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Call credit report....
I ordered my report this evening and in the 'searches' section it says; Search-Barclaycard--search purpose----Money laundering What is this?? Should i be worried?
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Which credit card?
HI there, I am looking for some advice. I have never had a credit card before and was thinking about getting one for 2 reasons. I have a couple of store cards which I would like to pay off and I have a £300 overdraft which I would like to pay off. The interest on the cards is high and the monthly fee for the overdraft is…
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Will I pay interest?
Ok so posted last week and got some advice about paying interest on my credit card. I have just had my statement for this month, It says, min payment 0.00 Balance 0.00 Next moths interest 0.00 So if I spend now will I have to pay interest as long as I pay when they ask (in full) on the next statement? Many Thanks
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Large purchase on 0% interest credit card
I will very shortly be making a purchase for several thousand pounds. I have the money saved up for it but I also now have a credit card with 0% interest for 12 months. Would it be best to pay for it on the credit card and then at the end of the 12 month term pay the credit card off rather than simply paying for the…
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Card Fraud. Someone raised my Barclaycard limit by £2k and attempted a £1.5k purchase
I received a call from Barclaycard today to alert that they had blocked an out of character £1.5k online transaction made by someone yesterday. Thankfully they refused the transaction, the card is now blocked and I will get a new card etc. However...this cannot only be a case of someone obtaining enough information to make…
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Balance Transfer - Purchases question
If I have an 18 month 0% Balance Transfer card, which also has 0% for 6 months on purchases, after that 6 months, do you just pay interest on any purchases made after the 6 months, or any purchases made on the card full stop. e.g. Balance Transfer £1000 2 months in: Buy a TV for £200 8 months in: Buy a DVD Player for £200…
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How long?
I was accepted for an M&S 0% credit card today and so I'm now wondering how long before I find out the terms and balance? I got a phone number and ref number on the email but don't really want to call. How long does it normally take to get info through?
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Charged wrong amount on credit card, impossible to correct?
A little puzzled/stuck here, was wondering if I could ask the forum for advice. * Was abroad (Poland), went to a club, left and paid my bill using chip and pin on an MBNA issued credit card, got just a terminal receipt. * About 30 minutes later I was putting my receipts away and saw it was 10x more than it should have…
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Credit card help
hi all, i used my credit card a couple of times in the last week. The first time the available balance obviously dropped. But I've noticed now that there's a positive balance showing as well as the available balance being lower than my limit on my online banking. Can somebody please explain to me what this means?
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Credit card interest that has resulted in a change to credit file
I decided to clear the outstanding balance on my Wife's MBNA credit card. I logged into her on-line account and paid the outstanding balance in full. We assumed, has you do that debt had been cleared and did not log in to account again. Two months later we recieved a letter saying we owed £50. We called MBNA who told us…
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The great Amex scam
Apologies if this has been covered before. I have an Amex Cashback card (since February 2012) which charges a £25 annual fee. Yesterday, I came across an ad for an Amex Platinum Cashback credit card with NO annual fee and exactly the same features as my current card. I felt that I was being penalised for my loyalty. I…
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Cash-back Credit Cards -- Any Available for My Situation?
Hi everyone This may be a bit of a dumb question, but I was wondering if anyone knew of a credit card that rewards with cash-back (or another worthwhile incentive) for general spending? I'm not a big earner (under £19,000 PA), but use my current credit card a lot (annual spend around £6,000). I ALWAYS pay the balance in…
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Miss Sold Car Protection Insurance
Firstly, I am new!! :j so please let me know if this wrongly posted. Thanks :beer: A couple of months ago I purchased a new car on finance and paid my first deposit on my credit card. Perfect as I had to wait a day or two for my pay to clear into my current account. However... a month later I had a problem with the paint…
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Paying by Credit Card?
Probably not the right page to post, however someone maybe able to help/advise? I bought earlier this year an enclosed steam shower with a 'Lifetime guarantee.' Unfortunately the Company has now gone into administration. I have a small problem that needs repairing, can I claim under the terms of my CC seeing as I bought…
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Tesco credit card - 0% on purchases for 16 months
Just wanted to know what this 0% 'mularky' is. Does it mean that for 16 months anything I buy with this card does not gain interest on it for 16 months only after 16 months I start to accumulate interest on the credit card? I'm wanting to make a big purchase but get my second instalment of student loans in Jan 2013 so just…
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Barclaycard Credit Card
Hi all, Signed up for a CC on Wed 14th, transferred a balance of £800 from another CC. Got an instant decision which was great so now i'm just awaiting my card out so I can activate it and transfer 3 other CC's to that balance, balance should be about £2300 once it all goes through. I'm impatient and just want everything…
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Barclaycard.. over-zealous fraud protection.
Sigh.. it's happened again. I took advantage of the recent Gamestation PS3 bundle preorder misprice (was £119.99 instead of £199.99). Was waiting all week, along with other people, to see if they'd honour it, and on thursday morning, yay they did! However, Barclaycard's stupid fraud detection kicked in and rejected the…
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Close paid cards or not?!
I know this has been asked a few times and I searched back but it seems there is a lot of conflicting advice. I have 2 credit cards: 1 with Bank of Scotland and 1 with Vanquis which I used here and there throughout uni (always paid on time etc.) Anyway, I have recently finished uni and am in a decent job earning good money…
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HSBC Credit Card Fraud
Hi, I'm new to the forum but I need help... Last night, I found two fraudulent transactions on my account. When I rang to complain, it was close to 10pm (which is when their customer service closes) but after speaking to two customer service representatives, I managed to organise a callback. The customer service rep I…
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0% interest on purchases credit cards
[FONT="]Hi all,[/FONT] [FONT="] Just a quick question and one that I plan to raise with Natwest shortly - although I thought I'd check on here first. I have an 0% on purchases credit card which is due to end (after 13 months) in January with Natwest. I am keen to have another interest free purchase period (of 12…
