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part exchanged house advice
Hi, we are looking at a 3bed 1910 mid terraced house, which a national housebuilding co. has on the market for £112k via local estate agents and its also via there website for £110k. They bought it early Jan for £106k It's not in fantastic decorative condition, I almost needed sun glasses to carry out the viewing :cool:…
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Selling Share of Freehold
I need some advice please, here goes..... I own my flat which has a 99 year unexpired lease, I also own a share of the freehold with my neighbour. There are just 2 flats involved. I intend to sell my flat within 6 months. My neighbour has asked me if I would consider selling him my share of the freehold to her before I…
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opinions - not a perfect house - not a perfect area - but cheap.
Morning All, I have come across a strange but interesting thought, A short history and your opinions greatly recieved. About 4 years ago I met my fiance, at the time I had just purchased my first house. As time and life progressed and i was interested in property I noticed that there were street houses in a badish area…
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Don't Know What To Do Next!
It's like this: We've discovered that we're expecting baby number 4. :beer: This should be good news.....but...... .....we currently live in a 3 bedroom council house, where 1 bedroom is a box room. The 14 year old son has that room. The 12 & 9 year old daughters share a room. Now, if it's a boy, there isn't room for him…
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Giving counter notice to landlord? Ethical?
Hi everyone, Our landlord has just put the house that we rent on the market. Unfortunately, we're not in a position to be able to buy it. However, the agent has arranged for 7 individuals to view the property next weekend. :eek: So, it looks like we may well be moving out..... Obviously, the landlord needs to give us 2…
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Mortgage Company adding a Fee to Let ?
Hi All Hope some one may be able to help!!!!! I am just about to let my property out to a tennant, I have advsied my Mortgage company that this is the situation as we have a 2 year fixed rate with them, I then recieved a letter that included some of the below text-: The Mortgage was garnted on the basis that you occupied…
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Legal advice re: Solicitors Local Search
Hi, would appreciate it if someone could give me any advice, or point me in the right direction. Bought our home 5 years ago and the solictor carried out a local search which showed a proposed plan towiden the M25 which didn't really affect us. However, 5 years later we find ourselves in the middle of a construction site…
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Giving Notice on a Fixed Term Tenancy
I'm in need of a bit of advice on behalf of a friend. Hopefully someone out there might be able to offer some help. My friend has an idea that they do not have to give notice if they leave the property at the end of their fixed term assured shorthold tenancy. Is this really the case or will they find they will…
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how does an indemnity cover you?
im looking at a house that has an extension and loft conversion with no papers, im a cash buyer no mortgage, if we took out an indemnity and something went wrong, what does the imdemnity actually do then?
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Rent increase intervals
Hello :hello: I was just wondering what the average interval is for rent increases for long term lets? I have been in a property for 4 years without an increase and I know one was due, however it has increased by 9%, which I cannot afford so will have to move :rolleyes: I just wish there had been a half way mark so I could…
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survey finds a big deep vertical crack!
just had a survey back, part of the house was extended and a loft conversion done above it. there is a deep crack along where the extension meets the original building the conversion and extension are over 20 years old. the vendor said she has not got the certificates for it as they were lost. the surveyor seems to think…
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Offered FAP
My boyfriend's mum is in a dilemma - she has her house on the market with both a local estate agent and Housenetwork. She had a viewing yesterday that came via the agent, but the viewers then put the offer in (full asking price) via housenetwork. His mum has accepted the offer but is now worried that the agent might find…
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Estate agents exposed
hi everyone, Just noticed that there is a program called "Confessions" on ITV on Tuesday 20th February at 10pm. It's a program where estate agents confess their bad practices and should make interesting viewing. It's the first of a ten part documentary. taken from the itv website.... New series revealing industry secrets,…
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builders with you on viewings??
if going to see a place that looks like it needs work doing, is it ok to ask a builder to come with you to be able to get an idea of the cost involved for when negotiation starts? would a builder be likely to charge for this or just do it as a normal quotation?
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Property Ladder?
Why do people seem to think it is so important to climb the property 'ladder'? Why do they think they need to keep buying bigger and more expensive houses? Why not just buy a home and stick with it?
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adding wife's name to buy-to-let
We bought a buy to let house three years ago with a friend, so there is my name, my husbands and our friends name on the mortgage. Half the house is his and half ours. I think he may be missing out in future if we sell the house by not having his wife's name included in his half as he will miss out on another tax free…
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Even more moneyback on council tax?
The recent Tonight with Trevor MacDonald programme looking at council tax banding looked at a family who had appealed against their Council Tax Banding as they felt their home had been devalued due to the development of a factory nearby which completely ruined their view. Their Band was reduced though not becasue of the…
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Fixtures and Fittings
Can you add the cost of fixtures and fittings onto your mortgage? Also - does anyone have any tales of sellers being funny over F&Fs? I want to make sure we've remembered to ask about everything - curtain poles/light bulbs/built in appliances etc!
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whats a indemnity
Hey guys, Im stuck on this at the mo. Basically my dad was made bankrupt and the inland revenue did this about 6 years ago, and now they want £30k of him. Now the only way he can pay them off is by re-mortaging, but no one will touch him, so he said to his solicitor to transfer the house into my name and i will get a…
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Estate Agents!!!!
Hi all I have been after a property for 3 years nows, i ahve now sold mine but cant find another of a smiliar size to move to! There were a few bad incidents i have had with agents due to them telling utter b&ll5£$t and lies There was a house, corner plot, spec was a VERY high standard, sold for £465000, few months later…
