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debt recovery
I have posted on a different board and have been advised to post on the debtfreewanna. In short i won a land reg tribunal case in 2008,the adjudicator told my ex if he wanted to peruse me for money he would have to issue court proceedings as he failed to get a unilateral notice on my property. Basically he wants some .more…
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"The best way to get something done is to begin"
As the title suggest, I am probably the the king of procrastination, I initially thought the New Year would be an ideal time to start afresh. However, I have come to the realisation that I have already delayed taking charge for a very long time. Therefore, I am hoping to seize the day and finally tackle the debts head on.…
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Clippy's final push to debt free
Hi all! :wave::hello: I am completing on my new mortgage this week (if my solicitor pulls their finger out!) which is a much better deal but has resulted in me having to pay out quite a bit and borrowing money from the bank of mum and dad to clear my cc :( My total debt as of today is £3500 to mum and dad and £250 on my…
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I may have done something stupid!!
Well here I am again! I have been here a few times and last time I had my LBM I was quite successful in reducing my debt. Then I had to contribute to a rather large purchase and started spending on C cards again :( Anyway I have handed my notice in after a very long year gritting my teeth and holding my tongue. (This will…
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Student in Debt
Hello all, I really hope you don't mind me coming along here with a new diary. I used to read these forums all the time and have now decided to bite the bullet and join as burying my head in the sand is just not working. I have A LOT of debt unfortunately all of which I am extremely ashamed about. As far as I am aware…
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Keeping Track
Well, I’ve decided to start a diary! I’ve lurked on these boards for such a long time, taking tips and trying to reduce the debt but, unfortunately, it’s not going anywhere. So this is my attempt to hold myself accountable and try and recreate the successes that so many on this board have experienced, for me! I’m starting…
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I will be debt free !!!!!
Evening everyone... Well where do I start.. This has been coming for sooooo long but I thought if I kept burying my head in the sand that when I finally popped up again all debt would be gone.. SHYEAHHH !!! So had a massive lightbulb moment about a month ago but have had so much to sort out to get to the point where I am…
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We owe it to the kids! Debt Free Life...here we come!
Thought it best to write this down while I am all geared up to get this debt cleared once and for all! :j I have been in debt since my first catalogue at age 18 - im now 39 and think some of the debts I am paying are from many years ago. I have been on reduced payments of £5 etc for so long that the balances just seem to…
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Arrived at a state of reality, but positive and up for it!
I am a newbie, but like a lot of people I have been an avid lurker for a long time before joining. This site has been fantastic for me and I have decided to start a 'debt-free wannabe' diary.:D About me: just me and 2 DS's, working full-time for last 22 years. No pay rise for last 6 years, so standard of living reducing…
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Mrs PG's Hopes & Dreams for a debt free future !
Now seems as good a time as any to begin my new diary ! Trawling back in my old diary , I had made a mention of my Hope and Dreams for our future, so decided to steal the wording for my new diary. In the absence of a lovely witty , entertaining title this one will have to do.:o So following on from Pinots Potty Debt Free…
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This time is the last time, no more debts!
I've been a huge MSE fan since about 2008 and can't tell you how many diaries I've started (and given up on) since then, because honestly, I've lost count. The debts are still there and my previous diary hasn't been going very long, but it feels like I should be starting afresh. I lost my dad to cancer two weeks ago…
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So close...
A month or so ago, all I had left was 2 smallish loans that could have been diminished by Jan 2014. But, as life does, something unexpected happened, in the form of a car driving into mine, and I needed cash to get it sorted. I did the thing I hate the most, and borrowed again. Now I'm back to square 1. I'm meant to be…
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The Start
Hi All Welcome to my story and the long road i have to travel, very quickly, if we are to have any life in retirement. After following other stories for years not only is it time but after illness i now feel that i can make progress. Just starting working part-time for the first time in four years. A little bit of info…
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The debt wont beat me I will beat the debt!!!
Hey everyone, So I thought I'd move my debt free diary to this forum. Below are the links to my original threads if you want to read where it all began and my sorry tale.... :-( https://forums.moneysavingexpert.com/discussion/4812733= https://forums.moneysavingexpert.com/discussion/4815819= Anyway, moving onwards, 3 weeks…
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Debt free while watching SKY TV
Morning Time to start a DFD to motivate the long journey to being debt free
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Legs leap to freedom again
hi ive been on here for years as a lurker and have had several diaries which are lost someone in here.... so i will start this one again... i would like some cheers and excitement from the people on here because i just paid 10k off the loan that i had to take out in 2007 to consolidate the debts someone created in my name…
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Broke Kitty's Debt Diary
I thought I best start a thread here, after getting some great advice in the thread I started in the main Debt Free Wannabe section. I feel excited for the future, and I've drawn up a spreadsheet with a strict budget, I think I'm gonna implement the 'handbag piggybanking' technique (if this wasn't a thing before, I'm…
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Skipping my way to debt freedom
I thought I would start a debt diary so I can look back if I start to lose momentum and see where I started at and where I need to get to. I'm concentrating on the debts that I have control over (my OH has another credit card and loan that I don't have the details of at the moment but I know the CC is 0% and he is very…
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New Plans for 2014!
Hi All It's the first time debt busting (I think ever). Ever since I was at Uni (by the way I'm not counting my Student Loan!), I've been in debt and just lived in my Overdraft - sometimes quite far into it incurring charges!!! It's not until I've sat down recently and populated a spreadsheet with how much debt I/we…
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Diary of a Debt Busting Depressive
Well here I am again finding myself in a bit of a pickle. This time it is easily managed. A Bit About Me For around a decade now I have suffered with depression. It took having a baby almost 5 years ago to finally take action against it. I suffer pre-natal and post natal depression. I was told I wouldn't have children so…
