Credit cards

Archives for March 2017

Should I try again with Lloyds or go somewhere else?
I recently applied for a Lloyds Credit Card which I was accepted for although after 14 days I didn't hear anything from them so I called them up and they mentioned that they had a computer problem but then they checked my application and as I am a full time student but with another regular income they rejected it but told…
Will applying for 0% card affect mortgage application
Hi all. Am hoping you can help. I am in the process of re-mortgaging and in providing the details to my fa I find that I actually have about £10k over 3 credit cards that needs paying off. I'm quite shocked as I didn't realise the total was that high. So, I need to apply for some 0% cards and do some transferring as I pay…
Halifax Clarity or Nationwide Credit Card
Any views on Halifax Clarity or Nationwide Credit Card to take abroad. Both seem pretty fee free as long as you pay up at the end of the month?
My friend had his default removed today...
He has waited six years, and they didn't remove the default at the right time. So i told him to put a notice of correction on his credit report, which he did, and now they have both come off. The score still hasn't gone up, but i assured him, that in the next coming months, it was bound to rise. Hopefully anyhow...:beer:
Creation Credit Card
Hello, I am currently looking for a travel card with no fees spending abroad, preferably no ATM withdrawal fees and also low exchange rate. I did a bit of research online and found thatCreation Everyday Credit Card card suits all my needs. But I am a bit worried about the ATM withdrawals abroad. It is stated on their site…
Trip to thailand. pre paid credit card
Travelling to Thailand. Over the counter Prepaid Card 30th Mar 17 at 10:57 AM #1 I am going thailand this weekend and I am wondering if I can find something other than the Post office pre paid card (I've read the reviews...its generally considered terrible). I should say I did register with revolut card but that won't…
Barclaycard
As I've got a card nearing the end of it's 0% period I have checked both MSE and Moneysupermarket for eligibility for an all-rounder 0% card and have been given a 9.5/10 chance of approval for a Platinum Barclaycard. I have already got a Barclaycard (with a £0 balance) so my question is: Have Barclaycard considered this…
Cancel card?
I have a credit card with my bank Nationwide which has not been 0% for a long time. I got it at 0% at least 4 years ago. I have been checking my credit files and it is actually on my cons list because my limit is only £500. I was thinking of cancelling it and applying for a new 0%. However I have read on here that…
how to settle credit cards
hi I want to settle my credit card, how do I go about it ....and will I get a reduced amount as I am paying all off please help....
MSE News: Regulator to tackle contactless card security flaw after MSE investigation
VirginMoney Card: Paid monthly bill but DD still taken in full!
I got a VirginMoney card which I believe was on the MSE list a few months ago. I had no problems with using it until recently. I was going on holiday on the 20th and the account I had set the DD to be taken from did not have enough money (as I pay in full each month), so I paid the amount due plus minimum charge: £760 (in…
Advice needed please! Which to pay first?
Hi I have a credit card with £4000 on it which is being charged interest at around 18% and also a second card with £1100 on at 0% for the next 24 months. My question is I have £600 a month I can pay off of the cards do I pay the minimum monthly fee on the £4000 card and pay the rest of the money off the £1100 card and then…
Credit limit questions
1) When applying for a balance transfer card how much, if at all, is the credit limit you get influenced by the size of transfer requested at time of application? 2) Is the amount of unused credit that I have available on my cards likely to negatively impact the credit limits my wife gets?
Credits limits and getting 0% card without destroying credit rating for mortgage
I am after some advice really... I have two credit cards with about £10,500 credit available ... I did at one point have them maxed but have managed to get the debit down to £5,500 and want to get rid of the debit completely over the next 12 months, i also need to obtain a small mortgage over the next 12 months as well..…
Applied for one credit card, offered another
Hi guys. I applied for one credit card with Barclaycard, and they have offered me a different card that I do not want. If I don't accept it, will it affect my credit rating?
Bank advised that I have NO credit score, rather than a bad one?
I bank with Santander, recently I entered branch to discuss my account and the possibility of a future mortgage with them. I am looking at houses with my partner at the moment and we are looking to become first-time buyers later this year... Whilst in branch, we were discussing my credit score. To my knowledge I have never…
Thanks
Just applied for 0% credit card and was successful. Thank you Martin
MSE News: Regulator to tackle contactless card security flaw after MSE investigation
0% card used as a "loan"??
Is there any reason I couldn't ask for a lot more that I owe on a balance transfer card, then transfer the whole amount to my credit card, and then transfer the surplus to my current account?
MSE News: STOP paying credit card interest - we've the best-ever deals
Time to change that and save £1,000s...Read the full story: 'STOP paying credit card interest - we've the best-ever deals, but most of you aren't on 'em' Click reply below to discuss. If you haven’t already, join the forum to reply. If you aren’t sure how it all works, read our New to Forum? Intro Guide.

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MSE News

E.on Next to cut winter bills by up to 50% for some customers on low incomes – here's what's happening
If you're an E.on Next customer, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
E.on Next to cut winter bills by up to 50% for some existing customers on low incomes – here's what's happening
If you're an E.on Next customer on its standard tariff, look out for a message from the firm offering you up to 50% off your bills this winter, as the supplier is launching a new support scheme.
EDF Energy to cut bills for some by £30 this winter – Martin Lewis welcomes move but says 'it's not a game-changer'
EDF Energy will cut bills by £30 for some 260,000 of its customers who get the Government's Warm Home Discount this winter.
Martin and MSE among organisations calling for energy social tariff as millions expected to struggle with bills this winter
The Government must urgently introduce an energy social tariff to prevent millions of households from falling into fuel poverty this winter, consumer organisations including MoneySavingExpert have said.
Train strike refund rights as Northern, Southeastern, Thameslink and more set for week of disruption
Rail users in England, Scotland and Wales face disruption over the coming week as workers across multiple train operators, including Northern, Southeastern, Thameslink and more, take strike action and refuse to work overtime.
Mortgage rates fall as Bank of England unexpectedly holds UK rates – so should you fix?
Interest rates on fixed mortgage deals have been edging down over the past few weeks with some five and 10-year fixes now at below 5%. Mortgage experts have told MoneySavingExpert.com that further cuts are possible in the short-term after the base rate was held at 5.25% this month, following 14 consecutive rises.
Water bills to rise by less than planned from April 2024 as firms hit with £114 million penalty – here's what we know
Some water bills in England and Wales could rise by less than planned from April 2024, as 12 water companies have been hit with a collective £114 million penalty for missing targets on pollution, leaks and customer service.
Octopus Tracker energy tariff – could it save you £100s on your energy bills?
The Octopus Tracker tariff is not right for everyone, but if you're willing to regularly keep track of daily price changes, it could mean big savings.
Ocado shopper? Christmas delivery slots are launching this week – here's what we know
Ocado is opening up its first round of Christmas delivery slots this week.

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Credit cards

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