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0% Credit Card - Interest-Free Period Query
Can anyone confirm what "interest-free period of up to 56 days" means? I'm looking for a 0% credit card for new purchases, and my understanding would have been that so long as the minimum payments were maintained, that no purchases would incur interest until the completion of the 27-month 0% period. However, the above…
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Minimum payment
Hi all I have a Barclay card platinum for purchases and I have 28 months at 0% offer. Now I normally pay my clarity off in full but I want to use my Barclay card so I spread cost if I have a tricky month. Now with minimum payment will they mark it as such on a 0% deal. I am saving to buy a house and don’t want that to…
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Halifax OTP issues
Anyone with Halifax credit card had issues receiving a OTP? I tried buying a phone online the other day and it took me to Halifax Secure by MasterCard, and wanted a OTP. I tried it twice but nothing ever came through. My mobile displayed was correct. I then used my Santander card and a OTP came through instantly.
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Uswitch ludicrous suggestion
Feel sorry for anyone looking for a travel credit card who goes anywhere near the Uswitch website! Stumbled upon this... Uswitches TOP recommendation for a travel credit card? AMEX! lol.
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0% Balance Transfer
Hi, Apologies if what I'm asking is completely dumb, but I don't know a huge amount about credit cards. Last year I took out a 0% card with Virgin, of which I used around 5k. I have under 1 year left to pay this off, but I'm starting to worry a little now. I could really do with a few more months, so I'm wondering if it's…
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Halifax balance transfer to lloyds?
So, I have a Halifax current account. And I'm currently quite far under my overdraft, but I cannot get out of it because its more than what I earn, so I'm trying to get a balance transfer card. When I did the eligibility checker, I was given only 3 real options, of capital which is only 6 months 0%, and 2 Halifax option. I…
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Barclaycard £10 deal error
all, Last year, Dec 2018, on MSE website I saw a deal for Credit Card. It was with Barclaycard and the offer was £10 cash back every 3 months, if minimum payment was made every month. I applied for the card and started using it and paid off the balance each month. It has now been 5 months and no cashback, I spoke to…
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Large one-off payment
I need to make a large one-off payment in excess of my credit limit but I would like to pay by credit card for the protections this offers. If I first deposit the money I need to pay into my card account will I then be able to make the payment? Or, put another way, is the "credit limit" also a payment limit?
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Barclaycard doing my head in (changing statement date)
At the moment, my statement date for my Barclaycard is such the my payment date is close to the month end, so in the event of weekends or bank holidays, my payment might be in one month, or it might be in the following month. For example: I had a payment on 1st April, 30th April, with my next due 3rd June, and I had no…
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Paying Off Catalogue Debt
I've never had an account with a catalogue or anything but last year I stupidly decided to order a few things on Very on the 'Buy Now Pay Later' ... I now have a £800 balance to pay, I'm paying it every month but because of the interest it doesn't seem to be going down.. A friend mentioned to get a credit card to pay it…
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Homemaker advice, balance transfer
Hi all, I'm trying to help my mum out with her finances. She is and has been stay at home mum for 30 years, but has a credit card from when she was employed. This credit card has £18k on it and she is paying it off £500 a month but the interest equates to half of that. I am therefore trying to get her a balance transfer -…
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Credit Card for business expenses
Hello! I am after a new credit card for my work expenses. I travel frequently and am currently using a Mastercard (HSBC). What I would really like is a credit card that can be sent to my work address (or the card to me, but statements there), I need two cards; one for me and one for my PA (but still in my name, not sure if…
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Does anyone have ideas/solutions/Options for MO's
I thought I had a secure relationship with my bank, but they've closed my account (it was a small regional bank) and I'm having difficulty finding an institution that will accept money orders. I was doing a large volume, maybe $75K/mo. I'm wondering if anyone can think of options. My primary financial institution is a…
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closing unused credit card accounts
I have an old credit card account with Ulster bank since 2003, haven't used it in a good few years now. I normally stick with 2 credit cards now, Barclaycard and Halifax Clarity as they are good for travelling. Does closing unused credit card accounts have any negative side effects regarding credit scoring etc?
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Large amount of cash euros
I am going over to Germany next week to buy a campervan, the dealer is selling on behalf of a customer who wants cash, 21000 euros, I have been looking at the rates and it would seem that unless I can find a better source paying with cash is going to cost me at least another £400 compared with an online transfer. Anyone…
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Curious about Next refund to Amex
This is not a credit card question as such, but I can't find a specific board for my query (mods, please move if you feel). I returned two suits bought for my son a few days ago and was surprised that Next knew which card the refund should go to. Read on, this is not as simple as it sounds... My wife bought a boys suit…
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Barclaycard 0% question
Hi, I have a Barclays CC with 0% interest on purchases until December 2020. Balance of £350 currently. On the same card I have an offer of a Money Transfer - 0% interest until Nov 2020, 1.9% fee. I want to use the MT offer and transfer £500 to my account so I can pay off the remaining balance on a loan and thus be free of…
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TCB Virtual Master, Anybody have it?
I tried out topcashback virtual Master Now the virtual card have £0.79 left. Any idea how I can spend it?
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credit card refund
Hi All, last november i opened an account with an online site called FXBreeze. They had a portel where you can try to be a dealer by bying and selling FX currency, crypto and stock. I started by crediting £250 paid on my Credit card. The account was going well and I increase my cash balance to £ 370 by January. In the last…
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Amex Platinum EveryDay Cashback. Confused
Hi I applied for this card via a link on the REferrer Board, where the referrer gets a bonus and myself as the Applicant gets £10 bonus cashback as soon as they start to use the card. There is also a 5% cashback offered up to £100, then the cashback is 0.5% . I bought a holiday costing more than £2k with the card as my…
