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Money Transfers after exchanging on 1st Mortgage.
I've recently exchanged on my first mortgage with completion due on 27th of May. I have a minor emergency and need around £700 to cover it. Can I do a money transfer from a credit card i already own without causing any issues? Many thanks,
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Apply for another?
Applied and accepted for Halifax no-fee )% BT Credit Card with £8000 limit on 03/03/17 with the intention to transfer balance from 0% purchase card that is approaching its limit and a possible transfer of a positive balance from an MBNA card (would be my first attempt at this). However, on 07/03/17 I received an email from…
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TSB extended credit card cashback offer until June 2018
Just had an email through from TSB saying that I can now get 1% cashback on the first £500 of eligible spend on my TSB credit card for another 16 months. That’s up to £5 cashback each month all the way until 30 June 2018. :T:j:beer:
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Halifax clarity & cash abroad.
Just got my clarity card and will be using it in next couple of months for holiday transactions. I have a query on cash withdrawals. I've had a read of this http://www.halifax.co.uk/creditcards/clarity-card/#section71412152667750 and it seems to say you can't preload your card up with cash to avoid interest. However it…
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is it best to get a credit card with your bank?
Quick background, 4 defaults all coming off this year after divorce. I have had a capital one credit card for the past 2 years and used it regularly and paid it off in full every month. I have been accepted for an reasonable MBNA card with 4.9% APR for 5 years which is a step forward but with a small credit limit. Would it…
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Credit cards - what do the 16 digits mean ?
In all the years I've had credit cards (and debit cards) I've never understood the technical aspects of the 16 digit card number. Why are they listed in groups of 4 digits on the card - and does the first batch of 4 digits have any special significance ? Does Visa have a separate specific digit combinations from MasterCard…
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New To Credit Cards - Advice Please
Hi, I am completing on a house today and wish to do some decoration and a bit of re-jigging. I'd like to borrow around ~10k on 0% credit cards. I had a 0% post office purchase card which I used for a wedding - I got it up to about 3.5k then paid it off a couple of months later - I rang up to close it last week. Can/should…
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Balance transfer back and forth?
I've Googled this to death but am still unsure. Therefore apologies if this is an obvious question. Can you transfer a balance from one card to another and back again? Eg almost a year ago we paid £750 car insurance on a barclaycard and transferred this to an MBNA card to take advantage of the MBNA 0% balance transfer…
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Do Aqua card give second chances?
hello all ive defaulted on an aqua card before when my finances took a tumble a while ago do they let you take another card out even after you have defaulted with them previously? obviously this time i will be paying in full every month and im wanting to build my credit back up and im wanting the aqua advance card if…
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Is it best to get Travel Card or 0% Interest Card?
We are going on honeymoon to the USA in a couple of months & planning on paying for our hotels on credit card Not sure whether it is best to go for a good credit card for spending abroad (i.e. no exchange load or spending charge) which we would have to pay back in full quickly, or a standard one that has 0% interest for x…
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Accepted for Barclaycard Platinum, advice on next steps?
Hi I just want a bit of advice on maximising my credit history please. Bit of background made BR in 2009 (Northern Rock mortgage shortfall was most of debt). I cleaned up my file post BR and have had a small capital one card for 6 months which I've cleared in full each month. I also have a small amount of car finance for 2…
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M&S credit card application
Hi All, I applied for the m&s card as I liked the look of the 25 months interest free now I got an email saying it was referred to underwriters and they would get back to me within 5 days a day later which was today I got an email saying congratulations your application is successful and they are sending out the terms and…
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Credit Card / Car insurance
Just wondering if you can pay for your car insurance annual premium on a 0% purchase credit card, then use the credit card to pay it off monthly, does this then allow you not to pay the interest an insurance company would charge? Thanks
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Balance OR Money transfer??
Hello im looking into at paying off my loan quicker with a 0% card but not sure what card i need a balance transfer or a money transfer card. im new in the credit card world and someone recommended this to me as could save on money with 0% APR Thanks for info Dan
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No contact please advise
Hi i was rencently with step change but missed two contracted payments in a year and was "dismissed" three of y creditors have written to me but not the other one i have. Shall i just wait?I think it's arrow global an old asda card? I can't access step change info now to look. tia btd
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Car Hire
Hi, I am looking to hire a car on holiday in Croatia but am finding most companies need a credit card to secure a deposit. I only have a debit card. I don't really want to have to get a credit card just for this purpose, but if I do can anyone recommend something really basic that would do the job? I doubt I would use it…
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Couple of questions
Hey everyone, So myself and husband have applied for the Tesco low Apr card. Both excepted and have applied for a balance transfer from our horrendous vanquis card. My husband balance transfer have gone throu but it has left 1p on the old card. Will this 1p be charged at the 39% Apr? I can't pay just 1p it has to be £1.…
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"Final right to reject" car bought nearly 3 months ago
I bought on 13th December 2016 a £5,035 car off ebay "buy it now" (Not classified) from a trader who buys & sells cars. I paid a £100 deposit via Paypal which was directly off my Barclaycard credit card. The day after buying it developed a fault where an error message would state antilock needs service and I contacted him.…
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Payment incorrectly taken from Credit Card
It's a long story but my husband stayed at a hotel and they took the payment from MY visa credit card (which he doesn't have access to) instead of our joint mastercard credit card. I have contacted the hotel and they say they cannot trace the payment. I have a statement from my Visa credit card with the payment on. What…
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Airbnb fraud - advice needed
Good Afternoon - I recently paid for an apartment rental in Paris through what I thought was Airbnb's site but it turns out that it was a fraudulent transaction. The communication i had with both the owner and what I thought at the time was the Airbnb site was very believable. I received different e-mails from both the…
