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I did get there

Last August to be precise was when I made the last payment back for our move to the bungalow.....at one point we were £20,000 in to the bank,:eek::eek: who, although we were making all our payments on time, persuaded us to take a loan and pay off our car etc in 2012, its taken me 5 years, but we are there at last. and paid off early, thus saving interest.

My OH says I have turned into scrooge checking everyday our growing balance in the bank account!!

If we can do it so can anyone else. I did what Martin recommended and overpaid as much as I could each month, it was not easy at times, especially when I was having to pay sky high car parking charges and extra fuel when OH was in hospital and having to attend for appointments etc. Thankfully, apart from my yearly pacemaker check we are appointment free........

Heres to a good 2018.........

Comments

  • beanielou
    beanielou Posts: 99,010 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great result for you :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • That's brilliant - well done!
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