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credit rating

Hi all,

I've already asked this question elsewhere, but think it may be in the wrong place!

I applied online today to my bank for a loan (repay my OD!) , and the response was that they needed me to ring for a chat before they made a decision. Will this affect my credit rating in a negative way?

thanks x

Comments

  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    Well....they probably have done a full search already so having a chat with them will do no harm....it does not mean it will get accepted so if decline only the search will show....
  • nchard
    nchard Posts: 9 Forumite
    Thanks Stephane!
  • lotielot
    lotielot Posts: 114 Forumite
    I was applying for the card and they needed a chat, just to confirm that you are person from the application form and that the details you've put are correct.
This discussion has been closed.
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