-
Advise needed please? :-(
Hi all, Ive not posted for a while, ive just been getting on with paying me DMP with the CCCS which i have to say is going great now, ive had my 1st yr review last month and its run really smoothly..... WELL THERE IS ALWAYS A BUT!! lol The but is, that my fixed rate mortgage has come to an end, i got the mortgage before we…
-
Some Q's Re: Signed Credit Agreements
Hi, I have posted off a couple of applications for CCa's today with companies i am unsure of what the debt is for and i think they both may be attempting to collect the same debt ! But, it has gt me thinking - Should i now send of CCa requests to every other DCA that i am paying and have payment plans in place ? Part of me…
-
Rental Aggreements.
Hi, sorry if this is in the wrong place. But untill not long ago we rented a washing machine from box clever. In August we purchased a new washing machine so we rang up boxclever and told them to come and collect their washing machine. They told us they would get back to us. The next thing we heard was a letter from a…
-
Loan advice
I have been reducing the debts using tips from this board and am left with a loan which has £10k outstanding with about 52 months to run. All credit cards and overdrafts are now clear and I have some spare cash which I want to put toward the loan. The loan is with Smile and does not have a PPI policy with it. The loan is a…
-
Dmp
Quick question,, we need to set up a DMP.. is there a list of what companies may be more receptive to this suggestion? I've read emails where some Banks etc.. are a nightmare to deal with.. Anyone with any tips on how to approach to get best response....its scary huh...
-
Alpha 7 Spammer
Hi all appears the DFW threads are under attack from a spammer. Have reported loads of them. I hope none of the DFW on here think the money making scheme in Alpha 7's posts are a good way to go. For proper money making ideas visit the up your income board and ignore posts from Alpha 7.
-
Old Debt! Can I be tracked by using a Credit Report Agency?
Hi All, I incurred some debt while getting divorced several years ago. Since then I have moved on and relocated to another city but still have the debt. I want to apply for a small Mortgage and wanted to check my credit rating, but I am worried about the amount of Data they ask for. Can debt collectors and the like trace…
-
cccs review
Hi just wondering if anyone can offer any advice on the cccs advising you require a review, my parents are currently on a dmp with them and have been for about 6 months they have received a letter advising to call to review arrangement and to have details of income etc to hand. The problem is that my father has been…
-
Hi long time no see
Just thought I would pop back here - and say Hi! I hope that manys situations have improved and those that have not are finding the strength to get there. It has been a very stressful year for me, and after an enforced break by my husband, I hope to be able to be provide some little help from the knowledge that I have…
-
MacKenzie Hall
:mad: Wish i had found this site a couple of months ago - I'm feeling very angry with myself at the moment.........here's what happened. Mid September my mother got a couple of phone calls from Mackenzie Hall, wanting to know of my current address and they told her it was regarding outstanding debts. Now my mum was…
-
Northern Rock - Advice please re correspondence!!
I would love some advice before i post off the following letters, do they seem ok to you??? I realise I must sound like a complete muppet, butI have no-one else to ask for asecond opinion!!! Northern Rock Realisation Dept Solar House 7 Admiral Way Doxford International Park SR3 3XW 17 September 2007 Dear Sir/Madam WITHOUT…
-
Film crew at Tesco's Gallows Corner Romford
Oh yes and who chose today of all days to go out dressed as Stig of the Dumps twin sister ................. Someone said they were making a commercial - great big camera swingabout
-
SOMEONE pick me up off the floor ..............
I've just opened my BT phone bill £219.76 for a quarter ...................:eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: :eek: Am I paying for everyone in the street ?!?!?!?!?! :rotfl: :rotfl: :rotfl: If it weren't so early in the day I'd be reaching for a drink ?!?!?!?!?!:beer: :beer: :beer:
-
help!!!
hi all im new, i have just been contacted by a collection agency about a c/card i got behind with, so ok i owe the money, so i gave them a ring today and explained to them that i only work 16 hours a week, my wages are only £170 a month, also looking after my sick mother, so i asked them if i could set up a monthly payment…
-
cca'S SENT 01/10/07 - ADVICE WANTED
Hi there everyone I CCA'd all my creditors on 1st October so the 12+2+30 is nearly up. I have the letter template to send once the time is up and am happy to send it out to all the DCA's. But what happens when the debt is still with the original finance company. do I still send the same letter or is there something else I…
-
14.11.07 - What DFW thing have you done today?
Hi, I couldn't find this thread so I thought I'd start it. Things for today: Did my piggy click. Will do my rpoint clicks. That's all so far. :o
-
Bluefuzzybug’s - Keep Motivated Diary - with SOA
I saw another users diary so I thought I would try the same. I’d firstly like to thank everybody who contributes to this forum; it really keeps me going sometimes! In fact when it was unavailable for a few days I was beside myself! I also love the ‘No spend’ threads too! I’m going to use this thread to report on my…
-
Only the overdraft to go!!
Hi Everbody, I've been reading these forums for a few weeks now but this is the first time I've posted. Just want to say though, you guys are brilliant, any financial queries I've had I head straight to this site - its the dogs b*****ks of advice sites. Anyway, here's the story... I've been a doing a PhD for the last 3yrs…
-
Savings Account in a dmp
Hi all I currently have a savings account, current account and ISA with smile. I am also currently in a dmp with payplan. Thing is, I'd like to open a separate savings account to put a little away each month (for car tax, annual bills, christmas etc) but somewhere that I can't constantly see it when I log into my current…
-
Capital one reduced payments
I have been paying Capital One a reduced payment for the last five months,although ironically by mistake have paid them double what I originally requested. However they now want to reacess my finances in order for me continue to paying a reduced amount. I have sent them my statement of affairs and the tax credit document…
