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Student: Ability to get non-student card with bank?
Hi, I know this is something my bank will probably be able to clarify but I was just wondering if anyone else has been in the same situation. Basically I have a student account and student credit card with Lloyds, however I would prefer a card that actually earned me something. They have their Avios card which I would…
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Debit cards
I've always assumed that one has no protection from fraud using a debit card like a credit card does, can anyone tell me otherwise ??
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Question about Credit Card AMEX and Balance Transfer
My question is related to AMEX and balace trasfer services. I pay mostly everything with american express,which gives me avios points(it does't really give much but..) and want to keep earning avios points. Now the thing is that I've heard about these cc with 0% interest for a certain amount of period. I understand that…
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Car Insurance - Can you pay the deposit ?
Hi Guys and Girls 1) Just wondering if you could pay the deposit of a car insurance policy with a credit card? 2) Also then the can the monthly payments be used as a direct debit through my credit card or do i have to use my bank account ? thanks
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Premium Credit Card APR
Does anyone know why premium Creidt Cards that charge a fee often have alot higher APR? Example is the BA amex card - standard card with no fee is 15% (ish) and premium one with £150 fee is 54% APR I know you get better benefits with the premium card, but how comes generally the APR is higher?
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A little advice please
Hi everyone! Just wondering what to do ... My husband has 3 credit cards. First is a Barclay Card with a limit of £2400 and £2k+ balance with 0% on BT and purchases until March 2014 (Which thanks to the information on this forum I arranged earlier this year) Second is his Nationwide credit card, limit of £1500 balance £0 -…
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Cashplus Credit Builder
Hey Folks Im Looking for some help from ppl who have had experience with this card. Im currently looking at getting this to improve my credit rating and need a few questions answered. Do you receive monthly statements like a normal bank account or is it more like credit card/store card statements? Do they ask you to pay…
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LloydsTSB argh!pi
Hi there, We have been trying to talk to lloyds for about an hour or so now and we are getting nowhere. As part of the plan to split TSB from Lloyds we have just been informed that my hubbies account will be one of the ones affected. he has a Credit card attached to his current account. The statement for may said that we…
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Credit Card Payments
Hi All, Excuse my ignorance, I had always sworn that I would never get a credit card and only purchase things that I could afford, but I have now taken the plunge to get a card. I will use the card to pay for purchases related to my wedding and then transfer the money from my bank onto the card to pay it off, then I have…
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Can you balance transfer to a current account?
Having a problem at the moment. Have 3000 in overdrafts to pay off and was considering getting a 0% interest account to transfer the funds across. Is it possible? Don't want to pay huge overdraft fees
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Trying to pay Halifax Clarity CC...
...from my Halifax Reward Current Account but I cannot for the life of me figure out how. I should be able to make the payment as per the below but I can't work out how. 'You can pay your bill online using our bill payment service if you have a Halifax current account.' I'm sure it's obvious and I'm just being a bit daft,…
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Lloyds TSB credit card and account
I have a Lloyds TSB credit card that I have a rate of 19.9% on and a credit limit just raised to £1800 I bank with Lloyds TSB and have done for many years, however I am thinking if changing my account. Will it effect my credit card (ie internal rating) if I do so? For someone with my credit history it's a good rate and I…
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Shout Credit Card
A friend of mine had no luck with vanquis, just wondering do shout report to experian or just call credit?
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Additional Card for Business
I have a American Express card and got another one for a family member. Amex required they register for a account so they can see their transactions. I was wondering if its allowed to register another one for yourself, and use it for business expenses? I need to submit to claim the expenses back, and the other card would…
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Virgin cc
Hi. I currently have a virgin credit card with a £6200 limit and £5300 on which is about to come out of the balance transfer period. I could pay of the £5300 straight away from my current account, but only temporarily. At the moment my available money on my cc qualifies for a 0% deal until jul 14. Currently the available…
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Credit Card and foreign currency
I got my first ever credit card on the sole advice from Martin Lewis that a) they improve credit rating b) that the Halifax one currently offers 0% charge on foreign currency. I have no debt and don't intend to get into any. I received it through the post this week and have discovered that the catch is they will charge…
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aqua
well after about 5 years being with aqua ive closed the account down a few quid to pay off which I done , and had a nice chat to the girl at aqua she says the score from the agencys are looked at and had a good chat about finance saying about how easy it is to get into debt and seen some really horror stories anyway thanks…
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transfers
question about transfers from CC if your limit is say £100 and your advance limit is £30 of your limit does that also £30 limit inc transfers to another card ?? and the other £70 for buying items in a shop etc or can I still transfer upto 100 (all figures been adjusted) and no im not going on a spending spree lol its just…
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Visa Prepaid Card
Looking for some advise please. My mum's been sent a Visa prepaid card. It has £5 credit on it and today she tried to use it in Tesco and Asda - both refused saying they didn't accept them. Is this right and if so, does anyone know which shops WILL accept it?
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Credit card help
Hi, can anyone give me some advice? I've got a credit card balance of £5,345.39 and have been paying off £100 per month but still being chardged interest of £31.84, even though I have agreed to pay off the card and not use it...they have blocked it anyway. I am on a low income and it will take me 4 years or more to pay it…
