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Can't sell our empty house
Our house had now been on the market since last July - we had sold but it fell through at last moment - we've been living in rented in another part of the country since November. We have now had just short of 100 viewings! It's an 9 year old estate house, 4 beds, en-suite etc, 3 parking spaces, conservatory, backs onto…
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Not sure if planning permission obtained
Hi We have been in our present home for nearly 8 years. There is a two storey extension on the front, but i don`t know if planning permission was granted for it. We have two sets of plans, 1 from when the property was first built which does not show it how it was when fisrt built. As it shows it as a square box, which is…
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Is This The Impossible Dream????
Me and my partner have been together for 5 years and at the moment are trying to budget and pay off our outstanding debts ... we are currently renting a house at £675.00 a month i am 31 and he is 29 Is is possible that after the debts are clear probably after 6 months that we could then still save for a mortgage??? He…
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interest or repayment?
Need advice please, buying property for £140000 with 10% down, not sure whether to get interest only mortgage which will be payed by the person renting and then have an ISA to save the rest or get a repayment mortgage which I know won't be covered by the rent and pay the rest myself? Or should I just not buy and save all…
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loop hole
please can someone explain in detail the loop hole for forces living abroad at present wanting to buy a house in uk? We would like to buy a house now and rent it for a while before we come home to uk to live in it. Have been given different stories about what we can and can't do, can someone give us the facts? Been told…
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London flats to rent / good agents
I'm about to start my search for a flat to rent in London. Presumably the money saving approach would be to avoid an agency where possible. I've heard so many nightmare stories about Foxtons, for example. Can anyone recommend the best places to look for letting announcements, Londonwide? Online, printed or whatever. Any…
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absentee freeholder dilemma
Hi i have an offer of £25k off asking price accepted on a london flat. This takes into consideration the absentee freeholder. I have been searching for ages and i am sure of the flat and location. the only problem is the remaining lease is only 72 years. from reseach. is it true i need to be in the property for 2 years…
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Help, any solicitors or mortgage advisors out there. Need help with standard terms!
:money: Due to various !!!! ups by our solicitors(who we've already given £200!), we were running the risk of losing our house that we've done a lot of work to try and get! However, the searches we are waiting for are due back on tuesday. So our solicitor has sent us a contract to sign on the proviso that what comes back…
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Relocation agencies
My wife and I, both pensioners, have recently sold and are looking for an almost 'final resting place'. We know exactly what we're looking for but find that we're getting exhausted all too quickly in the process. Anyone have thoughts about the value of taking on a home search/relocation agency? Our concern is that, apart…
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planning permission and phased extension
The house we hope to buy had a large extension in 2004. Planning permission obtained. They then obtained (written and signed) permission from the planning department to do the extension in phases. This was subject to the plans being kept to. They are currently obtaining sign off by the building regs dept for the work done.…
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10% deposit problem
We are in a chain. Our sellers (moving to rented) are insisting on a 10% deposit. Our buyer can only muster up 5% deposit as they will be on a high percentage mortgage. We cannot afford the difference between 10% of the house we're buying and 5% of our house. We all agree that we need at least 2 weeks, possibly 4 between…
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Joint liablity for debt from equity of house.
I have been watching the streets of debt programme with great interest this week. On one programme they had a woman that had got into debt and owed 45k on a credit card in her own name. She was married and owned a home with her husband. Am i right in thinking that as the debt was in her name that they could only get her…
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House Buying Nightmare - Useless Solicitors
Sorry for the rant - though I have calmed down since this afternoon, I am still angry and want to get my experiences down so someone might learn or offer advise. Some of you may have seen my post back in April when I was already 3 months into my house purchase. At that time I had a number of problems which I'll repeat here…
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Latest Drama - No "For Sale" Boards
Losing the will to survive the buying and selling process. I decided to buy a property before selling my own (never do this!). And it has been nothing but stress and drama. Today, I got home to find a snotty letter from this ugly, red-faced, pumped up little sh$t who calls himself the Company Secretary of our block of…
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Selling a house when you're not living in it.
Hubby is a part beneficiary of a property that is to be sold. He has been asked if he has any preference on estate agents to carry out the sale by the executors. Now apart from cost, is there anything we should be aware of? The property is being lived in at the mo and I personally would prefer to request accompanied…
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Selling with a secured loan attached - please help!!
Hi This is my first post here although have been reading for a while. We are about to sell our house and buy a new one but have a loan secured on the house we are in at the moment for 6000. We will have about 35000 deposit to put on the new house out of the proceeds of this one but would like to carry the secured loan to…
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subsidence help?
Bit peeved of need release so here I go... I had happily exchanged on a property last week and was due to complete next Tuesday – everyone (solicitor + mortgage broker) telling me everything was fine however I find out today from my solicitor that the Abbey (who is doing my mortgage) are expecting a full structural report.…
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Cost of a removal company
Chaps - I'm after some rough estimates to put into my spreadsheet. Chance we might be moving in the next 9 months, so want to do some research. Last time was a first house, no chain either side, so we just took stuff up by a few cars in a few trips - no appliances or furniture to speak of, just posessions. Now we have the…
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Problematic tenants
I broke three golden rules when I rented out my house - rented to friends, no formal tenancy document and I didn't take a deposit. Now, just 2 months into the tenancy they are delaying payment (was due today and they told me yesterday that I would have to wait until next Tuesday). I dont want to come across too harsh as…
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Help with my landlord
I hope someone can help me :( My and my girflfriend have been renting a house and we are in our third 6 month contract. When we took out the most recent contract, I was asked if I wanted to do month by month or 6 months. I asked if it made a difference and was told no, if I wanted to cancel, I could still give a months…
