-
repossession help
i am hoping someone out there can help me, i have a friend who was reposed 10 years ago, they have just caught up with her and are asking her to pay £66,000 they say they did not sell the property for 2 years, we cannot find out when they did, she is desperate for any help or useful site details as is scared it may…
-
Exchange!
Hi, It seems we are ready to exchange contracts for the house we are buying after lots of debates over the completion date. Is there a time the contracts have to be exchanged by? I don't know if I should presume it hasn't happened today, or keep hoping for the phone to ring! Dora x
-
Bank of England Rate Stays Same
Who said interest rates are rising?
-
Am puzzled!!
EA phoned regarding a house I was interested and he asked me to increase my offer and the seller will accept. Told him I will think about it, that was on tuesday and today the house is no longer on the agent's or right move website. Does that mean the seller has accepted another offer? He did say they have another buyer…
-
Barrats 5% Deposit
Hi, hope people will be able to give me some sound advice, sure need it! I'm currently going through the process of buying a new build property of Barrats and they've given me a 5% depoisit towards the property purchase. Now some mortgage providers refused to accept builders deposits but finaly found one that did - so have…
-
House Capital
Partner and I jointly bought a house in 1998, sold house in 2002 and used profit to put deposit on new house, jointly mortgaged, but payments came out of his bank. He moved out in February and I changed the direct debit over and paid the mortgage on my own to date. I want to move out and he’s going to take over the…
-
The Bidding War!
My girlfriend and I want to make our first offer on a property early next week. We’ve read all the tips, but can anyone offer us a little bit more clarification on the bidding process? The house we like is on the market for £149,950. It’s a semi-detached house in good condition and if we moved in, we would not have to do…
-
Selling a property with conditions
My father is selling his house and there is some interest from the next-door neighbour. Subdivision of my father's existing garden on its own is unlikely to obtain planning permission but there’s a possibility that there might be an opportunity to subdivide the end of both gardens as a separate plot if the neighbour bought…
-
Mum is buying new house... do I buy the current house from her?
Hi.... I am a complete novis to house buying ect.... My situation is this... my mum has decided to buy a new house with her partner... and sell the 2 bed property we have been leaving in for 10+ years.. I would dealy love to get on the property ladder as quickly as possible... however I planned to move into the new house…
-
Transfering HA tennancy to mumsie?
Hi, I have a HA house but want to move to london, trying to find an exchange is proving quite hard and i just want to get out of this area. Is there anyway i could sign the house over to my mums name (she's homeless after having the house repossesed because my sperm doner fraudulently remortgaged the house and couldnt keep…
-
Thinking of buying a second property
Hi all.....I live in sunny cornwall :beer: ......have a 33k mortgage on the property I live in with approx. 130k equity. My stepson is likely going to Plymouth uni next year but wants to live away from home......can't blame him really. I've been looking at properties near the city centre to buy....so he can live in for the…
-
Housing benefit V private
Hi everyone I've just received this email from my Agent (I am a Landlord): <The tenant from the above property has been in touch as they are going through the process of applying to the housing benefit as she is having problems meeting the monthly demand. The council unit has requested your address as they will need it for…
-
Buying House Please Help
I hope someone can help I bought a council property through the right to buy scheme last january and now really need to move due to health reasons we have seen a property which is ideal for us but but they have an exchange date on their property of November if we sell before january we will have to repay over £12000 if we…
-
FTB Hoping to exchange/complete friday!
Two weeks ago i went to see my solicitor to get feedback on searchs. I also signed my mortgage document, fixures and fittings and something else. Being new to this i wasnt sure if i would be coming in again to sign some kind of official contract in redyness for exchange. I suggested two weeks on friday as a good date for…
-
Help for 1st time sellers please?
Our house has sold and weve found someone nice. Offer has been accepted and its all going through great. Weve brought before but never sold are stuck when it comes to the legal process. I know that we will have to go and sign papers at the solictors office. When is this done then after how long do we get the keys to our…
-
How much do you think this will go over the offer price?
Any suggestions? http://www.propertysalesonline.com/Property/PDF/831843/831843.pdf
-
Are they about to bump the price?
We are selling in order to repay debts, and are moving into rented. We can't exchange until 18 Sept due to mortgage penalty, but accepted an offer at the start of June from a couple with no chain. Their survey wasn't done until 10th August and undervalued our house by £5k. We found this all out last Weds. They are now…
-
Shared Ownership Help?
Hi Been a hectic week for me so far! Only decided on Monday that I best get my !!!! in gear and have a look at mortgages etc. However, Monday afternoon came along and I spotted a flat that I fell for!!! 25% share in a flat on offers over £32,000. So finally got a meeting with my mortgage advisor today and got a quote of…
-
Please advise.. somebody put in offer before us.
We booked for a second viewing of a property and was told by the EA today that there has been an offer on the property, although they would still honour our viewing. We are quite keen on this property but should we forget it and start looking elsewehere as we do not really want to nor can afford to enter into a bidding…
-
New Home Buy Scheme/House offers
First of all, I would like to thank everyone for the advice they have offered on this website. It truly is a fantastic resource. My girlfriend and I are first-time buyers, who have found a property that we like. We have done our homework on lenders and solicitors and we hope to be putting in our first offer early next…
