-
Life in limbo
Well it's almost midnight on NYE as I type this. My husband and I have spent the last 2hours discussing whether we have a future together. 2017 has absolutely been our worse year yet. We've been together 7 years. We have two young children (5yrs and 5months) and my husband financially supports another child. At the minute…
-
Fresh Starts and New Chances...
Fresh Starts and New Chances...
-
Financial Fasting and other goings on
Well good evening and happy last few hours of 2017! I'll give a quick update in that I'm fast approaching 47 years old, single, female and living alone. My financial situation is pretty good, but I have a habit of buying a lot of silly items that don't cost much as one item but quickly mount up to a large total at the end…
-
Rawr_'s Saving Diary
Tomorrow is the start of a new year, and I'm looking to save a lot of money over 2018! A bit about me... I live in a fairly rural area of Norfolk, currently living with my husband in his Mum & Dad's house (which they will be selling when we move out) whilst they are living in Scotland. This has been a big help for us while…
-
2018 New year, new focus and new mission
With the new year arriving tomorrow I've decided to start a new diary. My old was depressing me, as you could track the debt increasing slowly over time so I'm starting over. Fresh new diary to keep track of my spending and keeping us afloat. My main aim this year is to stop adding to the debt! No more credit card use or…
-
misstara's debt diary 2018
Almost 4 years ago I started a debt free diary called misstara's debt diary 2014. At that time I was over £10,000 in debt which was paid off earlier this year :D . I've decided to start a new diary as I've run up new debt although this time due to moving into a new flat that had to be furnished and buying a car. The…
-
Wandering on
Hi, I've had just over a year off the forum and a huge amount has happened in that time, but it feels like the right time to dip back in. 2018 is going to be the year that turns thing around for us. 2016 headlines: Financial burnout to the tune of £22k which accumulated over time due to house renovations, Unsteady income…
-
I did get there
Last August to be precise was when I made the last payment back for our move to the bungalow.....at one point we were £20,000 in to the bank,:eek::eek: who, although we were making all our payments on time, persuaded us to take a loan and pay off our car etc in 2012, its taken me 5 years, but we are there at last. and paid…
-
2018 a year of wants v needs
Good morning (just). I have been about these boards on and off over the past few years and never really stuck to debt busting but now the time has come to really knuckle down. So a bit about me. For the best part of 13 years I have only ever worked part time due to the kids and this on top of purchasing our forever home…
-
Adventures of the Boy & Me: Part 2..
Hello, I figured it was time for a new diary and fresh start as we head into the new year. I'm excited to see what 2018 has in store for us and plan to sail through it with as much positivity as possible. This year has seen many changes, both good and bad. The thing is, we made it through, that's all that matters. I'm a…
-
Only way is up from rock bottom!!
Hi all Well I have had a shocking year which has left me at rock bottom. Single, jobless, homeless and £9000 in debt. So 2018 is a year to build it all back up!!! First step was the job! So started as freelance support tutor for degree students (what im trained to do) and I have interview for a 10 hour a week contract on…
-
LL's putting her oxygen mask on first
not needed
-
Determination wins
Hi Guys, As you can probably tell by my username, it is not my first time here! I was a regular poster around 10 - 12 years ago and I was pretty much debt free, organised and everything was good. Unfortunately, life doesn't stay like that,a whole host of bad things happened in my life and tbh, it is a bit of a miracle I am…
-
How did it come to this?
i have been living with my human mum for 5 years. We live in the US, but mum is a proper englander. She's been debt free before, but depression and anxiety and loneliness make her spend money. Last year her boss threatened to fire her multiple times. She realized she's getting old to get a new job (she's 45), and she has…
-
2018 - a year for saving and acheiving goals!
Time to start a diary and take back control of my spending! In the run up to The Christmas period I’ve gone a bit mad with spending! If only it had all been on presents for others! Luckily this hasn’t put me into debt (though not going into my overdraft this month could be a challenge) but I really need to get a handle on…
-
2018 Benbenandme's Next Battle
Hello :wave: It's that time of year for another new diary ... I'm not a newbie, I've been around these parts for years, never quite knowing whether I should be on here or the Mortgage Free boards, but after much consideration I have decided to return here for my next diary installment. I have previous chapters of my…
-
Clippy is back again
Hi all So here I am again! My actual debt is mostly from home improvements (new kitchen and bathroom) so is not too bad. :cool: The issue is that this work was completed this time last year and since then the figure has not gone down as I keep spending the money I should be using to pay it off :mad: That is the bad part :o…
-
Quit..rest ..restart . Diary no.3
http://forums.moneysavingexpert.comshowthread.php?t=5349916 And possibly the last . Not sure if the link works . From someone who never bothers with diaries ( I’m the person who gets one from the office but leaves it in a drawer for 2 years ), to someone who has done two on m s e . As the title suggests , diary 1 is quit (…
-
Starting over
Well, this is not a great place to be. About 10 years ago I was here before, paid it all off and now have built it up again and probably more. But this was the best place for me then and I've had to get over myself a bit and realise that it's the best place for me now. So, with 2018 looming and close to £18k in unsecured…
-
Adulting is Hard.....
Hello everyone! I've dipped in and out of the forum for a number of years, usually depending on the peaks and troughs of my debt. However, as life circumstances have changed it's time to even out the sine wave of my commitment and make a real effort. I'm getting married in March this year (I only proposed in september,…
