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New credit card application
Hello, I've just finished paying off the final balance of my 24 month 0% interest on purchases CC before the interest kicked in which i'm chuffed about. I have now just closed the account. I want to get another CC with similar terms but was wondering if I should wait to apply as the credit agencies that the new CC might…
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Travelling to USA credit card help
Hi All, Just wondering if anyone could help me as I am finding masses amounts of information and struggling to figure out which is best or if I am missing anything. I am travelling to USA in August and wanted to get a credit card to travel with. I want it to not charge conversion rates fee and also ideally if there is one…
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Avoiding interest at the end of 0% offers
I have a Nationwide Select Credit Card which had 0% offers on both purchases and balance transfers. The purchase offer ends on a date in July, and I have various BT's expiring on dates between August and October. The agreement states: "Interest will not be charged on purchases if you pay the total balance (excluding…
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Credit Card FAQ's
I have a credit card question, but before asking it I've been looking on the board to see if it has already been answered. I can't find an answer, but I'm sure someone must have asked before :) I've also been looking for a list of FAQ's, to see if my question is in there. But no joy :( Is there a Credit Card FAQ section…
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Balance transfer offer from Vanquis
Vanquis is upping its game a bit. I've had a Granite (Vanquis rebranded) card for about ten years. I don't use it because I have better cards. They recently offered me a fiver of Amazon vouchers for every £100 spend up to £500. That was enough of an incentive to get to using the card for a month. I've just received a…
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any way to use Paypal on Amazon?
as above please, is there any way to use Paypal on Amazon? ideally for the Paypal credit (4 months interest free option)
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Barclaycard to drop 1% cashback Amex card
Almost 500,000 Barclaycard customers will see their Amex card stopped this summer and replaced with a new Visa card which offers only half as much cashback. If you're one of them, you may be able to earn much more by switching to another cashback card.....Read the full story: 'Barclaycard to drop 1% cashback Amex card'
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MSE News: Lloyds completes MBNA takeover - but 'no changes whatsoever' for customers
Lloyds Banking Group has this week completed its £1.9 billion takeover of credit card firm MBNA, but customers of both will see "no changes whatsoever" according to the banking giant...Read the full story: 'Lloyds completes MBNA takeover - but 'no changes whatsoever' for customers'
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Quick question
I ordered something from QVC on my Credit Card and then changed my mind and cancelled it. They said they would not take the money and eventually it would drop back on my Credit Card? I am a little confused. I have a Barclaycard and at the moment the amount has come off my available credit to spend. Can anybody tell me when…
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First Card
I have been looking at cards recently for my first one, I'm currently torn on whether to apply for a CapitalOne Card or an Amex Basic Charge Card. I personally think it would be better if I got a charge card but I'm unsure if I'd be accepted. I'm 18 and have an income of around £4300/year before student loan which will…
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CC balance transfers
I've got the 3 CC: Capital One APR 30% £2000 in debt (£3250 limit) Aqua: APR 43% £800 in debt (£3000) Vanquis: APR 30% £1500 in debt (£2500) I have decided to try some balance transfers and surprisingly, despite my poor credit rating, Barclays has offered me a £3800 on 37 months 0% card. I do not intend to spend on CC…
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tesco card application
Hi, I signed up for Tesco 32 month BT, was accepted, signed electronically and then signed up for online banking, was logged in etc. An hour later, I tried to login to Tesco card online, but was giving error and saying can't log me in now, please try again, so I called up Tesco online help and they said it's a new account…
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Best way to pay off balances?
Hi, I have £1000 to pay off some of my debt. Both interest rates are the same on these cards. I was going to pay Card A in full. But would it be better to reduce my utilisation of credit on both cards or does that not matter? Maybe £250 on Card A and £750 on Card B? Card A £950 limit £1000 Card B £3550 limit £3600 Thanks
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Credit card for abroad purchases
bank accounts/credit cards I have Barclays (2 Accounts) TSB Classic plus Barclaycard Cash back (Changing in July) Nationwide Flex Account (Don't use it much HSBC Savings Closing it down) I am going away to USA for 2 weeks in sept & maybe Prague next year.. I work full time earn about £19,264 & have no Debits & live at…
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Getting a credit card to pay off overdraft?
Hi, hoping someone can help me out here. At the grand old age of 52 I have managed to never own a credit card (hence my financial illiteracy and the possibly stupid question). Anyway, we inherited some money and bought a flat with the cash. It needed a lot of work doing and stupidly, I accidentally used my current account…
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Paid money into credit card instead of Joint Account Help!
So I made a mistake this morning. I always pay most of my earning into my joint account for bills but today instead of putting it into Joint account I accidentally paid into Credit card. I assume there would be a cost to transfer the money over from credit to joint. I'm with HSBC and both of my accounts are with them. I…
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Credit card elagibility checker
I have just used the MSE credit card checker and results are showing highest match for MBNA It doesn't ask for existing credit card details, but does it get this information from my details I filled in on the form. I already have an MBNA credit card and thought you couldn't apply to the same company?
