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How much have/will you spend today Tuesday 3 April 2007?
:hello: Hi all, Another busy day for Moozie! Well it's a dull spring day and I'm going to try not to comfort eat! £2 on Park n Ride as prepaid tickets STILL not turned up :mad: £1.60 ish on posting eBay parcels - must get more listed! That should be it for me today! :j Keep it low! Catt xx
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Pay off credit card debt with pension?
Hello, I'm with CCCS and happily paying off my debt asap, but my boyfriend has revealed he has more debt on his credit cards than he previously let on. Around £6000. He's 31 and has been doing a pension with Natwest for the last ten years with around £5000 in it. He would like to know if it would be sensible to stop the…
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3.4.07 what small dfw thing have you done/will you do today?
Good Morning lovely DFW peeps :hello: Let us all know what small dfw/mse steps you will be taking today on your journey to debt freedom. They may seem insignificant at times but they are the things that can make the long term differences to our financial health. So today I will be: - Making an overpayment of £10 to a…
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Debt consolidation company goes bust - keeping my BIL's money!
Hello, I need some advice. My BIL has just told me he has been paying a debt consolidation company for 6 months who were supposed to be paying his creditors for him. He then finds out they have not made any payments so his creditors are harrassing him and demanding money. Then to top things off the debt consolidation…
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Worried - post in strangers name? Are they pulling a fast one?
Hi All, Hope someone can give me some advice about what to do? Is it something to worry about and has it happened to any of you? We have lived in our current home for 7 years and the previous owners were here for decades. A couple of weeks ago we got mail addressed to a Mr J Brown with our correct full address - since it…
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Where do I start saving money??
Hi everyone, I was wondering if anyone can give some advice as I don't know where to start with this money saving malarkey!! Basically to cut a long story short I'm doing a DMP with Payplan which is going fine, I pay £89.50 a month and all my bills are allocated for. What I want to know is what can I do to cut down on…
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help?
Hi I'm really struggling, I earn less than I pay out and have lots of missed payments any help and advice would be greatly appreciated. Im really stressed at the moment SOA My Wages 850 tax credits 380 child benefit 120 1350 mortgage 454 1,500 arrears court date 10th April rent 208 600 arrears (shared ownership) council…
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Help save me more money - please
In my quest to save even more money I wonder if anyone here can advise me. I currently have a £70,000 mortgage with Halifax and pay Total Mortgage Protection Plan - Total premium of £66.28. I also have a secured loan on my property for £35,000 and pay Payment Protection of £5340.00 total to be paid over the 300 months i.e…
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Help wanted!
Am trying to sort out finances after previous years of Ostrich behaviour!! I checked out the newbies page and have the following details: Income - Me - £1248/month Wife - £469/month Outgoings - Mortgage - £531 Rates - £55.88 Electric - £33 TV - £10.95 Phone - £15 Mobile/Internet - £37 Car Insurance - £58 Life insurance…
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Cashplus Card Rubbish
Hi On my 2nd card in 7months. First one locked up when i tried to change the pin. Second one has been declined 3 times when there where adequate funds on it. Last week had a £300 garage bill to pay for car repairs. Drew the cash out of the BS & loaded the card. In the meantime i managed to get thro to Cashplus to ask why…
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Horrendous Settlement Figure off Welcome
Hi, I posted this thread in 'loans' and was advised to put it here too... I'm currently remortgaging and I have a secured loan from Welcome Finace that will obviously need to be paid off as it is secured to the property. Got a settlement figure and its frightening compared to what we borrowed. Have spoken to someone at…
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Interest rates
Some of you might be interested in this: http://forums.moneysavingexpert.com/showthread.html?t=417342 or not of course...
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So, I fell off the wagon, then froze the cards....
Hey everyone I havent been on this site for a while, Ive had a lot going on and the spending just kind of got out of control again. I should know better, I work in a bank and should be paying more attention. Anyway, I havent forgotten what ive learned on this site so im putting into action a new debt free plan, im going to…
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Help Please!!!
Dear All I feel physically sick and haven't been able to sleep in days. I'm in work and can't concentrate on what I have to do and am in danger of falling apart. A number of years ago I was in a difficult relationship which ended badly. As a result I was left with a significant amount of debt to pay off - as I had a better…
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I'm under the £12k mark
Woohoo! It feels good to have cleared it down to below £12,000! Still along way to go though......
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CCCS Repayment Plan
Hi all, I'm on a repayment plan with CCCS and have managed to mess up this months payment. I've overpaid on a few bills trying to be to efficient. What should I do? I can make a payment to CCCS but it will be late? Earliest I could pay them would be mid month. Should I pay CCCS late or should I pay my creditors directly?…
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link network down
Hi guys just to let you know that at the time of typing this that the LINK network (cashpoint machines) are having problems just rang my bank who confirmed its taking longer to fix than first thought
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Sinking Under Huge Debt!
I am nearly 64 and working full-time. My health is not good. Very roughly, my net income is £1,300.00 per month and my outgoings are £2,500.00 per month. I am inclined to head in the direction of an I.V.A. but I have 3 questions: 1) What are the forum's views on I.V.A.s? 2) Is there an official website for I.V.A.s? I don't…
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j2 ?
hi my mum had a call from some guy this morning looking for someone who lived in her house before her.He gave a load of old waffle saying he was an old friend but did't even know the guy died while in india,he left my mum with a number and ext number so i phoned up and all i could get out of them was that they are called…
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Do you feel paralysed by debt (or is it just me?!)
Hi all, I've been thinking about this quite a lot and was wondering about your views on the matter. I am 28 now and have 2 kids and am loving them and my life is generally good so I know I'm lucky in comaprison to some on the site, so please don't think I don't know that! I feel like my life is in complete limbo due to the…
