-
Help!! Halifax debt from 1997
Hi. Sorry, I wasn't sure where to post this. I've had a letter this morning from Thames Credit Limited acting on behalf of Aktiv Kapital Group who have bought the interest of Halifax in a debt I owe. This debt is from 1997, the last contact I had with Halifax was in around Sept 1997, when I offered them £20 per month which…
-
Help !!!!!!
Hello All , i new to this forum and need some help . ok first things first .... i`m a young bloke living with my girlfirend which is really cool ...the prblem i have is to do with my finances ....at the moment i have an overdraft of £800 and a loan of £1500 which is about 120 a month. I need help to get rid of the…
-
Please can anyone help with my SOA
I have finally managed to talk to my husband about money-it’s always been a very touchy subject in the past and we both have had our heads stuffed in the sand very firmly but thank goodness we’ve both decided that enough is enough and we need to get rid of our debt. My husband has just got a new job so things are looking…
-
Quick Question
Can I approach say one of my credit card companies and try to arrange a debt management plan without the others knowing?
-
Olympic Challenge Take Two (Part Two)
Since we've lost part of the thread, we can finish off the challenge over here, plus then we have a record of the important bits. Once again there's three posts so please wait for them before posting. Thanks And maybe Nearlyrich could close the old thread please :) ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Since the last…
-
DFW Board: What's missing but we need to get?
As per Martin's request on the Site Feedback: Questions & suggestions board. Please post anything important that you see is missing as a reply to this. If you manage to recover the text/contents of anything that is missing then please also report this, but save a copy rather than posting the full text/posts here. Martin's…
-
Rachy's sad little SOA
Hi all, I have posted on here previously about my boyfriend but now due to HSBC withdrawing my overdraft I personally need to cut back as much as i can in order to pay it back as ASAP so i thought the best place to start and get advice would be here. Income: approx £900 per month Outgoings: Rent - 200 Phone - £35 (before…
-
Calling all regulars/board guides help needed
Pls read this http://forums.moneysavingexpert.com/showthread.html?t=597991 Thank you :)
-
I need to clear my debt
I need your advice and help on my Halifax Credit Card, I currently owe them £7000 and paying back £150 monthly plus interest on the card. Please advise if there is any better cards i can switch to and any advice to clear the money Thanks, Koko [EMAIL="abuse@moneysavingexpert.com?subject=Reporting post…
-
I'm back and ready to go!
Hi :hello: Right I have taken a bit of a break from this site (ok only a week) But it has been really enlightening. I have realised that I can manage my money on my own. The only think I have bought this week was the new Harry Potter movie and that was only after I shopped around for a cheap price :) . But I missed…
-
Value week. Downshift Challenge,
DH's car is seriously broken down, we have a huge credit card bill and Christmas is coming... So last week I decided to try a more extreme version of Martin's Downshift Challenge. As you will remember, Martin said when you do your shopping try a grade lower than you normally buy. For example if you normally buy a branded…
-
Daily Chat Thread - Thursday 15th November
I can't see the thread so I thought I would start it. Not doing much today - going to see the mother in law :rolleyes: Have promised myself no more xmas shopping today :rotfl: How is everyone else?
-
Help Jane Save Some Pounds
Hello everyone, I've often lurked on here but never posted much. As you can see from my sig, I've got shot of quite a lot of debt over the last few years - well, relative to my income. But I'm still struggling to live with in my means and need a good kick up the backside! Me and my partner rent a house from his parents…
-
How to clear overdraft
Ok, heres the deal...I need to clear my overdraft as its starting to cost and is like a weight around everything I do. What would be ideal would be to be able to trabsfer it onto a credit card...like the intrest free balance transfer deals...but that only applies to other credit cards, not bank accounts. So what I am…
-
BIG drop in income help!!!
Hi all, OH has been very unhappy in his present job for a couple of years so is leaving to do something he is more passionate about. I support him fully the only problem is we are facing a £16500 drop in wage :confused: At the moment he works 6 days a week and 57 hours and this change would mean 37 hours over 5 days so…
-
help/advice needed
Hi My curent situatioon is this- fullt ime employed, three teenagers and living with partner. My income is as follows: MY PAY £1800 CHILD TAX CREDIT £40 a month Child benefit £169 Maintanance £746 so £ 2755 outgoings: £871 mortgage- fixed until June 2008 gas £150- making up for understimation by gas board electricity £70…
-
what have/will you spend thurs 15th nov 07?
morning all hope we are all well. I am really cold today :rolleyes: but then my thoat is awful so i guess i will be ill soon :o anyways back to busniess... what have you spent today? i am going to work soon but i have another lift, so another bus fare saved. Then tonight i have to go to the pet shop, so i am hoping for…
-
Personal loan got rejected, really need help!
Hi, I’m new here, and really need all your help…. and I welcome all kinds of suggestions, thank you. I currently have £3000 credit card debt (with HSBC, 15.9% APR), monthly minimum payment is around £80 and interest is about £50. My monthly income after tax is £1000. It may sounds stupid, but after all the household…
-
help with alleged debt to aktiv capital
guys first time poster, so please be careful. recieved a letter today from a company called aktiv kapital (uk) ltd. they are saying that they are chasing a debt of £169. i think this relates to something around the time of 1995 - 1997. they are saying that they passed it onto a debt recovery company & it has been returned…
-
IQOR Calling my mum constantly
Their operators are disgusting, they over talk you. My mum called me today very upset and said a company keeps calling me, they asked to confirm her name and address, she wouldnt and replied who are you. They replied due to data protection act we can't discuss it untill you supply information. This has been going on now…
