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Myhouseprice.com Offer
Register before Tuesday September 12 and you'll get 10 free reports to be used over the next three months https://www.myhouseprice.com/sundaymail
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House sold STC how much for selling solicitors fee's
We are selling out house and hopefull moving to cheap rental, We had an offer we accepted yesterday and the EA asked us about solicitors, I have told him I have somebody(I am not so trustful of solicitors)... I am going to get DH to ring round for quotes tomorrow but can somebody give me a clue??? How much should it cost…
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First Time Buyer - Purchase Years Prior To Moving Out?
As a first time buyer aged 18, I'm becoming increasingly concerned about house prices and the issues for first time buyers. I was considering that if I was able to get a mortgage, would it then be feasible to rent this out and thus pay my mortgage until I intend to move in? This could then freeze the increase in price of…
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Do I contact solicitor or EA?
I had an offer accepted on a house on the 14th of July. I have instructed my solicitor to do the conveyancing. I am a cash buyer with no chain. I would like to know the progress of the owner of the house I am buying as he has had to find another house and am eager to move. Who do I speak to? My solicitor or EA?
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splitting up - so confused- HELP PLEASE !!!!!
Hi, I split up with my ex-girlfiriend in March 2006 and the transfer of equity has just gone through so the house we bought together is now under my name. The split was amicable and despite it taking longer than expected it is now all sorted with little hassle! (thank you for the helpful advice i got here on this forum -…
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Short lease-what's the discount?
Hi everyone I have had an offer accepted on a property with a 69 year lease and have a query is regarding the impact of this short lease on value. I asked the EA whether the vendors have looked into how much the lease would cost to extend. She said that they have not looked into this and that the lease was being sold 'as…
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Collecting rent
To the people who rent out/buy to let how do you collect your money? and what deposit do you take?
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Buying a house with second mortgage
Hi Any good avice welcome here We have the chance to buy a rundown bungalow and we would be able to do it up and resell at a good profit but we already have a mortgage on the house we live in. Is it possible to get a second mortgage to buy this property and then repay it when we sell .
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100% mortgage-no deposit-few qs
Hi everyone I am a FTB and have just had an offer accepted on a flat. Have instructed solicitors/surveyor etc so things moving forward nicely. I was hoping that you could help with my following question: As I will have a 100% mortgage, I will not have a deposit to put down at signing. I understand from my broker and…
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Question on renting...
Hiya, I've been trying to rent a flat and have some questions as i'm new to this. We have found a flat to rent and have paid the £100 each for reference checks and admin fee's. But im worried we'll be rejected as im a student and my partner has just started a new job. If we had parents as guarantors do you's think there…
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Quick Question!
Hi All, How do I go about selling my house? I have no mortgage in it and my brother wants to buy it (as a BTL) with cash. I'm presuming I don't need solicitors, estate egents, surveyors as there is no mortgage on either side, so what DO I need to do? Do I just had over the deeds with a reciept? Who do I need to tell? Is it…
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Vendor lied about being chain free
You'll like this one. I agreed a completion date of 1/09 for the property I am/was buying to tie in with the property I'm selling (as you do). I had a gut feeling over the last few weeks that something wasn't right and I suspected that my seller wasn't ready for our proposed completion date, even though she said it was all…
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By to Let with no deposit
I'm trying to help my step son and family get on the property ladder, is this possible without deposit ? Was looking at getting a loan for 12000 over the longest period possible as the deposit, mortage on three year fixed for 70000 ish. After 3 yrs, remortgage and pay loan and then just have mortgage for 82000 ish on house…
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Offers offers offers
Can people who have bought houses tell us about how they made offers, what prices they offered, and the responses to each offer? I'd like to learn more about the process of making offers. For example, someone might look at a house on for £180,000. Offer £160,000, be refused, offer £165,000, be refused after a while, offer…
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Changing areas - good and bad bits of the same area
There's an area near me which has some good properties. Houses are not expensive there, and transport links are good. But something worries me. It's a new-ish housing estate, maybe ten to twenty years old. Problem is, it's a large area, and some bits are quite nice looking areas, but particularly down one end, it's very…
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Buying a house to let out with cash.
Hi everyone I just want to get peoples opinons on whether this is a good idea...... Me and two friends are considering buying a house together in cash. I have 10k and my friends have 30k and 50k respectivly. We are considering buying a house, which will have to be no more than 90k, and then splitting all costs and profit…
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Trying to sell house...
Hi there everybody - this is my first post on here! I need some advice about selling my house. OH and I bought the house 18 months ago and have since had some bad luck with jobs etc and now really cannot afford the mortgage... We have cut back on everything and are selling everything which is not 100% necessary to live,…
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renting out a spare room
Could anyone help please. My daughter recently got onto the property ladder and has found the joys of being a home owner not as much fun as paying board to your mother. The nights out, the new shoes, (god forbid she has to go to work two weeks in a row with same shoes on.) holidays ect,. She has thought about renting out…
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Potential loft conversion - checking it out before we buy
The leasehold flat we are about to buy has a huge loft space which has not yet been converted. We are considering that this would be a good move in a couple of years when we have got some savings behind us. My question is - what do I need to do to make sure that we would be allowed to convert? How do we check that there is…
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Property charges
We completed on our house purchase on 11 July, 2006. During the legal process a charge was put on the property before exchange and the seller's solicitor was aware of it and it would be redeemed along with the mortgage from the proceeds of the sale on completion. Just happened to be on the Land Registry site now and it…