Balance transfer

KITT2000

So the problem I have is this;  I currently have a 0% credit card which ends soon and will be shifting the balance (approx. £3500) to another 0% credit card. However, after I have transferred the balance to a new card I will still have on-going fees to pay for each month and will not have the funds in my bank account to cover it, therefore which credit card do I use if any for these additional costs? If I use my existing credit card then I will get charged the interest rate but I do not want to use my new credit card either as I just want to use that to pay off at least the minimum fee each month. Any advice please?

[Deleted User]

By fees, do you mean purchases?

If you don't have the funds to pay for purchases, you need to delay them until you have them. Adding more to your debt is a poor idea.

Failing that, a 0% purchases card is the better answer to minimise interest.

KITT2000

Basically, I have on-going legal fees to pay for at least the next few months which I cannot afford to pay outright. I have been using my credit card to pay these but as I said, my current credit card will be ending its' 0% introductory rate very soon so although I will be transferring the balance onto a new card I will still have the issue of future payments, which card to use without incurring charges.