EU student loan enforcement in UK

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
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cherryCokecherryCoke Forumite
1 Post
edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
Hi everybody,
I went to uni in my home country and took about €15k in student loans which I did not pay off before leaving the country.
Now living and working in the UK for 3 years, I have a clean credit history.
The creditor back home sent me an email saying they will be transferring my debt to Intrum unless I pay in 2 weeks.
Given, that Intrum operates in the UK, how likely are they to find me? I am registered to vote, have phones and bank accounts on my name, however, I don't understand how I can be linked to that student loan apart from my name and date of birth.
p.s. the creditor has been looking at my social media, so they might know I am in the UK.

Thanks for your help.


  • datlexdatlex Forumite
    2.2K Posts
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    No you don't have a clean credit history. You have effectively defaulted on a loan. Why have you decided not to pay it?
    Sealed Pot Challenge no 37, Attempting Frugal Living. Became debt free at the end ot 2016. Used savings from becoming debt free to put a deposit on a bungalow last year now working on becoming Mortgage free by overpaying. (without overpayment MFW date is 2036)
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