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One off/prepaid cards, anyone used them and any recommendations?
Hi I've been asked if I know anything about pre pay cards/one use cards, but don't have a clue. Does anyone know of one that is reasonably cheap to use, as a friend wants one to pay for a few transactions online. Basically just to pay for one off/yearly subscriptions etc. Cheers :)
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Paying off a card advice
Hi all, I have credit card with HSBC for £1500 I am currently making the minimum repayments of approx £35 p/m The balance is approx £1400 at the minute and I have the cash to pay it off in full. I am wondering which is the best way to go about doing this, just pay the total? or is there a better approach as I don't know…
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Prepay Credit Cards for UAE travel
Hi, I am moving to the UAE shortly and want to use a prepay card. Just finding the choice difficult! Can anyone offer advice on the best card to take? TIA
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Help with balance transferring
Hello, I currently have 3 credit cards with balances on them. MBNA - £1,900.00 Priority Club £1,000.00 Santander - £2,600.00 I have been rate jacked by Santander twice and just want to clear the balance onto another card now, I am sick of them. I had been hoping for a balance transfer deal on the priority club one so I…
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Capital One total waste of time!!!
I done an online application for a capital one classic MasterCard a few days ago and was accepted (so I thought) I got a reference number and was told I'd receive the agreement and to sign it and would then get my card and welcome pack. Well I thought is ring them to double check and have now been told its NOT the classic…
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How long?
Hi all Have recently been accepted for a reduced interest life of balance card with Sainsburys. I sent off the agreement last week, but still no sign of card or pin or of anything been paid to other card,also I still don't know if they've agreed to the full balance request (10K). What is the delay likely to be due to, and…
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Capital One 0% until July - WRONG
I have recently rang capital one and they explained that the 0% only runs until April 2013 and not until July 2013 so please all be aware of this. Thank you
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Closing my credit card account
Hi everyone, I wonder if anybody can give some advice on this. I applied for a Sainsburys credit card (I was approached in Sainsburys) and given my copies of the agreement. When I went to look at them later that day I couldn't find them anywhere, I rang Sainsburys supermarket up and they hadn't been handed in. So doing the…
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Help - best card for general spending??
My partner travels abroad regularly for work and needs a credit card for general spending and travel costs (probably max £10K a year). All cash is reimbursed through expenses but it can take a while to get back into the account so there is a possibility of getting charged interest. Can anyone suggest a decent card for this…
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Debit made 5 months after transaction
While on holiday in Greece in August we used a credit card to pay for a €37 meal. This didn't appear as a debit on our account until 17 January this year: over 5 months after the transaction was made. I was wondering if there's a limit to the time before a transaction can be applied? It looks legitimate: we remember the…
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How Do I Return To Paper Statements from Mint
Have a RBS Mint credit card and some time ago changed to online statements. Don't like this and want to get back to a monthly paper statement through the post. Have logged in to their site but can't find any option to do this. Does anyone know if this can be done, please, and, if so, how?
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Bank of Scotland CC - check balance?
I have had my Bank of Scotland credit card for a few months now after progressing from Vanquis. I still have the Vanquis card. The vanquis quick call service was very handy for checking the balance in between statements, but I can't seem to find such a service for bank of scotland. The only way to check your balance seems…
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Aqua Card - poor service?
Hi, I've just received my card after 3 weeks of application. Trying to activate but calling their activation line, get put on hold right away. No hold music or anything. tried several times and holding for 5 mins each time (0800 number so cost is not an issue) Recently, when calling them to check status of application,…
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Section 75 problem with Tesco
Hello Twelve months ago I had a new kitchen and when it was installed the worktop was damaged and before it could be replaced the supplier went bust. I made a section 75 claim against the 2 card companies used in the purchase of the kitchen. (NWB and Tesco). NWB settled after we provided evidence and got an independent…
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Capital One Secure Card
I've applied for and received a Capital One Secure Card, with a £200 secured balance against it. Does anyone know if there's a way to increase the secured balance by adding another, say, £1000 or so to it? I've newly returned back to the UK after a 5 year hiatus and am pretty much starting my credit file from scratch. It…
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Credit agreements & CRA
As you know I don't normally check my report but decided to check Experian this morning and for some reason 2 of my credit card aggrements are not on there any ideas why? Ps and no I haven't phoned experian as I believe people on here have more knowledge about this on this forum then Experian themselves.
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Virgin CC Gambling Transactions
Ok, so this may be a bit of a stupid question but here goes anyway... I won some money on an online gambling site that i transferred to my Virgin CC in 2 transactions. When i have gone on and looked they have also credited me with a £5 credit for each transaction. When i click on show details it says a "gambling…
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credit rating
Hi all, I've already asked this question elsewhere, but think it may be in the wrong place! I applied online today to my bank for a loan (repay my OD!) , and the response was that they needed me to ring for a chat before they made a decision. Will this affect my credit rating in a negative way? thanks x
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Do I have to own a credit card to hire a car?
Hi Everyone, I wonder if anyone can give me some advice? Recently my husband and I hired a car for a weekend away. We decided that I would be the driver so booked it all in my name and paid for it with my debit card (I dont own a credit card). When we got to our UK destination and tried to collect the car they made a fuss…
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MBNA card expired...won't renew !!
I just realised last week that my MBNA Credit Card expired at the end of November. I contacted MBNA and asked them to renew it, but have got a letter today saying "due to the length of time your account has been blocked or since your last card was issued, we are unable to reopen your account facility to make new…
