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Splendid September's NSD's challange
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beanielou
Posts: 95,488 Ambassador
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of SEptember.
Keep us updated with your progress and hope you all enjoy the challange.
To join,
just post your personal target and you are on your way.
Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve
2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything
3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
We CAN do it :money::money::money:
Keep us updated with your progress and hope you all enjoy the challange.
To join,
just post your personal target and you are on your way.
Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve
2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything
3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!
We CAN do it :money::money::money:
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.
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Comments
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Challangers for Septembers NSD's thread
beanie 15 19/15
Marmite 26 19/26
Helsbels 10
Hopeless Case 14 12/14
Spuds Mum 8 7/8
s1n25 20 19/20
Purplemumof2 F 10I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Kicking off with No 1 today
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Thanks beanie for setting up the challenge. :A
I'm going for an ambitious 26 nsds this month.
Today was #1.0 -
There are only 12 days this month where I am not already committed to paying for things :eek: so I'm going to set a target of 10 NSDs.
Same rules as usual for me, if it comes out my wallet it counts as a spend, whether it's cash or card.
Happy September everyone!!SPC 11, No. 062 DFD November 2020
Aug 2017 B'card £5006.83 BoS £1086.59 MBNA £0 Total: £6093.42
Aug 2018 B'Card £995.06 BoS £863.43 MBNA £3,644.98 Total: £5503.47
9.68% paid off0 -
There are only 12 days this month where I am not already committed to paying for things :eek: so I'm going to set a target of 10 NSDs.
Same rules as usual for me, if it comes out my wallet it counts as a spend, whether it's cash or card.
Happy September everyone!!
Happy September to you I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Going for nsd #2 today.0
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NSD no 2 for me.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
We're away for a week this month so I'm going to go for 14, my allowances are budget shops, RTC items, petrol, bills and DDs and emergencies
And off to a great start, no unbudgeted spending over the weekend so 2/14 :j0 -
Hopeless_Case wrote: »We're away for a week this month so I'm going to go for 14, my allowances are budget shops, RTC items, petrol, bills and DDs and emergencies
And off to a great start, no unbudgeted spending over the weekend so 2/14 :j
Great start I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
Back to join again please
Will aim for 8. Exemptions are YS bargains, medicine, baby milk, nappies, wipes etc. Also petrol and anything else I can claim back via work expenses.Total debts £21050! :eek: now £10941. 76. Total extra income made in Jan22 £109. 27 Feb 22 £45.25 Total extra income made in 2022 £154.52 Aiming for debt free at 45 - 41 months to go!0
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