Splendid September's NSD's challange

edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
135 replies 9.5K views
beanieloubeanielou Forumite
77.1K Posts
Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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edited 30 November -1 at 1:00AM in Debt-free Wannabe Challenges
This challenge is about setting yourself a weekly / monthly target of how many No Spend Days you would like to try and achieve during the month of SEptember.
Keep us updated with your progress and hope you all enjoy the challange.

To join,
just post your personal target and you are on your way.

Tips for the challenge;
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve

2. Create a list of allowances...What counts as a spend and what doesn't. Keep the list on you so you don't fall of the wagon or make exceptions for everything

3. Keep a tally of how many NSDs you get. See if you can beat your previous amount!

We CAN do it :money::money::money:
Lou~ Debt free Wanabe No 55 DF 03/03/14.
**Credit card debt free 30/06/10~**
MFW. Finally mortgage free February 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb.
It starts with you, it starts from now. *** It is ok to be me.***
***Keep plodding***
Out of debt, out of danger. ***Be the difference.***
«13456714

Replies

  • edited 29 September 2018 at 7:40PM
    beanieloubeanielou Forumite
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    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    edited 29 September 2018 at 7:40PM
    Challangers for Septembers NSD's thread
    beanie 15 19/15

    Marmite 26 19/26

    Helsbels 10

    Hopeless Case 14 12/14

    Spuds Mum 8 7/8

    s1n25 20 19/20

    Purplemumof2 F 10
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • beanieloubeanielou Forumite
    77.1K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    ✭✭✭✭✭✭
    Kicking off with No 1 today :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • marmiterulesokmarmiterulesok Forumite
    7.8K Posts
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
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    Thanks beanie for setting up the challenge. :A

    I'm going for an ambitious 26 nsds this month.

    Today was #1.
  • helsbellhelsbell Forumite
    208 Posts
    Tenth Anniversary Combo Breaker
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    There are only 12 days this month where I am not already committed to paying for things :eek: so I'm going to set a target of 10 NSDs.

    Same rules as usual for me, if it comes out my wallet it counts as a spend, whether it's cash or card.

    Happy September everyone!!
    SPC 11, No. 062 DFD November 2020 :(
    Aug 2017 B'card £5006.83 BoS £1086.59 MBNA £0 Total: £6093.42
    Aug 2018 B'Card £995.06 BoS £863.43 MBNA £3,644.98 Total: £5503.47
    9.68% paid off
  • beanieloubeanielou Forumite
    77.1K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    helsbell wrote: »
    There are only 12 days this month where I am not already committed to paying for things :eek: so I'm going to set a target of 10 NSDs.

    Same rules as usual for me, if it comes out my wallet it counts as a spend, whether it's cash or card.

    Happy September everyone!!

    Happy September to you :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • marmiterulesokmarmiterulesok Forumite
    7.8K Posts
    Tenth Anniversary 1,000 Posts Combo Breaker Photogenic
    ✭✭✭✭
    Going for nsd #2 today.
  • beanieloubeanielou Forumite
    77.1K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
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    NSD no 2 for me.
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Hopeless_CaseHopeless_Case Forumite
    948 Posts
    Part of the Furniture 500 Posts Combo Breaker Rampant Recycler
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    We're away for a week this month so I'm going to go for 14, my allowances are budget shops, RTC items, petrol, bills and DDs and emergencies

    And off to a great start, no unbudgeted spending over the weekend so 2/14 :j
  • beanieloubeanielou Forumite
    77.1K Posts
    Part of the Furniture 10,000 Posts Mortgage-free Glee! Name Dropper
    ✭✭✭✭✭✭
    We're away for a week this month so I'm going to go for 14, my allowances are budget shops, RTC items, petrol, bills and DDs and emergencies

    And off to a great start, no unbudgeted spending over the weekend so 2/14 :j


    Great start :)
    Lou~ Debt free Wanabe No 55 DF 03/03/14.
    **Credit card debt free 30/06/10~**
    MFW. Finally mortgage free February 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    It starts with you, it starts from now. *** It is ok to be me.***
    ***Keep plodding***
    Out of debt, out of danger. ***Be the difference.***
  • Back to join again please

    Will aim for 8. Exemptions are YS bargains, medicine, baby milk, nappies, wipes etc. Also petrol and anything else I can claim back via work expenses.
    Total debts £21050! :eek: now £17461.86 . 1% challenge £218/£4000 (5%) Total extra income made in 2018 £3580.79 2019 £367.20 frugal budget 2019 £82.96/£600 Aiming for debt free at 40 - only 20 months to go! :eek: :A
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