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what are piggy comp - quidco and so on
Morning, What is this piggy comp thing and quid co and all the other things you people go on about and where can i find them so i can have a go:D :D
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14.4.07 what small dfw thing will you do/have you done today?
It's the weekend and the sun will be shining all weekend long :j So, why not let us all know what small steps you will be taking today on your quest to becoming debt free. Remember that these are the things that may seem insignificant but are actually forming the good habits that we should have learned long ago and will…
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Debt consolidation advice?
My mortgage is 64977 @ 4.99% My loan is 10401 @ 9.75% My line of credit is at 5270 @ 9.5% My question is: do I consolidate all and make my mortgage go up to 80000. That is the max they will give me. They will give me $13663 (which is 15000 - fees) and I can use that money to pay down the majority of my remaining loans.…
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help worried sick debt is to much!
hi i really could do with some advice, i took out a personal unsercured loan last april for 15000 and we have a credit card with 7400 on, i know we have been really silly. ive tried to get a loan for 25000 but have been rejected, we are paying 300 a month for the loan and 215 a month for the credit card and thats only the…
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Overpayments??
Hi all I read something very briefly a few weeks back about making overpayments on loans each month. How much of a difference can this make and does anyone have a story to tell? Thanks....
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Should I Ne Worried - Cc Details Missing
HI Wasn't sure where to post this but just checked our LLoyds account details as I do every day and noticed the Platinum Credit Card details were missing. Usually the current account, credit card and loan details are listed but today the credit card has dissappeard. I won't be complaining if its slipped into oblivion as…
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I miss Oakdale Minx
Do you think we could entice her back? PLEASE????? PLEASE?!!! PLEASE?! We miss you! Bunny x
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Cca 1974
Hi Does anyone know what the situation is where a credit agreemnent has been signed but not dated. Also if a company has charged more then they should (only 20p) are there any guidlined for this as well. Thanks
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Another plea for help
Found out recently that other half has put over 80k on cards some of which belong to me. This kinda tipped the edge and so seperation and divorce is happening but in meantime have to sell the house anyway. Because she is on benefits the companies written to have been suprisingly understanding but they aint with me cus i…
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What should he do?? Newbie, please help!
My partner is in debt - I dont know how much by, with how many creditors or any history. He has buried his head in the sand for like 5 years. He doesnt have his name on any official papers, isnt on the electrol role and only has a very basic bank account (atm cash card only).... Anyway a few weeks ago he received a letter…
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Closing accounts once paid off
Firsly, I am so sorry, as I am sure this has been asked before, I just can't find the thread(s) Anyway after paying off CCs or storecards, am I best to close them? Bearing in mind I would like to apply for a mortgage once I am CC free. Should I just keep a little card open for credit check purposes? (350 limit) I have just…
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Advice for someone embarking on credit pls?
Hello to everyone, and thanks from a long-term lurker for all the tips and warnings I've found here. :beer: I have a question that I feel you all may be best equipped to answer. My daughter, age 21 is moving to a new place and wants to take out a loan for a relatively small amount (about £500 ) for furnishings/essentials.…
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still in dilema...
hi guys, it's me again. i still am unable to get a plan sorted with payplan (i will be calling them tonight). i still have debt with barclays and barclaycard. my other creditors have agreed to a £1 payment plan but the other two wont budge! barclays contacted me saying that my accounts are frozen and i will be contacted…
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Newbie needs help!!
Hiya, I've been a lurker on this site for quite some time, and have got great advice from here! I've decided I really need to get a grip on my rubbish financial situation so if anyone can give me some advice it would be much appreciated!! Sorry in advance if this post is long but I really need to get it off my chest!! It…
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Friends are in trouble
Just had some friend visit us this week and we've been chatting about stuff and it's come to light that they have got themselves into some serious financial trouble. Neither of them work (one due to illness, the other due to children) and they are surviving on tax credits, disability living allowance, and credit cards.…
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Just need to scream!
Hello.. this is my first post on here but I have been lurking for a while. My partner and I have debts of around £16,000 and are currently with the CCCS on a DMP. All was going well until my partner found himself out of work for a few weeks. As he is self employed, if he doesn't work he doesnt get paid. So whereas we say…
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The Reason for our LB moment has arrived - and its a beautiful baby boy!!!!
Hello all, I just thought I'd do a quick post to let you know that on Good Friday I gave birth to a beautiful baby boy who we've called Daniel Scott weighing 7lb 9ozs. He is the reason which gave us our LB moment and so we have a lot to thank him for. I am so happy and just to add the icing on the cake our bank statement…
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a small Chink of light on a Friday
I got a payrise today! :) im very happy about that. it will mean an extra £30 a month, which doesnt seem much but it puts my monthly income up to £1,200 which is more than i've ever earned my entire life AND i deserve it ! :)
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advice on letter received please
Hi all Anyone any thoughts on this letter my hubbie recvd yesterday? Its from Geoffrey Parker Bourne Solicitors. They only have his initial and surname with the address. Creditor: TSC Credit Management Creditor Ref: XXXXXXXXXX CALL 0870 060 7666 TO RESOLVE Current Balance £208.40 Dear Sir/Madam Our clients have attempted…
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Charging Order Hearing today!!!
Hello all, long time since I last posted. Been on a DMP for over a year and all was going well until Assett Link decided that it wouldn't accept payment and after getting a CCJ I am now going to a hearing to contest a charging order being placed on my property at 12 today. Quite scared and nervous and no idea what to…
