-
Half a Percent.com - Anyone used them?
Hi there everyone I have a very small flat which I want to sell, but having had quotes from local Estate Agents as to their charges, I have been put off as money is a little tight, and with all the charges adding up I am not sure moving is now a viable option. The flat is only worth about £100k and they want to charge…
-
Dodgy buyers?
I'm in the process of selling my house and my buyers announced to me yesterday that they want to exchange contracts and complete on Friday! The reason being they are going to be homeless. Im rather annoyed because they have now said that their deposit is coming from the sale of a house and I had been led to believe that…
-
Buyers want me to show tenants round
Hi I have accepted an offer on my house and the buyers are going to rent it out. They want to bring round prospective tenants to look at the property next week, while we are still here. I'm not too happy with having yet more people coming into my home, especially when it's really not going to benefit me. I told the EA that…
-
disparity in valuation & repossession
helping my little sis with hopefully moving - had 3 EA out today & each one valued the house 10K more than the previous one - large 3 double bed terrace with large bathroom with separate shower cubicle & big rooms downstairs - £114, £124 & £134 - I expected a couple of thou difference but not £20K! also the last EA who has…
-
Solicitors Fees Do These Sound Ok
Well just got my final bill for solicitors for sale and purchase and it came in at £2.7k ! :eek: I was charged £88 for the LTR (Land Transaction Return) thats what they send to the IR for the stamp duty, surely though the IR dont charge for it, and the cost of dealing with it should be part of the fee not seperate, were…
-
House sale could fall through at any time.
I got a phone call last Wednesday form our Buyers (FTB) to say how excited they were to be moving in our house in 2 days time on the Friday. We knew nothing about this and haven't even exchanged contracts yet! Apparently the 9th June was the date initially put forward at the beginning of the sale process but we were never…
-
Selling/renting/repossesion ?
Hi, wasn't sure if this would be the best section for this tbh. Currently in a tricky situation that I'll try to explain briefly. Partner disappeared leaving a lot of mortgage arrears that I knew nothing about. Sorted this out and was OK up until being made redundant recently. Mortgage co went straight for the throat and…
-
Renting - moving on
Need some advice - I currently rent a property which is managed by an estate agent. While I'm not unhappy with the flat or the agent, I'd like to move on to something a bit nicer but I'm not in a desperate rush to do so. I'm happy to stay with the agents, but I'm afraid if I tell them we'd like to move and look at another…
-
Landlords
I am hoping to move next year and rent my current flat. as a rule of thumb do you include water rates in the rent or should all services be registered in the tenants name and they pay these in addition to rent? I am looking at charging £650/month for a 1 bed garden flat - do tenants expect to pay council tax and water…
-
charges for paying off the morgage in full! HELP!!
I really hope someone can help me on this. I split from my ex about 2 years ago and finally the house is in the process of being sold. However, my name was not on the morgage. He has agreed that as i was paying for half the morgage that i am entitled to half of the profits(we dont intend on buying again!). However, I feel…
-
Renting question - all the money, but little else to offer
We're looking to rent a house and would probably have to go through a letting agency, as landlords who don't use these are a very rare breed around here. We can pay six months rent plus the deposit, but both have a sketchy (non-existent) recent employment history and are unlikely to come through a credit check with flying…
-
Sellers' Islamic mortgage - will it cause delays?
Just found out the only thing holding us up is that the sellers have an Islamic mortgage, which means the house is owned by the bank and they have to get the bank's approval to sell. Does anyone have knowledge or experience of Islamic mortgages? Is it likely to cause any more delays after we get the bank's approval?
-
renting house out
Hi a mate of mine has recently rented his house out without the knowledge of the lender, he has kept up to date with payments and has never missed payments or anything like that. my concern is that when the lender finds out they will take drastic action and may even take possesion of the house? he has got landlord gas…
-
Renting for the 1st time, is there a credit check?
I am 37, always been crap with money but this year have decided to sort myself out. I am on the verge of having an IVA sorted which will see off the £20k of bills and am planning on moving out of the family home at the end of next month when I have the rent and bond. One question to you lovely helpful people, when I use an…
-
Should I sell and rent?
Hi all I'm selling my house to downsize after a separation. I've had a great offer from a buyer who wants to move quickly. Problem is I want to buy in the same area, Greenwich, but there is very little on the market. Because of this house prices are really booming here and competition is fierce for anything half decent.…
-
Flat lease
I have just instructed a solicitor re purchase of an apartment with a 70 year lease. This is leasehold with a share of the freehold. I am concerned about the financial implications of a short term lease and since the apartment is a 'new build' (7 years old) don't understand why the lease is so short. HELP!!! Does anybody…
-
New Bellway home cust care: Gnats coming through gap in strip on window sill
Hi all We purchased a new build Bellway home last year. Our experience has been mixed. Some good, some bad. We recently called their customer care as we have seen gnats and sometimes other little flies coming through a little gap in the strip on the window sill adjacent to the window. I hope that makes sense. The customer…
-
Should I chase EA after putting in an offer?
I have seen a property I like Im FTB. Looked at property twice and put an offer in of £114K house is up for £126. Having looked around think its well overpriced and would like to pay £118. The vendor has two agents trying to sell has started redecoration and some small improvements to try and sell. They have an offer…
-
Deposit charge
Generally good tenants just moving out. Was removing some furniture for next tenant & notice a hole drilled through connecting wall to allow extension cable through. I know I can sort this out quite easily myself but feel I should make some charge for this but not sure how much. Any suggestions?
-
Survey Refund?
Hi all, I have just moved into my new house. At the weekend I moved a garden bench that was positioned underneath my patio window (the window in raised up). Behind it I noticed a large hole and the wooden sill was rotten. I've just taken a look at my survey as I I dont remember it being mentioned. My survey states: "There…
