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Please send good vibes!
Hello all, I have applied for a new job and am praying I will get an interview. Please send me good vibes to help make it happen! Despite having a bit further to travel, I will be quids in with an extra £400 a month because the pay is so much better than where I am now. I will be able to pay off my debts much quicker, make…
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Trying to be proactive
Ok, today I have written my first letter explaining the problems we have faced and asking for the creditor (actually solicitor) to just give me some time to sort the situation. I asked that they freeze the account of any more interest or charges. I put in a SOA and said I could offer them £64 per month right now. I have…
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help on where to start
I WOULD GLADLY APPRECIATE YOUR HELP I have about £10,000 debt on 5 credit cards a loan and I am slowly sinking as each time i have space on a cc i have to use it for food etc - my hubby is in the same situation and it is a viscious circle that I need to break - I cann't get a loan to cover these cards as i have a black…
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Weekend job hunting starts today!
Later on I will post my progress report (it isn't looking too hot) - but I need some help and advice re weekend jobs. I've made a list of companies/shops etc in my area and I plan to start ringing them and finding out if they have anything on offer. I am quite keen to stay relatively local to reduce on petrol and to avoid…
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Not Happy
I have just had a rejection letter from TNS mystery shopping. I do not believe this as it took me over an hour on saturday to fill out a very long questionaire. I have registered with two others who needed much less information from me and have both given me work. I thought TNS was supposed to be the best for work. Sorry…
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Defaults & Credit File
Hello I subsribe to having an Online Credit File, I done this as I have had 3 Defaults placed on there and I had to make sure payments were being noted by the finaince companies I have agreements with and as by means of motivating myself in clearing the debt owed, as I saw the debt figures go down with each payment and…
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New Member ... SOA
Right well brief history, Ive got alot of debt from an ex partner and some of my own doing .... niave pay it later on those type of excuses ... Ive been with current partner 5 years and we have a son together he is 14 months old and i have two daughters from previous marraige. My partner is sole earner and we get TC and…
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Alliance and Leicester Close Accounts of People Who Charges
Hi, My first post here: but this made me angry so I had to draw attention to it. According to thisismoney.co.uk Alliance and Leicester has started closing the accounts of anyone who has claimed back their bank fees. According to the article: "ALLIANCE & Leicester is kicking out customers who have complained about unfair…
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Debt Consolidation
Hi There, Recently found this website, this is my first post, so I just want to say what a great place this is and I hope to chat to many of you soon. I have a quick question which if anyone has time to answer would be appreciated. THANKS. Ok, I am about £15,000 in debt at the moment which has been built up when I was…
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Need Help Working Out a Budget for moving into 1st place!
Hi everyone, I've already posted this on the OS board, and was suggested I also bring it here for more advice. So here's my thread again... Basically - me and the bf are moving to Noriwch in September as I am starting a MA at uni. Now, I am 25, have lived in halls throughout my first time at uni (graduated 2003) and have…
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New Here
Hi everyone, I have been veiwing this board for about 2 months now! And it has done me the world of good, its fantastic, you are all fantastic! My status is: Living with my fiance, not really paying him much because of my debt, his been so good to me, been with him 8 years in sep!! Met him when i was 16, young and niave,…
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Trying
Hi Everyone, Well I feel this morning as if I have been punch in the stomach. Trying really hard to get some extra cash in, last week deliver a load of Avon books round my area, collected last night, and not one order. Trying to feel postive, as I deliver to another street last night aswell, fingers crossed on that one.
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what did you spend today?
couldn't see the usual thread so thought would start if off- 79p -cleaning stuff and choccie- choccie was not needed.
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1st Fed up day
hi, not a good morning so far for me. So far since being on my DMP I've felt fairly happy and not like life was too retrictive for me or the family. Today well for a start the kids thought that 6am was a good time to be up awake and very very nosiey. The hubby had to rush to go to work leaving me little time to get dressed…
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Vodafone Chasing 7 Year old bill! What to do!
In Short I have recieved a phone call from a debt collection agency for an unpaid bill 7 years ago! (Absolutley no contact between 1999 and 2007) I lost my job back then and i had to split a bill into two payments, both of which were made. I hear nothing more on the matter and have completly forgotten about it. Last week…
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6 Year Debt Limit ?
Hi saw this post on another section http://forums.moneysavingexpert.com/showthread.html?t=209196 needs advice. About old debt. Joe Asked how to move post? But I don't know
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Ok First Post For Me Just To Make Us All Feel Better There Is Always Someone Worse Of
Debt At First Stage £68,000 18 Months Ago Thanks To The Cccs And My Plan Im Know Looking At Debt Now £53,000 Ps I Will Do This( I Will)
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New And wanna get started
Hey ive been reading bits on this site for a while now and have decided i need to get my finances back on track! ive been in debt since i was with me ex 15 years ago! he wasnt a great influence! anyway Im in a new relationship and we both want a clean slate but cant see what spare cash we have at the end of the month ....…
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Have I made the right decision?
Evening people. I have a bit of news which I wanted to share and get peoples opinions on. Its a bit long winded so bear with me. Following advice on here and doing some research myself, I have decided to remortgage to get a better rate. (not increased loan and taken over slightly shorter period so all good) This will save…
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Hi advice sought please? PLEASE????
Hi, I am unsure if i am posting this on the correct board, so apologies if not. I am in such a muddle i really do not know where to begin. I am a 26 year old mum of 3. My boyfriend and i have many debts- 3 credit cards- halifax capital one and barclaycard. All cards are over the limit and spiralling out of control. Halifax…
