Only the overdraft to go!!

Wee_Lors

Hi Everbody,

I've been reading these forums for a few weeks now but this is the first time I've posted. Just want to say though, you guys are brilliant, any financial queries I've had I head straight to this site - its the dogs b*****ks of advice sites.

Anyway, here's the story...

I've been a doing a PhD for the last 3yrs now, which was funded :rotfl:but not for a lot. I bought a flat when I started the PhD as my sister had some spare cash and wanted to invest some deposit money for me. As good as it was to be on the property ladder I struggled to keep on top of the bills myself with my meagre funding and ended up wracking up over 10K debt on credit cards/loan/overdraft.
My funding has now ended for the PhD but I've still to write my thesis (which can take about 6mths). In order to turn around my financial situation I've sold my flat and moved in with my boyfriend and we're now both just living off his wage (I love him- ain't he great?)
The proceeds from the flat were enough to pay back my sister and pay off the CC's and loan so don't have to worry about making the monthly payments on those anymore. :T

The trouble is I still have the £1800 overdraft. My boyfriend and I have decided that we'd love to go travelling once I'm finished and he's still managing to save a little bit (not much) even though I'm living off him (he's debt-free). As soon as I'm finished my thesis I'm going to get a full-time job for 4-5mths and we're just going to carry on living off his wage and shove my wage into a high interest account to fund the trip. My problem is (finally, I got to it - sorry guys, just noticed how much I'm blethering) do I first of all focus on paying off this overdraft, which I can't do anything about for the next 6mths or so anyway cos I've no earnings, or do we just save all our extra money and I worry about the overdraft once we're back and I'm in a well-paid job?
I have a student account with the Bank of Scotland so the O/D is interest-free at the moment and I think for one year after I graduate (hopefully July 2008). After that point I can transfer to a graduate account so hopefully it would then remain interest free for another year. Would love to get rid of it first and go on my travels completely debt-free but not sure I should prioritise something thats going to be interest-free for at least another couple of years!!

Just wanted to hear some other opinions!!

thanks for taking the time to read this

P.s - Any tips on how I could earn a bit of extra cash for us that wouldn't eat too much into my writing time would be great too