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Bank demanding mortgage settlement?!
Help! I have a personal loan & overdraft with my bank as well as my mortgage. I have added the loan & the o/d to my dmp and intended to continue to pay the mortgage as a priority debt. Today I have received a demand for immediate payment of the whole mortgage amount. Can they do this?
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I don't know whether to or not!
I have just been chatting to my ex, he went bankrupt a couple of weeks ago and it has kind of got me thinking again about my own situation. My debt is around £19,000 ish... Most of it is interest free because I made arrangements with them last year when I defaulted on the payments. Can someone tell me if going bankrupt for…
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Martin's Blog - thank you!
Have just read this week's blog entry, regarding martin's crazy mate taking on an interest only mortgage because it's about time he owned property. Can i just say a huge thank you to Martin for writing this. I'm going demented right now with my boyfriend who is insistent that we HAVE to own our on home. Of course, he…
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Aargh MBNA
If anyone could make anybody :mad: Ringing them endlessly to stop phone calls and re: pro rata payments that I started last month with CCCS. They will not accept arrangememnts and last night informed me that by reeducing fuel bills by £30 and phone bill I should be sending thme another £35 a month. Pulled the belt in as it…
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How much have you spent today - Wednesday 15.11.06
I haven't seen Moozie around today - hope she's all right - so I will start off her thread today. Moozie, please take over if you come in later :beer: I have not been out today, but have to go out in an hour or so, so don't expect to spend more than a fiver:rolleyes: Over to the rest of you:beer:
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Getting there slowly but surely...
Well it's been a while since I have had a chance to really post on the DFW board so I thought it was about time I hopped in and gave people an update :) Lots has happened (and mainly for the better ;) ) including re-organising the mortgage on the house (to include me on it - don't tell me about the pro's and con's please -…
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Afternoon Tea anyone?
I have ben pretty busy this morning baking and generally trying to get "stuff" done. Am going to be spending a lot of this afternoon listing on ebay so wonderd if I could tempt anyon to join me for a nibble. I' got hot chocolate coffee(loads of the stuff) herbal tea and normal ta(although i'm really !!!!!! at tea making To…
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Lots of debt..decision time..Help
:mad: Hi good people, Got some serious debt. Just about to come into some capital, which would clear most of it. Total amount £53.000. Trouble is I dont want to give them a penny. I no longer have anything that in the form of property that they can seize. So if I simply stopped paying and moved away> What are the…
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Fredrickson International chasing unknown EDF debt
Hi My wife just got a call from Fredrickson International saying they wanted payment for an outstanding bill with EDF Energy (£300). She did as she was told to do in this situation and explained she had no knowledge of the debt and asked them to write to her with details, but did let slip our new address. Now for once, we…
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Banks making you feel bad, is this right??
Ok im successfully on a DMP with payplan, got a new job and things going well. In my DFW mind to save money i want to pay things by direct debit and then payplan will get the money i send on the 1st of the month not the 10 day delay from paylink The only bank that isnt linked to another of my creditors is co op and…
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Anyone heard of Red Castle DCA?
Hi folks,:D Havent been in here much lately, sorry:o A quick query basically, has anyone heard of Red Castle and do they know what their tactics are like? Sold my house in July of this year and was left with an outstanding balance to 1st plus. One phone call in Sept from 1st plus, in the call I asked them to make all…
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should I do A or B or something else
Hi I have a dilemma (amongst my other problems!) I owe my mum £200 for a sofa we bought off someone and she lent us the money which she says she doesn't want me to start paying back until the new year BUT in the New year OH is going BR so... I have managed to save £100 towards BR fees and secretly stashed it away so OH…
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First Direct to charge £10 per month for current account
On Sky News site... First Direct will become the first leading bank to charge customers for a standard current account. £10 a month charge unless you maintain or deposit at least £1500 a month... http://news.sky.com/skynews/article/0,,30000-1240817,00.html
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Newbie here needs advice...
Hello. I am new to the forum so if I am doing anything wrong forgive me. DH and I want to buy a house very bad but have not been great with our money. Here is our situation. I am 31, DH 35 we have a 5 year old. We are living with his parents right now in an apartment in their house for very cheap rent. Our previous rent…
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Marks and Spencer getting stroppy?
I tend to hang around on a couple of other forums on here, but wanted some advice on this. M&S seem to have stepped up their attempts to persaude me to pay my arrears on one of their products. I have paid short or missed several payments and about 6 weeks ago I would have been 3 months in arrears with my account. I recall…
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Do IVAs include secure loans?
Just a quick question - just curious really, but do IVAs include secured loans as well as things like credit card debts?
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Guilt Trips...
http://forums.moneysavingexpert.com/showthread.html?p=3474717#post3474717 Posted this in the Rip-off board but wasn't sure that was the right place so thought I'd ask here too. It's really upset me because I feel guilty because these people clearly work very hard to produce these cards but I didn't ask for them and can't…
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My new job - pls don't hate me!
I have just taken on a new part-time, fully flexible job that I will do outside of my current job to help pay off my insurmountable debt. But hubby said to check with you guys for some advice. I am going to be a debt collector for Moorcroft :o :o I hope that you all don't hate me now, am I am hypocrit? I hope not. It is…
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Payment Protection Insurance
Hello, First time poster, please be gentle. I'm trying to sort my finances out and my biggest payment at the moment is for a loan with Egg - £360 or so a month. I've got payment protection insurance on this loan, however it's next to useless. I'd have to be unemployed for six (!) months before it starts to pay out. My…
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Bitten the bullet at last...........
Hi I've been a member for about a year now but haven't posted for a while.... Basically my joint debts with my husband have been spiralling again for the past few months, partly because we've had to buy a car but mostly because our income just hasn't been enough not to run up more debts through ordinary living. This…
