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How long should it all take??
Just a quick one.... We've sold our flat to a first time buyer (she's currently renting) and we're going to be buying a house with no onward chain so we're in a very short chain. We'll be putting our offer on the house in tomorrow so assuming we reach an agreement on the offer tomorrow, how long should it all take to go…
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Getting a Mortgage
Hi I'm all new to this, I would like some info on getting a mortgage; I want to buy a 4 bed semi-detached, for +- £280K, my wife and i only qualify for £160K, but if i rent out 2 rooms to share (so 4 people) @£80 per person per week = £320*4 =1280 and the difference will be covered by us, so say the mortgage is £1800 We…
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What would you offer? What would you accept?
I am very interested in a property local to me.It has been on the market since June last year and was originally £119,950.A few months back it was reduced by £5000.Now last week the owners have changed estate agents and it is now on at £109,950. Assuming that I can get a mortgage for that amount or somewhere near,what…
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claim free property and land in the uk
sounds well dodgy to me but just thought I'd ask if anyone has had first hand experience, some guys claim to be able to show you how to claim free land and even properties in the uk examples are johansson,eglington e.t.c, is there any truth in this or is it as it sounds just a scam :j
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Right to buy
How long do you have to be living in council house before you have to right to buy? Any tips before buying? i know we are not gonna do it it before buying to keep the cost down but do anybody have any tips?
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House equity security help?
hi, i like to buy a house with someone ie joint application. Im paying 20% deposit on the house so how do i put my name on the deeds saying i get 20% when the house is sold? cheers,
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assured shorthold tenancy forms
anyone know where i can get these either free or cheaply many thanks xx
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"Sellers pack"
Sorry if this has been posted previously - i did look!! Does anybody know about the change of law regarding selling your home ie. the seller must provide a "sellers pack" to include surveys and searches? I have been told this could cost around £800 and is only valid for a few months..... :confused: does anybody know about…
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FTB-how much under should we consider offering for houses?
Hi guys, We are currenly looking at buying a property for the first time. We already have a 3 yr old son and don't really want to hold off having another before too long so therefore we need a family house (min 3 beds), with a garden etc. The trouble is the average house price round here is £200,000 which is more than we…
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An Undertaking?
Hi The house we have exchanged on, is now vacant (was tenanted). We're due to complete on 7th April, but we went to view it yesterday (just to check it was empty) and :rolleyes: it needs more work than we thought on it. Nothing serious- just new carpets all round and a bit more plastering. We would LIKE to get access to…
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HELP!! Tenant gone bankrupt
Morning Everyone My tenant who has been no trouble at all the last 12 months, has gone bankrupt in his business. He assures me that the Courts will allow him his living costs , ie my rent money, so in theory I should be okay. is this true? His wife has opened up a bank account in her own name and the rent will be paid from…
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exchanging contracts
Can someone explain exactly what this entails? Our buyer and their buyer went in friday to sign contracts. Ours was signed weeks ago. They are hoping to exchange Monday. Do they do it over the phone or have to exchange the actual contract? If so how can exchange happen on same day? Also how soon after exchange can…
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Actually physically moving house - advice please
Has anyone got any suggestions about how to go about finding a decent removal company? I've asked for recommendations from friends and colleagues, and haven't received any. Now I don't know where to go. We're planning to move (fingers crossed it all goes through) about a mile to the new place (we're in Kent if that makes…
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How do you find out...
what developments are planned for an area? I've seen a great property that backs onto farmland, but our area is undergoing a lot of house building at the moment. We've had our view taken from us already in our current house. I know there are no guarantees regarding as yet unscheduled development, but is there a way of…
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(house selling) Can you withdraw from an EA without any penalties?
Hi, Just a quickie. When using an EA to sell your property, is there anything to prevent you from personally striking an agreement with a potential buyer and then withdrawing from the EA resulting in reducing costs (i.e. EA's cut). Technically you would be using the EA for free advertising then denying them their cut. Is…
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Funding the housemove.
Sorry, another silly question, but being a first time seller, I don't know the answer! Increasing the mortgage when moving, do most people a) redeem current mortgage (with penalties) and get a whole new one? b) get a second top up mortgage with a different end date to the current mortgage with i) current provider? ii) new…
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Equity Release
Can anyone give any advice on equity release
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Recommend a Solicitor?
Any recommendations people - not worries about location as long as they are efficient, cost-effecitvie and get the job done. Thanks!
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Selling Part Of House
12 I wish to raise money from my house any advice on Companies/Banks/Bulding Society would be appreciated. How much of my house can I sell.
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Building Insurance Problem
Hi All, I am currently selling my flat which seemed to be progressing smoothly until I got the enquiries from the buyers solicitor who have asked for a copy of the Buildings Insurance. The flat I am selling is part of a terraced house that has been converted into two flats, with mine on the ground floor and the person…
