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question about houseprices website
emg
Posts: 1,390 Forumite
I've just looked up the property I'm in the process of buying and the website says it was sold in May 2005 and then again in October 2006. This doesnt really match the information given to me by the vendor who says he has been renting it out for 2 years but now needs to sell to release the capital. Would a remortgage show up as a sale on one of these sites or do you think there is some dark secret meaning that everyone tries to sell this flat as soon as they have bought it? 
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Comments
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No, a remortgage should not show. It could be he has sold it to himself, eg selling half to his partner or selling to a limited company or something for tax or inheritance reasons. Why not ask him?I am a Mortgage Adviser
You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.0 -
If you have used a free web site which has given you this information, why not spent £2 and go on the land registry siteIf at first u dont succeed .......then sky diving is not for you! :idea:0
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pocket - what will that tell me?0
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Sometimes a remortgage does show. I don't think it should but I know for a fact that it happens.
I also know that sometimes they log the wrong house numbers. I know a street where they've logged each sale as actually being the house next door
Everything that is supposed to be in heaven is already here on earth.
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ok I downloaded the info from the land registry but need a bit of help interpretting it.
It says the vendor purchased it in October 2006 (no information about who from). It also has this restriction...
RESTRICTION: No disposition of the registered estate
by the proprietor of the registered estate is to be registered without a
written consent signed by the proprietor for the time being of the Charge
dated 6 October 2006 in favour of Governor and Company of the Bank of
Scotland referred to in the Charges Register.
is that relevant or is it just telling me who their mortgage is with? what does it all mean?!
it also mentions that I am not allowed to turn it into a 'beerhouse'!0 -
That restriction looks like a mortgage or similar charge on the property.I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.0
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the bit about charges says...
1 (09.09.1992) blah-de-blah olden days stuff, no coal mining, turning it into a beerhouse or causing a nuisance
2 (15.11.2006) REGISTERED CHARGE dated 6 October 2006.
3 (15.11.2006) Proprietor: >GOVERNOR AND COMPANY OF THE BANK OF
SCOTLAND> of Trinity Road, Halifax, W Yorkshire HX1 2RG.0 -
so is there anyway of finding out about the previous sale in May '05?0
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Can someone list the free (or other) websites where I can find 1991 house prices.
Thanks. maisie0
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