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How much of your stuff have your sold to clear debt?
I've decided I'm going to sell some of my stuff to try and make a dent into my debt. I've tried this before by selling the odd thing, but I was thinking this time to be a bit more radical and sell a lot more - CDs etc... I wish I had a cupboard full of designer handbags to sell...at least something to show for £3k of…
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Tesco clubcard deals
I have been saving up the tesco club card deals for over a year and now have approx 130 pounds of deals tokens but I am not sure what to do with them do I spend them on the christmas shopping or spend them on a tesco deals like MFI :rotfl: :T :rotfl:
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Over the plimsole line.
Hello to you all. I have of late, but wherefore I know not, spent far too much money!http://img.moneysavingexpert.com/smilies/speechless-smiley-040.gif :eek: I have been a fan of this site for some time now, and know that Martin would slap me round the face with a fat wet fish for doing what I've done. I have reviewed my…
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Passing my number
Hi, i was wondering can the credit card companies pass my mobile number to each other even though they arent the same company? thanks
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Should I cancel the Life Assurance
Now in normal circumstances I wouldn't even bother asking the question but in recent weeks our ircumstances have changed. Basically we have inherited enough money to pay off our mortgage and although I know that it would have made more DFW sense to pay off some of the credit card debit, becuase of how we inherited the…
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HSBC keep phoning me!!
Quite funny really...As some of you know we are not only saddled with our debts but also most are on horrifying interest rates.. Last night some poor lady from HSBC phoned to ask if there was anything they could do for us at the moment,might have something to do with the fact we haven't been overdrawn since I don't know…
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Im new,in debt and hey im here for the fight which begins now
My story[and please dont ask me for an SOA yet].But up until 5 years ago,was very good with money etc etc,im sure u all heard it before. Then 2 of my credit cards increased their limits to 10.000 pounds each.....Went spending on them as one does and a few years down the line started suffering,they were going up and up…
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Well Done Jamesy!
Well done on getting sub £10k fella! :beer: :T :j
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YAY! We did it....
we got our PPI cancelled with Barclays and they have admitted they mis-sold (not in so many words) it to us and will refund the whole lot! Thats just short of £6000! :T One thing though, does anybody know if the interest automatically gets deducted too. It was £6000 for the protection and then another £2000 in interest, so…
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I'm New and need some advice and help.
Hiya everyone. I may not be in alot of debt but this is killing me because im not working and on benefits Im a single mum with 3 very small children , My partner left me and now im left to cope with it on my own. I've gone from debt free to very stressed in the last few months. Anyway i owe.... Lloyds TSB Overdraft £400…
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Half way there!!!!...
... just thought people might like to know that I've just passed the half-way point with paying off my debts, due in no small part to all the wonderful people who post on the MSE website ... When I had my lightbulb moment in September 2005 I was £15888 in debt: half of that is £7944 (obviously*) and I've just brought the…
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such a long hard slog ...
Hi there Was kindly redirected to these threads. My situation. £60,000 debt. Mostly due to divorce, my partner (who has joint morgage with myself now) and I have £60,000 debt. A large amount of this was due to paying him off (£30,000) and solicitor fees etc. But nevertheless, it's still £60,000 debt. We have £100,000…
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I Got The Job!
Hi everyone., Just to let you all know I got the job I went for yesterday!!! So happy its unreal join me for a :beer: to celebrate !
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We want to move house but owe £3k on credit card...
Will it stand against us? I'm working hard to pay it off (my debt) but am concerened that when we start to look around for our second house early next year, my debt, although small(ish) will stand against us when applying for our mortgage? I'm going to try and step up the gear with trying to save money and earn extra, but…
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Big overdraft
I wonder if anyone can offer advice, I've not long woke up to our finances to be honest and though I'm heading in the right direction now, there may be a better way to go about things. We don't have any credit cards or other debt (apart from mortgage) but we are about £3000 into a £3500 overdraft. In the last couple of…
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Credit Card Agreements
Hi Guys, I posted a similar thread in the Credit Card forum last week and got some useful replies, but I'm hoping you guys might be able to set me straight too. My debt is for just under £4000 with Barclaycard. I moved house and didn't inform them of the change of address. My mother offered to pay it off monthly so that I…
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all quiet
Am two months into my DMP with CCCS although i started the whole process in mid august - i am now in what seems like a creditor black hole - with the exception of next (who i owe the least to) no one is phoning me, no one is writing to me and the only statement i have recieved is from MBNA who have accepted my offer of…
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Nice surprise this morning
It doesn't take much these days! I doubt it was a nice surprise for my friend, more of a nasty shock, but she had a broken cap on a tooth so I offered to hold her hand at the dentist - or at least drive her in and read Hello while she was tortured! It wasn't too bad in the end so she offered to buy me a coffee afterwards,…
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SoA for Dec. 1st
SOA Partners income: 1313 My income: 800 Total: 2113 Rent 330 council tax 144 (double as missed payment last month) GL 82 PL78 Elextricity 40 phone 30 Food 60 credit card 145 (END!!!! WooHoo) credit card 300 bus 25.50 train 90 mum 20 x-mas presents 50 Savings 250 Pin money: 80 Bank charges: 73 Total £1797.50 Left over:…
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O/T Changing screen name
Sorry I know I am off topic but can anyone tell me if I can change my screen name cos I am now married? !! Thanks
