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Being logged out when trying to pay amex?
I get this problem when trying to pay off my amex credit card balance, when i submit the payment amex logs me out of my account and when i log back in the payment has not been made. Normally this happens once and then goes through, the customer service told me others have reported this to them and for me to try the usual…
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Can't Transfer balance from Jaja Credit Card
Hi Had my old Post Office Credit Card changed to Jaja recently. My 0% inyterest period has also ended and I am paying an extortionate amount of interest so decided to take out a new card with 0%. So far I have tried 2 credit cards and both are saying the card details are not valid fro balance transfers. After 2.5 hours on…
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2 credit cards or 1 both 0%
Hi, I have 2 credit cards both on 0%. The new credit card has enough credit available to move the 2nd credit card amount on to it. The new credit card is 0% for 12 months which has the credit available to put all on 1 card. The second has about 18 months. The question should I put all of it on to 1 credit card or keep both…
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I find Barclaycard rubbish.
Can't download app as need to visit Barclays in person to determine my identity, ie, two forms of identification. This after I took photo of my passport and my picture, also saying some numbers on their app too. I'm was able to activate in online and can use card in shops etc but can't set up the app on my mobile phone. I…
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Everyday CC
Looking advice on an everyday credit card Have had credit cards in the past but that was to help spread the cost of big purchases now I am after a credit card for everyday things and boost my credit score. I'm with Bank of Scotland and so it makes sense to get one with them. Anyone any views or thoughts on a credit card. I…
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Credit Card Negligence and Charges - HSBC
Hi all. I have had issues with HSBC charging me interest on my credit card when it's been fully paid. (I can go into far more detail if you like but that's not the point). I don't believe they should have charged me anything as I paid off in full and on time but there is some dispute about maybe cash advance (Which it's…
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Balance transfer
Ok, post this before but can't find post! I have £3500 credit limit, near limit, offered 0% card but with only 1500 limit. Do I transfer this amount, higher Apr though 34%, present card is 19% but as near limit I'm paying monthly fee and interest? The issue is that I'll have two cards to pay off and I don't think i could…
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Santander Everyday Credit Card
I seem to recall that there was a December 2020 cut-off date and successful applicants would receive a £25 Amazon. Anyone ever receive the voucher ?
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Balance transfer
So the problem I have is this; I currently have a 0% credit card which ends soon and will be shifting the balance (approx. £3500) to another 0% credit card. However, after I have transferred the balance to a new card I will still have on-going fees to pay for each month and will not have the funds in my bank account to…
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Does this sound genuine?
Because of the appalling service and support, I closed my Capital One credit card account about 18 months ago. I never activated my new card when it arrived at the time, and it still remains so. Today I received a text from them telling me that I still had an outstanding debt of some kind (they didn't mention the amount)…
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Best way to purchase car on credit card
Good afternoon. I am looking to buy a new car of around £15k. I have the cash but aware that I get more protection if I pay on credit card. My plan is to buy the car on the credit card and pay it off instantly. The problem is my credit limit with my current provider is £2800. I bank with an online only bank and have my…
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Section 75 Credit Card Reversal - slightly odd one
I made a section 75 claim on my Santander credit card back in September 2020. This isn't about the rights and wrongs of the claim itself, but the way in which Santander have dealt with it - they wrote to me on 9 October 2020 advising that they had put the credit back on my card - the usual and that if the vendor has any…
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Amex Gold - 1000 points. Be quick!
If you've got Amex gold credit card, a new offer is here!
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Do the eligibility calculators consider existing cards?
Hi, Question is as per the title really. For a balance transfer, suppose I have already had (and still have) a Barclaycard and Sainsburys credit cards. If the eligibility calculator comes up with close to 100% or pre-approved of one of those cards, is that assuming that I am a new customer without one already and am likely…
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Section 75 car purchase
This is a copy of the letter sent to a dealership about a car purchase on 06/05/2018 which is still ongoing. The motor ombudsman has upheld my complaint on 07/06/2020 and found the dealership to be in breach of contract ie: car is not fit for purpose and of satisfactory quality. I’ve applied for a S75 with my credit card…
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Capital One buying back paid debt UPDATE
I had a response from Capital One for anyone who comes up against the same thing. To summarise capital one sold my debt to Lowell which I paid off. Capital one then bought back the debt when they realised they owed me a refund of charges so they could offset it against that instead of paying it out. Here was their…
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Attempted fraud on my Halifax credit card
Yesterday I received an alert to advise someone was trying to do a transition in USA for two dollars and asked me to confirm. I said no and the card was cancelled immediately. However prior to this message I received another text message about five minutes earlier with a code for a purchase for £299.00 for Argos. That…
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Refund for concert tickets has been returned on to a card I no longer have
Help - I previously had an American Express Credit Card from Lloyds Bank which gave me Avios reward miles. Lloyds Bank stopped their association with Avios and therefore stopped the credit card in November 2019. I booked concert tickets via AXS in October 2019 for a concert which was eventually cancelled due to Coronavirus…
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Metal Credit Cards
What is the best value metal credit card in the UK? e.g. are there any with no annual fees, etc?
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Credit card limit dropped by card issuer to £500, will this affect my credit rating?
Last week I paid of my outstanding balanace on my Halifax credit card. I was notified yesterday they have lowered my balance available to £500 from £5500!!Can they do this and will this affect my credit rating. I have never missed a payment and paid over minimum amount each month. I am trying to build my my credit rating…
