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Be good little moneysavers while I'm gone
Hey all, I'm leaving at 3 am :eek: off across Europe for a bit of a job (sorry Z, last one I promise). So, I'll confess now in advance of sunday I spent too much money this week. Had to get a new battery for the car today £85 :eek: and I bought dinner, M&S ready made curry which was lovely. All going well, I should be back…
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weller!!!!
hello hun, i am going mad and i need to speak to you. Only i cant seem to pm you and i dont have your email address. i cant 'catch you' while on here and well lets just say i am stuck. Now you know what i sent you well i seem to have lost your address :rolleyes: well its not lost let me explain ~ i deleated the pm because…
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High Court CCJ
Can anybody help? I have just been informed I have got a high court CCJ. Too cut a long story short, I bought an item of Jewellery in Dec 2006, I paid a deposit and set up a direct debit on interest free credit. It was a major high street jeweller. For some reason, that I have not been told, the direct debit failed to set…
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15.11.07 - What DFW thing have you done today?
Hi, I couldn't see this thread again today so thought I'd start it again. Things for today: Did my piggy click In Boots got; 1 x free bottle of coke with voucher 1 x free mini Trevor Sorbet? shampoo (voucher from AC machine) 1 x free mini Toni & Guy hairspray (voucher from AC machine) 1 x 200ml Protect & Perfect beauty…
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HELP! Advice need regarding debts to the council
Hi all, can anyone shed any legal advice on this.... About 5 years ago my wife injured herself at work as teacher. She was payed compensation by Shropshire County Council of £16,000. Now, 5 years later the council have been touch demanding that we pay half of the money back as this was already covered (she was paid full…
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A Smile in my heart
I had a lightbulb moment approx 3 months ago, it was a drastic wake up call. And realised then I was totaly unaware of my spending, and not a clue on my outgoings. The result almost disaster...:eek: .....but all of a sudden I came to my senses, organised myself found this board and hey presto do you know I am have become…
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Cca Request
Hi everyone, Love the site but this is my first post so please be gentle with me. Can anyone offer any help or advice on this issue: After having a credit card for many years the Company contacted me and offered to convert it to a loan and reduce the bal. by approx. 1000Gbp'sre. This seemed like a good idea at the time.…
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Help And Advice Needed Please
Hi I was wondering if anyone can help me and give me some advice. My debt seems to hav spiralled and I realise I cant live like this and need to sort it out.I'm paying out loads each month leaving me with hardly any money to live off. One of my credit card debts (3,000) has also been passed onto a debt recovery agency as I…
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Ok - deep breath - help!!!
Hi - Looking for some advice. Came in from work this evening and have ot a letter addressed to my maiden name (married 5 years) in regard to a debt. The letter is from Thames credit Limited and it says that they are part of thr Aktiv Capital group and they are managing this account on behalf of the group. It is for just…
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Does anyone know about Redetermination Hearings?
Hi All - I'm after a bit of advice again.. A Little bit of background: We are on a DMP - self managed now although previously with the CCCS. We have never missed payments on the plan or anything. We have one CCJ - from Tesco Finance (part of RBS) for a £12,000 ish loan. We pay a total of £56 per month to them and this is…
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mackenzie hall
should i be worried that mackenzie hall have searched my lovely shiny clean credit report this week? are they even allowed to do that?
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Ex-Debt-freewannabes wanted!
A writer from the Daily Mirror is doing an article on how to out of debt in the New Year. She’d really like to talk to a debtfreewannabes who have achieved their dream of getting out of debt. She says the article is designed to be positive and inspiring - demonstrating to readers how it can be done. Taking part would…
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Default issued - now what
My partner has been issued with default (barclays), what do we do now? As we've been doing our own DMP under the advice from payplan for the past 3 mths. They are soon due to take over and be acting for us 100%. All our creditors received an expenditure/income sheet, together with regular payments for the past 3 mths, on…
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Moneyexpert.com
Below are details of a credit agency, by the looksof it, who are using a similar name to this website and who are maybe getting people looking for geniune help from this site, they type in that address by mistake, and these guys make a profit on this. I think this should be investigated Details of company below (i did note…
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Sinking fast......
Let me briefly explain..... Myslef and ex girlfriend applied for Northern Rock Together mortgage. We took additional lending to clear loans/credit cards. We have since split up and sold the house, but currently owe Northern Rock appx 30k. The debt is in both of our names, but we now have a 15month old baby together, and my…
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Credit rating
Hi, I am in a partnership and I have defulted on a CC and have been passed on to a credit collection company, this I am paying off every month. As a partneship we have applied for credit, will my defulted payment with my CC mean we will not get credit, the company we applied to said they would be doing a credit check on…
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I'm New - Help!
Hello Everyone, So I'm new to DFW. My OH and I have debts of £38,000 :mad: which were his before we got together. I took on £22,000 of his credit card debts into loans in my name. We had been living on credit cards to buy food/petrol etc as we could not afford to pay our priority bills and debts. We have now maxed out our…
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Help, Bankrupcy and the forces!
Hello there im new on here! my husband and me are in a bit of debt! it annoys the fact we got nothing to show for it too! we have tried iva - didnt work out plus when they sorted it all out the never included the car finance in it so we were no better off, they we went to the CAB, they were very helpful, but we are paying…
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Best plan for dealing with redundancy money?
I've been struggling with debt of at least the equal of my annual salary for a few years now, and moved some of it into my mortgage, which still left me with a considerable amount on cards, overdraft & loans, and as the monthly repayments (even with some of it moved into my mortgage to reduce the monthly outgoings) almost…
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Reclaiming
hey guys, I know this is the wrong place, but I'm having no joy finding the answer to my question... Can one still claim bank charges whilst the test case is going on? I want to try and do this for my brother... ta muchly! LP xox
