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Local Searches
Can anyone tell me how to go about getting local searches carried out. Have been told by the estate agent that we are holding up the chain and the solicitor has said that he is awaiting the local search results, this has been going on for a couple of weeks now. So how long do these normally take? Starting to wish we had…
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advice needed.. do I sell to rent back?
I have a large loan secured on my mortgaged property which I cannot afford, I'm not in the red yet but I know within 6 mths I will be, i.e unable to pay mortgage/loans/other debts and face repossession....... I've seen this offer on the telly that a company will buy your house but then rent it back to you, thereby avoiding…
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Had a cash offer, what to do next?
Hi All, If anyone has any advice/ experience/ thoughts they'd be gratefully received! I put my flat on the market in June for £125,000. It's empty as I have moved in with my partner. After many viewings but no offers (all feedback said it was lovely but too small) I reduced the price last week to £119,950. Today I've had a…
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More reports of falling house prices
http://www.telegraph.co.uk/money/main.jhtml?xml=/money/2007/10/07/cmhouse07.xml http://news.bbc.co.uk/1/hi/business/7027400.stm http://www.ft.com/cms/s/41c50ab4-724e-11dc-b7ff-0000779fd2ac.html http://www.thisismoney.co.uk/mortgages/house-prices/article.html?in_article_id=424995&in_page_id=57&ito=1565 And many, many more -…
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Pay off mortgage?
Hi there, i believe this question to be "an oldy, but a goody" and just wondered what advice would be now, with respect to the current housing market and the NRK debacle. Should I pay my mortgage off now? I have inherited enough to pay it all off. It's not a big mortgage by current standards, but it is big to us! We dont…
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Landlord Duties
I moved in to a house that I am renting at the weekend. Once we got all our stuff in I plugged the TV in to watch the rugby. I put the aerial connection in to the wall but got no picture. I went out side to look at the aerial and it is hanging of the chimney. I have phoned the letting agent who are my first port of contact…
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You and Yours BBC R4 on now - more price fall forecasts
Yet another programme talking about the probability of house prices falling in 2007 and 2008. Confidence in the market is disappearing fast!
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Renting advice needed please
Hi there, me and my girlfriend have seen a house we like we put down a holding deposit and filled out all the paperwork. It came back that my girlfriend did not earn enough to pay the rent in full and we would need a guarantour for the full rent because if I walked out she couldnt afford the rent. So we got my gf's father…
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Sale of flat taking an eternity
:confused: A question for any legal eagles out there- My son sold his two and half year old leasehold flat last March and the saga is still draggiing on! His solicitor blames the problem on missing deeds, does he mean lease. I understand that the Land Registry does not issue land/charge certs these days. The mortgage…
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Family home exempt from death tax and affect on house prices?
There is a rumour going round that in response to Cons raising the inheritance tax limit to £1,000,000 that labour are going to propose that family homes are going to be exempt from inheritance tax, however isn't this going to skew the housing market even more? In fact isn't this going to benefit the richest instead of the…
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How do you get a mortgage with a very bad credit score
I dont know if this is the right forum to post this.Im really worried about a close friend of mine.They are purchasing their council house using the right to buy scheme, that would be fine but they are using a sub prime lender.Im concerned as I know my friend and her husband have a very bad credit history.They have rent…
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Leasehold flat/Freehold
Hello all, my first post here and it maybe a toughie, so appologies to start with.... The Story So far.... My wife and I are looking to purchase a leasehold ground floor flat which is part of a Victorian House converted into two flats. With the purchase of the leasehold, comes the Freehold of the entire building. The…
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Should I tell my buyers to get lost and start again?!
I could do with a bit of advice! Basically we accepted an offer on our house at the end of August from some first time buyers. They wanted to move quickly so we found a property we wanted within a couple of days and had an offer accepted on it. Unfortunately the chain on the property we were buying fell through. Our buyers…
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Declutter
Hi all. the conservatry is getting it today :eek: Yesterday I tackled the kitchen /utility room and under stairs cupboard. Today I plan to move some boxes I have packed from the concervatory into the now almost empty understairs cupboard. Once again box up the keeps and loose the rest. It is a large coservatory - OH has…
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Selling to Property Developers - Any advice?
Myself and my neighbours have had offers to sell our houses from a Property Developer. My offer is well above market value as are the other 2 offers. However, the developer wants us to sign an option agreement to sell at this price when he gets Planning Permission. He expects this to take about a year. I mentioned to the…
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Rightmove - do sold houses show up as 'new'?
I look at new properties on rightmove every day and I normally run my searches to include SSTC properties. I know that when a price drops that it shows up again as new and that agents can also manipulate it somehow that properties that are stale pop up as new as well, even without a price drop. Often, when they mark a…
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One month or two months?
I've been renting a place for 2 years now, and unfortunately, I was robbed again while walking home from the train station. As a result of this, I've decided to serve my notice to the letting agency. I thought the standard terms were that I could give one month's notice to the agency, and if the landlord wanted me to get…
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How much should I offer???
Hi, if anyone with any previous experience or anyone "in the know" could offer some advice I would be grateful. I am looking at putting a reservation fee on a new build house which is priced at £195,995. The builder's incentive is 5% deposit paid, carpets and solicitors fees paid. When I put my house on the market the…
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Landlord problems - his stuff is still in my flat!
Hi, I rented a 2 bedroom flat back in Feburary on a one year tenancy. I went through an agent, who was really nice, and basically sweet talked the LL into renting to me (single mum on HB, he didn't originally want to deal with HB, however he relented when I offered him £850 a month instead of the £825 he was originally…
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Help: The landlord wont repair the plumbing!
Hi all, it's my first post here but i've been lurking for a while. I was wondering if you guys could maybe suggest what I should do here? Backstory and other details follow.... I'm in the 3rd year of an Electrical Engineering degree at Loughborough Uni. At the beggining of this month I moved into new accomodation outside…
