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Debt-free wannabe
Archives for December 2021
Discussion List
Is £250 (4 weekly) month enough to live on for one person = £62.50 a week.
I seriously need to budget. After all my outgoings I’ll have £62.50 a week for groceries (excluding cleaning products as the supported living home provide these) I’m not buying cigs or alcohol. I don’t need petrol as don’t run a car. I have a bus pass from the country council so don’t need transport costs. The £62.50 will…
Same Same, but different.
Well, here I am again. So, I believed things to be on the up (despite the pandemic/ uncertainty regarding having a baby on the way), unfortunately things were not on the up. Good news first: * Baby Lonelyrat arrived in June 2020 perfectly healthy and is now a boisterous, almost, toddler. * OH is still employed by a decent…
Resolvecall on a 8-year debt
Hello MSE experts, I have gone through multiple useful threads that are relevant to this issue, some were linked directly here. But the issue I have is not the logic of the problem, but how to approach or settle it without harming myself (prejudice). I recently received a letter from ResolveCall stating I must respond in 7…
Paypal - Overdrawn Balance
Has anyone ever had an overdrawn balance on PayPal? Looking for some advice as I'm very nervous. I won't go into the full, long story, however I have a number of transactions that have been made over the last couple of days on PayPal, which are waiting to clear from my bank account in the next couple of days. However I…
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Hoist financial
Around 5 year's ago i was self-employed gardener and had an overdraft of 1500 from HSBC .i discovered after working and the stress of my own business i had epileptic seizures and couldn't work anymore..i couldn't pay my overdraft back, so HSBC took me to court and i have CCJ against my name now. I tried to pay it back but…
I'm lost and I don't know what to do
Hi, I've come here because I really don't know what to do or how to proceed with my future. I am a 30 year old single Dad who has joint ownership of my daughter. I was in debt when I was younger and very close to debt free until me and my ex partner split up in 2018. After that both financially and emotionally my mind…
Lowell Portfolio County Court Judgement at Previous Address! Also not the creditor!
Hi All. I have only this month learned of a county court judgement which is showing on my ClearScore Credit file I have never dealt with Lowell and there is a county court judgement of £426. I called the court to find out the information. How can a third party take someone to court since they are not the creditor? On the…
Dmp reset
Hi been a member for a while not posted in years currently in debt management plan with Step Change for three years debts down to 54,000ish. Ha I got to reduce hours at work due to lol health. Have struggled with long term conditions for 6 years s s now feel can’t carry on with poor quality of life working full time…
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