says that the landlady has to put our 600 pound deposit in some scheme. However…
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To sell or not to sell ?
Sorry if this is in the wrong place, I really need some impartial advice! I have a house which I bought on a key worker scheme 6 years ago. I was lent just under £31,000 to buy my two bedroomed cottage. It's a lovely cottage but when I moved to the country I had a boyfriend.. since we split up it is increasingly lonely and…
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Types of Deal Offered By Landbuyers/Developers
Developers are after our gardens, or entire properties, so that they can build more homes and make their profits. About four years ago we, and our neighbours, were approached by a land buying agent who said he had a client wishing to buy our land as a group of six adjacent properties. The deal which reached the draft sale…
