📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Cca 1974

paulandberyl
paulandberyl Posts: 8 Forumite
in Debt-free wannabe
Hi

Does anyone know what the situation is where a credit agreemnent has been signed but not dated. Also if a company has charged more then they should (only 20p) are there any guidlined for this as well.

Thanks

Comments

  • fatbelly
    fatbelly Posts: 23,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Cashback Cashier
    I think the CCA requires the agreement to be signed. No mention of 'dated'

    Ask for your 20p back
  • golddigger_3
    golddigger_3 Posts: 235 Forumite
    Have a look at this thread (its in the reclaiming your bank charges board). Don't know if it helps or hinders, but its a long the same lines

    http://forums.moneysavingexpert.com/showthread.html?t=420019
    LBM 22nd February 2007 - Amount in debt £72,242.23:confused: one month on :rolleyes: £63,900;) 2nd month 60,000.09
    Aiming to be debt free October 2010:eek:     PROUD TO BE DEALING WITH MY DEBT - official dfw nerd no.348/ DMP mutual support member no.8
    Quidco: £4.07 Pigsback £17.10 Mrs Cashback 17.75 £2 savings club - £48 Loose change savings - £6.72 Woolworths Christmas Savings Card £10Reclaiming bank charges so far... £219 from Egg, £175 from Co-operative CC, £490 from Halifax One, at local court stage with HSBC and LLoyds & Marbles, MCOL with Mint
  • BAILIFFCHASER
    BAILIFFCHASER Posts: 936 Forumite
    It will not be accepted by the judge/court also you can challenge that you never signed it either !!!!. How old is this etc etc ?
    ONLY COPY WHAT I AM DOING IF YOU ARE 100% SURE AND YOU KNOW EXACTLY WHAT THE END RESULT MAY BE. ALWAYS CONSULT A PROFESSIONAL BEFORE FOLLOWING MY ADVICE. I AM NOT LEGALLY TRAINED . IF WHAT I AM DOING HELPS YOU IN ANY WAY CLICK THE THANKS BUTTON
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.6K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture