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Looking for some debt advice
Good morning all, Been a long time lurker but this is the first time I have decided to make a post and look for a bit of advice regarding my own debt. I really need to tackle this as it seems to be creeping up steadily. Any advice regarding where I could cut back or which debts I should focus on would be much appreciated.…
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Debt advice
Hi everyone I'm looking for a bit of advice. I split up from my long term partner a few years ago. I left everything and took out a load of debt to make sure my kids had a roof over their heads, clothes, food etc. I've buried my head in the sand for years but I'm in a good place and want to tackle it. I just don't really…
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And so id like to be a debt free girl....but....
Good afternoon all, I'm very New... I've been toying and adding and subtracting for a few months after facing up to the hard reality that whatever I write down on paper all my income and outcome just NEVER works out and the end of the month I just don't know where my money goes. I've set myself a challenge to 'TO BE DEBT…
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Please help with my debt :(, consolidation an option?
Hello alll First time poster, a little reluctant to shed some details on my situation as it's embarassing really don't want to be judged, but I have reached my end and really need some help and advice. I'm a 25 year old male living at home, I work full time and being home anything between 1400-1600 a month (we are paid on…
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Help me stop spending!
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Default from payday loans
I entered into a DMP in January and 2 of my credit cards have been defaulted and i am currently arguing with AQUA about my third ( I had 6 marked late payments and it mysteriously went to 3 the following month, so have complained asking for it to be defaulted. As they have incorrectly reported it.) I also have several…
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Can I get DRO to take over IVA and other debts
I took out an IVA at the start of the year to cover approx £7k of debt and was managing okay paying £80. Since then I have had to move home quite suddenly and now have water and electric/gas debts from my old property. I recently had to have an interveiw under caution for overpayment of housing benefit and income support…
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My sisters debts
Hello everyone, I have browsed this forum for years but have never actually needed to set up my own account until now. Yesterday I returned from a lovely week away in Devon with my husband, sister and brother in Law. We try to get away together for a week every summer as it gives us the chance to catchup. Despite being…
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Beware the pitfalls
I am not sure I can name the companies involved but this is a word of warning of how you could lose your home on an unsecured loan. My wife and I are currently retiired, we are living off savings just now and are awaiting a lump sum at the end of August. Before we move abroad to stay we decided to do various jods to the…
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Should I pay? Can I still get a CCJ?
Hi just a couple of quick questions as I am sure this has been asked before but couldn't find relevant answers when I searched. I have logged into Lowell's website to arrange payment of an outstanding debt which is still showing on my credit report. There are several older accounts which are no longer on my credit report,…
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Being cheap Vs Getting value for money
Just wondering on what is the difference, and how do you know when you are making a step from one into the other
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Disputing Debt
Hi Was wondering if someone could give me some advice/provide a template letter. My partner received a letter from a law firm on behalf of a debt collection company in relation to a debt they are claiming he owes and giving 14 days to pay or threatening legal proceedings. He has never received any previous correspondence…
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Quickest way to get out of debt
HI there, Need some advise to remove my debt as quickly as possible. I currently have £22k worth of credit card debt (across 5 credit cards) which i managed with balance transfers (often at 0% transfer fee if possible) and I plan on getting rid of these as I can pay easily £500 a month off this, so it should take me a…
