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Is Chesterfield a nice place to live in?
OK I was just day dreaming / thinking out loud on this thread (see reply / post 9 ) http://forums.moneysavingexpert.com/showthread.html?t=377517 Basically according to Right Move if I sold up in the south and moved to Chesterfield my 100K would buy me a house out right in Chesterfield and I could be mortgage free.…
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reduction in council tax due to nearby development?
The recent Tonight with Trevor MacDonald programme looking at council tax banding looked at a family who had appealed against their Council Tax Banding as they felt their home had been devalued due to the development of a factory nearby which completely ruined their view. Their Band was reduced though not becasue of the…
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Tenancy Agreement - Advise Please
Hello We are due on Monday to sign our tenancy agreement on our first rental property. Up to date, I have not seen a copy of the tenancy agreement which I've been requesting so that I have time to read, understand and ask for advise on anything I don't understand. The LA tells me that the agreement is standard and terms…
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Property Tycoons.. Where Do They Start From With No Money!!!
I HAVE READ SO MANY DIFFERENT ACCOUNTS OF PROPERTY TYCOONS SAYING THAT THEY STARTED WITH LITTLE OR NO MONEY AND ARE NOW WORTH MILLIONS!!!! DID THEY REALLY DO THIS OR IS IT ALL RUBBISH. IF THEY DID .... HOW.... AND WHERE DID THEY GET THE CAPITAL. AND.... YES I MAY BE A GULLIBLE DUNCE BUT..... MY HUSBAND AND I WANT TO BUY…
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Under offer / SSTC ?
On rightmove, what is the difference between a property that is under offer and one that is sold subject to contract? Could I go and view/put offers on either property if I wanted to?
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Cost of Living
Anyone here on approx £950 (after tax) per month and living on their own? How do you budget your month? Im on this money and Im looking for my first property. Im looking at 65K mortgage so thats repayments of around £350/400 per month. Leaving me with, say, £550/600 per month. If anyone is on similar money with a similar…
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100% mortgage over 30 years, at 4 times your salary- A sensible decision?
Hi, I am a new member so this is my first thread. I hope this was the right place to put this, it seemed the most appropriate. I'd really appreciate some advice please. My husband and I are first time buyers. We have a child and as a result I now work part time and we have nursery fees to cover so money is tight. We have…
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Quickest Question
Are Newbuild property prices (Barretts etc) negociable or fixed without question?
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Whatever happened to Freedom of Speech - HPC.co.uk
I have tried, unsuccessfully, to make 3 posts to the forum of "that" website tonight. 2 were new threads, which obviously didn't make it through the vetting procress, and one was a post which was seemingly removed. Is it fair that there's a website which seems to be devoted to bringing down the value of assets and simply…
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Is it a gamble to sell my house and not buy another??
Hi All, First post here, i am thinking of selling my house and moving in with one of my friends for a while and investing the money i have in the house. Would this be a stupid thing to do considering what the housing market has been like for the past few years. I am going to invest the money and save money each month and i…
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Repossessions
Am going to look at a couple of repossessed properties over the weekened with a view to buying one. Is there anything in particular that I should consider/ask the estate agent about (that I wouldn't have to ask about a non-repossession)? Thanks
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Is coming off the property ladder voluntarily a good idea?
Hi, just after a little advice on behalf of my older brother; he's 32 & has a mortgage on a 2 bed flat in an ex council block. He's not especially happy there but "can't afford" to move & would have to downsize, anyway- he is changing jobs & will have even less "spare" money each month, cos the flats are ex-council he…
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Capital gains Tax
Can someone please explain how Capital Gains Tax works. My mate has a flat, which is a second, property, he's looking to sell but reckons this will cost him a large wedge even though it's not worth a great deal and he could really do with selling it. Any advice? Rancid
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Rental: help! - who is liable to return my deposit?
Hi everyone, I've been following a lot of your useful advice for a while but this is my first post so please bear with me! I am having real problems getting back the deposit on the rented house I have just vacated, and would really appreciate any help or advice anyone can offer. The background is that my partner and I…
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How long to allow Vendors to Find
we put an offer in on a property 5 weeks ago knowing the vendors still needed to find.. they did howver say that if they didnt find in 2 weeks they would vacate... we wasnt worried as we had to vacate our property anyway so 12 weeks to 14 weeks not much difference.. its now been 5 weeks and they havent found i know they…
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Mum needs estate agent help....
My Mum, 62, is about to sell the mortgage free family home. She has never sold a house before, and neither have I; and this is going to be a big thing for her to do as she is on her own. I'm some 300 miles away and can't be there for her all the time, but want to give the best help and support I can. I have suggested she…
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Entering into the world of Renovation and BTL
Hi everyone. I'm after a bit of advice. I currently own a house but I would like to expand and ideally purchase a handful more within the next 3 years or so so that I have something dependable for when I am older. I'm currently 27. I have been thinking of doing the following. Funds at this stage are limited but this is…
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Renting in UK, But Moving To Spain - HELP!
Hi Guys, Here goes my story. I have been a council tenant from 1995 until 2003 when my home was transferred to a private housing association. I am currently paying really low rent @ approx £250 per month. The company that I work for have announced that they are relocating to Spain by the end of June and would like me to…
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Rental:Can i stop people viewing our flat?
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paid by both sides
can a property finder get paid by buyer and seller if they introduced the parties together but took no further role in negotiation?