Halifax balance transfer to lloyds?

Benc98

So, I have a Halifax current account. And I'm currently quite far under my overdraft, but I cannot get out of it because its more than what I earn, so I'm trying to get a balance transfer card. When I did the eligibility checker, I was given only 3 real options, of capital which is only 6 months 0%, and 2 Halifax option. I applied for the Halifax one, got accepted then realised I couldn't do a balance transfer due to not being able to transfer between Halifax cards. Seen as lloyds are from the same banking group, would it be possible to gain a balance card from them to transfer (I've checked and I'm able to be accepted) I just don't want a card that I can't transfer my overdraft too.

Thankyou if anybody can help with this because I'm really struggling at the moment.

Ben8282

You can't use a balance transfer to repay an overdraft. You can only use a balance transfer to repay a credit card. You will need a money transfer to transfer money to your current account.

Benc98

Ahhhh okay, now I'm struggling. I rung the bank after what you've said and the reason I keep getting declined is that reason because money transfers what I need not balance. But the advisor said that money transfers hardly ever come up. So now I'm really stuck.

foxy-stoat

Look this MSE site for money transfer cards, you just need one of them and a Balance Transfer card.

Lots of lenders do MT cards, depends on your credit history.

Sncjw

Get your self on the debt free wannabe page. If your overdraft is more than you earn you need help. You are just moving the debt around and not addressing the issue.

Candyapple

MSE Credit Card Eligibility Checker for Money Transfer Cards:
https://creditcards.moneysavingexpert.com/?money-transfers&_ga=2.170510176.1901292714.1508748025-160981962.1507628140