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Debt-free wannabe challenges
Archives for September 2018
Discussion List
Make up to £10 a day in October 2018 - Everyone welcome
Hello and welcome everybody This is the 134th month of this challenge, which was first started by Batgirl, in September 2007. Here is a link to the original thread as I am sure some of you are interested to read where it all began.…
EU student loan enforcement in UK
Hi everybody, I went to uni in my home country and took about €15k in student loans which I did not pay off before leaving the country. Now living and working in the UK for 3 years, I have a clean credit history. The creditor back home sent me an email saying they will be transferring my debt to Intrum unless I pay in 2…
Octobers' Bring Your Lunch to Work
Welcome to Octobers' bring your lunch to work, the weather can't make its mind up, but that won't stop us. Feel free to post what you're having/planning/eating for lunch as this may give others a idea of what to make and I'm always up for inspiration. There are 23 working days up for grabs. Let me know if you want to join…
NST Penny Pinching GoSober Stoptober
NST Penny Pinching GoSober Stoptober Gobstopper The cosy autumnal season has begun. The blankets and slippers have come out as well as the comforting cups of hot tea at night. But one thing will stay in the cupboard or even better the shops for me and DH – alcohol and cigarettes. I have made a fair few positive changes…
Nightmare Payday Loan Cycle
I feel completely embarrassed posting this, however recent news has driven me to do so. Over the last few years I have been in an awful payday loan cycle with Wonga and have had nowhere to turn. Only recently I've come to terms with the fact that I'm in trouble and that I need help...but it may be too late. The recent news…
The DFW Christmas 2018 Planning Thread
Hey all, So I know we have a thread which covers saving up for Christmas but I thought we could have our own DFW Christmas 2018 Planning thread where we can share hints and tips on bargain buys and reducing our spends over the festive period. Dxxx
step change
Hii All l am so glad l found this forum. l am in debt of almost 60£. l arranged DMP with step change. they were very nice but when l told them about my salary they checked it with HMRC. is that possible? Basicall I just want to know when l am doing my review in 1 year if they still gonna be able to check it again. l…
Splendid September's NSD's challange
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of SEptember. Keep us updated with your progress and hope you all enjoy the challange. To join, just post your personal target and you are on your way. Tips for the challenge; 1.…
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