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Where can you sell CDs? Vinyl?
Hi all I'm doing really well selling books on Amazon but have only sold one CD. We have lots but mostly over 10 years old, mostly soul, funk, world music and classical. Can anyone recommend a good place to sell them? Also vinyl.... not keen on doing this by post, are there any places you can take records? either London or…
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Which Debt Management Co?
Hi everyone... this is my first post, altho I've been lurking for a while and putting off actually doing something about my problems. I believe this is my lightbulb moment?! I absolutely MUST contact a (free) debt management service to help me sort out my debts as I've ignored the reminders and demands for over a month and…
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Help me resist
My colleagues are telling me there are fantastic points deals on at Boots today - but you got to spend £50 to get them. Should I go after work, or stay well clear? It must be dead easy to spend £50 in Boots!
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first BIG step beforehand
i've been to CAB and the way to go is bankruptcy so it's all in hand til i get the court fees up (applied for a social loan for that) anyhoo i went to natwest and told them what was happening and asked if i could keep the account running now and after. it's been passed to head office and they will get in touch with me. do…
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SOA at last - just want to cry now - all advice gratefully rec'd
Further to my previous post - Help Stay at home mum nearly £7k in debt I have evetually managed to prepare a SOA (although there are still a few gaps because hubby is not being too helpful about disclosing his info - I have been digging and its amazing what you can find!!!) Here goes:- My salary - £0 Partners salary -…
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Should it stay or should it go?
Hello All, I decided to stay in my companies share scheme after starting to sort out my finances even though its a gamble. I pay in just under £30 a month. The shares have just been bought and for a six month outlay of £180 (and after tax and trading fees), I've sold the shares bought (just before the price went back down!…
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Credit limit question?
I've had a Next account for just over 10 years now... my credit limit just keeps creeping up and the most it was was £3600!! :eek: Anyway I just got my latest statement and they have reduced it by about £1400. I'm not bothered but I just wondered what reasons they could have for reducing it now, after all this time?! I pay…
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So long capital one scumbags!
Got our £500 surestart grant today and promptly paid off my Capital one credit card and closed the account... WOOOOHOOOOO! Feeling so good as at 29.9% (and them wanting to up it to 34.9%! :mad: ) I couldn't wait to see the back of them.. plus now we've brought our unsecured debt down to under £5000 and have paid off 3…
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OMG thought it had all started!
On Tuesday we sent letters to all our creditors asking for a three month payment suspension while we sort ourselves out and come up with a repayment schedule. Letters would have arrived yesterday, but when the phone rang just now I answered without thinking and someone asked for me by my first name. Immediately I went cold…
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Spending problem!
Hi All, I'm sorry for the long post, but i wanted some advice: I posted on this site earlier in the year and it really helped, i cut down my overdraft and have been able to sleep without the worry of my debt, but I have recently been totally out of control with my spending and am about to go over my overdraft limit. I have…
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A cheery DFW giggle....Join in and brighten the day
Hope you like this I have come accross.. http://www.boreme.com/boreme/funny-2006/becky-demolition-p1.php Some of us have been a little down this week... post your funnies on our mini DFW giggle thread and make us.. well Giggle ! :rotfl:
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Here goes - my SoA
Hi, Taking a deep breath, here is my SoA. Its not as bad as I thought but also worse than I thought!!! Please please be gentle with me. STATEMENT OF AFFAIRS EASY BIT – INCOME per calendar month My wages £390 OH Wages £1083.33 Family Allowance £163.40 Child Maintenance £54.46 Child tax credit £510.27 Working tax…
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Debt management query
I've been in a debt management arrangement with payplan since 2003 when all my creditors froze the interest and agreed a proportional monthyl repayment. Each year I've been able to increase this. One of the debts is an overdraft on a current account I no longer use. The interest was frozen until this year, when the bank…
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How much have u spent today 16/11/2006
another no spend day for me today :j wooohhhhooooo!!!
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1 bank, 2 accounts, can they...?
My friend has 2 accounts with 1 bank (cant remember bank at the mo), 1 of the accounts is in arrears & the other had his salary in. Yesterday he went to the cash machine & his card was kept, after investigating in the bank they told him that because he hadn't paid the past 2 months loan (approx £60 worth, £700 left on…
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The Spikes' Unofficial SOA
I haven't checked this rigorously with Nat, but I'm pretty up there on our finances, so as I understand it this is how things stand (well, stagger about looking a bit peaky!). In simple terms we live in a big rented house that costs us absolute peanuts as it's in the !!!! end of nowhere. We have three children and run a…
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What happened to my generation?
I'm 41. I left school in 1981, had a year at college and into work in late '82. I remember the first time I used a credit card. I was apprehensive, I'd grown up with cash, I received a brown envelope with my wages in it every week (no direct transfer of wages into banks back then for me). I think my generation was about…
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How much have you spent today Thursday 16/11?
Good morning lovely DFWs :) Hope you are well and dry - pretty wet down here today! We have a few cold sufferers so special get well wishes to them! Feeling much brighter this morning, almost back to my normal self :) Thanks again for all the messages yesterday, they were lovely! First day I spent anything this week and it…
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Is it cheaky to do this, even if its possible.
I work for a large company and am expecting a fairly large pay rise this Christmas. Great I hear you say. What I was wondering, is if I am cheeky enough to ask them, could they give me an amount equivalent to the pay rise in advance, ie say I got a £4000 pay rise, would it be possible for them to give it to me in advance…
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Daily tasks - Thursday
Carrying on yesterday's theme, does anyone have any tasks they are aiming to do today? I must apply for the new job I have seen advertised. And yesterday, I didn't do my restaurant review, so I must to that so I can claim the cost of the meal back. Hope you all have a good (and productive) Thursday :j
