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House buying, renting & selling

Archives for April 2007

house valuation looming
Hi I will be having a house that im planning on buying valued. I'm just wondering how concerned should i be if its valued lower then the price i have agreed to pay for it. What are the pitfalls that i need to be aware? Do houses tend to be undervalued by surveyors? The only pitfall i can think of is that if the price is…
Can I call vendors Solicitor?
We are all ready and waiting at our end to move (apparently!) but are still waiting on vendors solictors to find out about certificates for work that has been carried out on the house. Would you call them or not? My solicitor has said he'll phone as soon as he hears something but should I chase them myself or is that a…
BTL tax question
I'm about to rent my property as I am moving in with my girlfriend. I am also thinking of buying another property to rent as I have a large amount of cash saved and a lot of equity in property number 1. Am I right in thinking that for tax purposes the entire rental income will be combined with my salary. I'm a little…
Buyign a house when previous owner was bankrupt
My daughter is in the process of buying a house and has just found out that the person who owned the house was bankrupt. What are the pitfalls if any , of buying a house where the deceased previous owner was declared bankrupt. Could there be issues with credit ratings also utility companies etc.
Advice on dealing with problems regarding survey.
Offer made mid March, declined raised and accepted, papers sent to Building Society, long wait through lack of communication about extra documents etc, finally survey was carried out a week past on Friday, got the report and offer through. The roof tiles are at the end of their life and need replacing, they want to hold…
swapping houses
hi, my father lives on his own in a large house and i live with my family in a smaller house, we are thinking of swapping properties. they have been valued and are about the same (£150k), so would be a straight swap and as such, if we were just swapping would we be liable for stamp duty or any other fees? i would like to…
Gummer's Law - self-build
This is somewhat aimed at planning_officer, but everyone is welcome to join in - let's have a nice pub style chat. What would people consider would make a house "truly outstanding and groundbreaking in design and construction"? Thus allowing me to plonk a f'ing great eyesore in some secluded valley. Actually, I'm slowly,…
Bluffing Estate Agent?
I viewed a property on saturday.. as it was advertised at a lower price with "internal upgrading required" I wasn't really expecting much but went along to see it anyway.. The Estate Agent told me that no one else had viewed it and there had been no offers, I asked the EA if she knew what the vendor was looking for and she…
Can I find out how long house been for sale?
Hi Is there anyway I can find out how long a house has been on the market for please? Thanks
Is this right?
Hi all, Further developments in my 'buying a flat scenario'. 1. Decided on the old Flat - my aunt's. :) (see the thread and poll results by clicking link in my sig if ya want). 2. Made an offer - which we're working on, and subject to conditions. Here's the interesting thing, and the main condition: The flat has 68years on…
how does shared ownership actually work???
i know, silly question but thought it best to ask: basically, i am a prospective first time buyer, but i can't find anything in my price range, except houses (well, flats) with 50% shared ownership, but was just wondering how it all works, anyone that can explain this in the clearest possible terms would earn by eternal…
How long does this damn process take?!
Hi everyone... Thought I would post - Im really frustrated about my house move :( Me and my boyfriend are FTB's and put an offer on a house in the week of Feb :beer: ! The house seems fab and surveys were good. :j There has been no hold ups our end. There was only supposed to be three in the chain with the people at the…
Best Offer
Hi, we are currently putting forward a best and final offer letter in to the estate agents on a property we wish to purchase. just needed to know if there is a statutory letter that has been compiled anywhere, or do we just need to say that the offer will be made with the provision for surveyors reports and solicitors…
buying grandads house at discounted price
hi...... my grandad has offered me his house...its worth around 150k.... i cannot get a mortgage for this amnount so he has offered it to me at 100k..which i can afford the mortage would b joint between me and my girlfriend because the house is worth 50k more than i would buy it for..... would i b done for some kind of…
question about houseprices website
I've just looked up the property I'm in the process of buying and the website says it was sold in May 2005 and then again in October 2006. This doesnt really match the information given to me by the vendor who says he has been renting it out for 2 years but now needs to sell to release the capital. Would a remortgage show…
28 Days to buy a repo?
I've seen that there are quite a few of us on here at the moment that are in the middle of buying a repossessed property (fun isn't it?!:rotfl: ) so was wondering if any fellow repo-lovers or indeed any one else who knows could advise me how strict the vendors tend to be about the "exchange within 28 days from receipt of…
Buying a house with friends: Good or bad idea?
After paying out another months rent myself and some friends had an idea of buying a house and paying the mortgage of between the 4 of us rather than just paying rent all the time. We plan on going to a solicitors etc to get legal advice on what happens if one of us decides to leave or wants to sell etc but would like to…
Seen another flat..BUT it has tenants in it what to do?
Hi Was wondreing if i could have peoples advice. i have seen a really nice 1 bed flat see link below http://www.rightmove.co.uk/viewdetails-14867228.rsp?pa_n=4&tr_t=buy My only problem is that it has tenants in it until January 2008. My questions were could the current landlord servce them two months notice (as i do ont…
Minimum notice required to give landlord
Hello, I'm on an assured shorthold tenancy which is due to finish 25th June. However I wish to leave the property on the 1st June. I was under the impression that only a months notice was required but my landlord claims that we can't leave the property before the 25th June because there is no mention of giving notice in…
Thatched Roof Help Please
Am desperately paying off debts to let me move, quite a few of the houses I like have a thatched roof :eek: . So, too add to my info file: Can someone give me an indication of: a) how long a new roof lasts b) what is the typical cost for a fairly small 3 bed cottage :eek: c) how much dearer insurance is likely to be _pale_…

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House buying, renting & selling

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