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FTB Help
My partner and I want to buy our 1st home. We are both employed, in current jobs since sept 07, and earn approx 12000 pa each. We have a deposit of 5000 and the houses we are interested in cost approx 100000. Any advice?
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Sole tenant (+ lodgers)- dispute re deposit refund
Hi all Apologies for the long post, and if anyone has already read this on landlord zone. I need some help as I am in a sort of a mess. I rented out a place in December last year and started living there with my girlfriend and 3 other people. The contract was exclusively in my name, as I was the only one who could…
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House repossession during purchase
Hi, Wondering if anyone can provide advice concerning the purchase of a house? It was brought to my attention late on Monday evening that the vendor was due to appear at the local magistrate court on Wednesday morning concerning reposession of their property. I immediately contacted my solicitor on Tuesday morning who…
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Service charges for deceased leaseholder
Hi, Can anyone please tell me if service charges still accrue whilst a property remains empty following the death of a leaseholder.
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Landlord Requires Bank Reference/status Enquiry
Hi guys, i'll hopefully be moving into my new house after christmas & the landlord has asked for a Bank reference letter (or status enquiry). Does anyone know how much the Banks charge for this? (Tried calling Lloydstsb, but the phone just keeps ringing:rolleyes: :rolleyes: :rolleyes: ). Thanks for any replies.
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Pet Menace by Tenants in Flat Upstairs
Hi, Hope someone can advise me. We recently bought and moved into a ground floor flat in a block of 4 flats. Of the remaining three flats, two are the landlords and the third is a tenant who lives right on top of us. They have a big dog which they let it wander in the communal gardens and it goes around the whole garden…
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Given incorrect info by builders - can we withdraw before legal completion?
We've exchanged contracts on a new build and are due to complete in a week. Today we had our demo meeting and were told that the garage has no electricity due to being across a boundary. This directly contradicts what we were originally told before we agreed to exchange contracts! Back when we wen to reserve the plot we…
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Buying to let for Elderly parents
Hi, I'm thinking of buying a flat for my elderly parents and they will rent from me to cover the mortgage. They need to move to be closer to me and can't afford to buy in the area. They are nearly 80. There current home is approx £200k and selling this will give them some needed cash. Does anyone know the situation for…
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What the profesionals thimk of new build
Just been over to singing pig to get a feel of how they see the market and found this disscusion on new builds. If the profesionals think its a bad idea that says alot for the new build market click for link
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Rental Price Query?
Hi all, Can anyone answer a question for me on how rent prices are regulated, if they are to ensure a fair rent is being charged. Are LLs able to charge whatever they want and if they get it then one up for them or do they have to take into account the market value of the property? Say, for example, two identical 2-bed…
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Is there a template of the cost of running a house anywhere?
Hi all, My OH and I are planning to buy a house in 2008 or 2009. We want to get our serious savings heads on this year, no more wild holidays half way across the world, we're being good and saving up big time - bigger the deposit, obviously the lower the mortgage. I know there is the great budget thing that Martin has -…
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Xmas Holidays.
Yeah, was thinking of getting away for a few days, but after reading this, not so sure now. Taken from http://www.squatnow.com Also, finding someone to look after my pet ALLIGATOR
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future house-sale with LACK of building reg indemnity?
Hi Everyone, I've been reading the forum posts on here on the subject of building regulation certificate indemnity policies but haven't found an answer to a specific query I have so hopefully someone can help me out- here goes:- I am in the process of buying a property which like many others has had a single-storey…
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help need help!!!!
could any of you nice people out there please help us. if i have posted this in the wrong place please fell free to move to the correct place my daughter is expecting her frist child ( she is 17 ) and her and her long term boyfriend are looking to rent an home from the council she lives with us and her boyfriend lives with…
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Tenants Contents Insurance
Just put down deposit on my own place - a very tiny rented flat but it's mine and (get out the violins - long story) lts just say this is a big step in turning my life around. My question though is that the letting agent require by the time I sign the contract (next Friday, 21st Dec) for me to have a tenants contents…
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Self management of flats.
We're finally going through with the purchase of the freehold for our block of 9 flats. We're also going self managed. About a year ago I found a useful article on lease-advice.org that mentioned a guide to running a self manage company. I've spent 20 minutes looking round their site but can't find it. So I wondered if…
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Trying to sell privatlely, do i need a HIP?
I'm a first time seller and I take back eveything I said about house selling not being stressful. This site has given me the confidence to try and sell privately if it doesn't work then I'm going to beat the EA'S down on price. I have registered my property with a site but just unsure if I need a hips (3 bedroomed house)?
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Concil Tax at Two properties
Just wanted to see if anyone has the answer to my question. I have a 6 bed house that I soley own but in addition I also have a 4 bed house that I share with my girlfriend. Currently I am paying council tax on my 6 bed place and my partner is paying council tax on OUR 4 bed place. At the 4 bed place she is claiming herself…
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Pros & cons of adding spouse in house purchase
I am in the process of buying a house. I just like to know whether it is better to add my wife's name as the joint owner. The mortgage will be entirely in my name though. Is there any advantage/disadvantage of adding spouse as joint owner? Except the obvious disadvantage in case of any separation later :p
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Proceeds of crime - can a house be taken away from you?
Bit of an odd one here and I wasn't sure quite where to put it, but would value others' opinions. (Moderators - please move if you consider appropriate) Early this year, my daughter put her house on the market with a local estate agent. First offer accepted fell through due to buyer's mother being taken seriously ill. A…
