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A quick Sale ....HELP !!!!!
Hi All - need a bit of advice from you lovely people.:confused: I am single and in my 50`s and....yes its true the majority of people in debt (according to a CAB poll) are older blokes ...me no exception !! and see no need to keep struggling with mortgages etc I need to sell my house soon as I am in arrears 3 months both…
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Shared ownership, being charged legal fees by HA
I'm the process of buying a shared ownership property under New Build HomeBuy. Obviously we have to pay our own solicitor, mortgage fees, stamp duty etc. From the start the housing association (AmicusHorizon) has made clear that we should instruct our solicitor not to carry out a local authority search as their solicitors…
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Self management of flats - accounts
Hello We are soon to take over the management of our block of flats rather than using a managing agent. I will be looking after the money side of things, and am looking at various accounting packages to make life easier. However, there are so many choices, and some seem to be a bit overkill. So, people who self manage…
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House prices will plummet 10 percent
More bad news for housing: http://www.thisislondon.co.uk/news/article-23425413-details/House+prices+%27will+plummet+by+10pc+over+the+next+year%27%2C+says+banking+chief+economist/article.do Alice
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How much to pay?
My friend has had work done to her house, which still has a few tiny things to finish off, but the builder now wants payment in full. Is there a percentage which should be held back until all the work has been finished off?
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How do i guage whether i can extend a house I am buying?
We have found a house which has a ground floor xtension which i want to extend upwards to create bedrooms. How can I guage whether this is possible and who best to speak to? As my other half says, Sarah Beeny seems to know. Thanks
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HELP! Urgent Tenancy Question
Help! I am currently renting a property and my landlady has asked me to move out! Whilst I have no problem with her asking for her property back, we are currently in disagreement on a few facts. Them being, the date my tenancy ends and how much notice she needs to give me. Now, I've signed 6 month AST agreements on…
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The EA watchdog thread.
I thought it would be a good idea to judge EA's in your area for buyers sellers and renters so people know what they are letting themelves in for. As a potential FTB and certified renter I've been through a few EA's some very good other's shall we say not so good. A thread like this may be useful for others in similar…
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To Sell or To Rent
I will quickly describe the situation I am in. I own a flat which has around 52k left on my mortgage which still has 21 years to run. I am planning on moving in with my girlfriend as she is now expecting my first child. She is in council rented accomodation. We have been discussing if I should sell my flat or just simply…
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No inventory, so what happens to my deposit?
We've been living in the same rented flat for four years and are intending to move next April. A few months ago the original managing agent (the owner lives abroad), went under, taking three months' rent and my deposit (6 weeks rent), with them. This is Not My Problem - I paid the money, the fact that the landlord never…
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Deposite protection
With the new laws about deposites, is it a requirement to take a deposite? Is it legal for a tenant to just just pay first months rent and no deposite if its ok with the landlord?
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tenancy in common - buying someone out
5 years ago I purchased a flat on tenancy in common, 50-50 share, with my brother. He lived there for 3 ½ years then moved out, and I took over paying his share of the mortgage repayments as well as my own, so he has not paid anything into the flat for the last 2 ½ years. The lock-in period on the current mortgage deal…
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A small but broken chain - how do we get it moving?
Hi all We have had our offer accepted on a house albeit the vendor will only take it off the market once we have 'formally' sold ours and we are proceeding with searches etc. Likewise, we have accepted an offer on our property whilst continuing to market it. Our 'buyers' have sold their property but their buyer has a flat…
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Worrying Building Survey !!!
Buying a 1930s 3 bed semi and the building survey has found many things that initially looked scary but I have narrowed then down to the following Categories that need work 1)Roofing – Tiles uneven and lifting in places, some are chipped and broken and need replacement. Unevenness and movement to roof frame. Leading under…
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a few questions...renting.
I need to move into a new flat but I need a deposit...I have a bad credit history due to missed bill payments, i'm not on the electoral roll and have been refused quite a few loans, are there any companies anyone would recommend? Also, this is probably a silly question. but the months rent in advance you initially pay...do…
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[Renting] - Question concerning haggling!
So I know you can haggle and pay less for rent that advertised. What percentage is a REASONABLE offer to have off monthly payments. I'm looking around the £400-£500 PCM area. Oh, and has this recent blip in the market going to make landlords rent flats a little bit cheaper??
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Asking vs redline prices!
Is there any evidence around, rather than just anecdotal stuff, for what the percentage difference is between what sellers ask for and what they're prepared to accept? I grant that this may vary somewhat according to the state of the market but I'd be fascinated to know whether there are any (estate agent) industry figures…
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Indemnity Insurance Stalemate . . . .
We are in the process of buying and selling a house. We have had to take out an indemnity policy on our extension as there was lack of consent when it was built. We have been informed by our solicitor that the place we are going to also requires this indemnity policy as they was a breach of the title when a bedroom…
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Bath problem renting
I wonder if someone can help a friend rents flat through letting agency. His bath has cracked and lets out water. He called the agency on sat morning and finally got a reply today after several calls. The owner of the flat is saying they won't repair the bath and that he dropped something on the bath. Which he didn't. The…
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Survey results...
Valuation for my potential purchase has come back recommending a full engineering survey, a tree report (from neighbouring trees) and a drains test. The vendor has a guarantee and structural report from work carried out 6 months ago when the problem was first highlighted. Dilemma: 1. Ask vendor to provide all reports and…
