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Pay a credit card balance with another credit card - how?
Hi Just a quicky please.. Tried to pay a barclaycard world (old egg money card) yesterday over the phone using another credit card, but they only accept debit card payments. Any idea if this can be done & how? Thanks
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Debit card rental car insurance?
I know Visa credit cards give car rental insurance however I am out in the US and was looking to hire a car but can't find whether my Santander Visa Debit card offers the same cover. Anyone know the answer? Cheers
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Will closing available credit, improve my credit score?
I have some available credit (£300) that I never even realised I had with a catalogue company from some odd years ago. If I request them to close the available credit, will this improve my credit score? I need a definite answer, not a maybe. :) Thanks!
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Equifax credit report query, then Experian
*Tumbleweed*
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CC Balance transfer limits?
Have several credit cards, two have balances of 4k and 5k respectively. All spending down to a new business venture which needless to say has not been doing as well as expected given the economic downturn. I do have hope though :) I wanted to transfer the balances on 0%, Ive done this before with no problem. My current…
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Are there any super balance transfer cc's?
I need to shift my overdraft onto a super balance transfer cc, the problem is that I already have a virgin cc. Any other companies that do this? Or any ideas on what I can do? My overdraft is £1000 and I can't just pay it all back in one go as I do not have the money to do this
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best airmiles credit card?
Just wondering which the best card would be to collect airmiles. And do they work out better than a standard 1% cashback card?
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Transferring an overdraft onto a credit card as a 0% balance transfer?
Hey guys, I hate to use my first post to ask for advice but time is against me and I could use the help... Basically i have an overdraft that is 1500 in the red. I wpuld like to get this filled up as soon as possible because the interest is about 25 quid a month. Now my bank has offered me a credit card with 24 months 0%…
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Mastercard Chargeback
Hello All, I'm hoping someone can help me on this, I purchased a car in January 2011 to be restored, when the car was finally delivered in July 2011 it was in a terrible state and unfit for the road. I had paid using my Virgin credit card and after getting no joy from the seller i initiated a section 75 claim. In November…
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PPI Paying but not covered
Could do with some advice. Took out PPI while applying for a credit card along time ago 1998 while living in the Uk. Nationwide Uk. Dont remember asking for it but anyway got it. In 2007 moved to Ireland from Uk and since then to now (May 2012) continued paying PPI.. Notified Credit card company at the time of the change…
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MBNA and Restons
Hello First a short history. For 25 years I have been a successful self-employed designer. About 5 years ago I lost about £200,000 in a legal case that didn't go my way. I had taken bad advice. I picked myself up and in 2008 did some great work but the client couldn't pay for all of it (having lied about his wealth) and…
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Paying PPI while living, working outside UK.
Could do with some advice. Took out PPI while applying for a credit card along time ago 1998 while living in the Uk. Nationwide Uk. Dont remember asking for it but anyway got it. In 2007 moved to Ireland from Uk and since then to now (May 2012) continued paying PPI.. Notified Credit card company at the time of the change…
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VISA guarantee and balance transfer
Hello all, My and my OH are currently sorting out our wedding, and have put a number of items onto an existing credit card with a reasonable but not fantastic interest rate. We've decided on a honeymoon which is a bit more than our original budget (but not ridiculously so) and are planning on doing the following to keep…
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RBS Data Protection Manager
Hi all, Does anybody know whom you make the cheque payable to for requesting your financial records from the RBS Data Protection Manager and how much ? Think its £10 but any info would be greatly appreciated. I am with Natwest and want my records for PPI claims. Thanks so much.
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Automatic Renewal
I have had an automatic renewal for my web hosting. Last billed 2 years ago. i have had no notice of this just the money taken out. They will not refund. Isn't there a 7 day cooling off period?
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Reapply for current account after it's been closed
Hi All, How long do you have to wait to reapply for a current account once closed? I have recently closed my current account with First Direct but thinking about reapply and unsure if they will reject me if it's too soon.
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MBNA screw-up - Am I due a goodwill payment?
Hello oh wise forum, I recently (and finally) ran a Equifax report and found an old MBNA credit card had put a black mark against my name. I had cleared the card of debt years ago yet it managed to accrue around £170 in some unknown charges. MBNA are reversing the charges and taking away the mark. Am I right in trying to…
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Virgin/MBNA Credit Card PPI
Hi all, I currently have a Virgin Mastercard CC for roughly 3 years give or take, what I am asking is, does anybody remember what the charge was they had on the card ? Im certain I had a PPI on which charged say 10% of the balance or similar, if I had £1000 on the card the repayment would be £100 PPI plus at least the…
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Card interest, cant get a new card to change it to?
Hi all, I've got a couple of credit cards that are basically maxed, they've hit the point where they now get charged interest on. To avoid a long and boring back story this is the situation I am in. I can now afford to pay the cards, and possibly a bit more on top of minimum payment, yet the interest is crippling and…
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how do they allocate payments
I have credit card wwhich has 17month intrest free balance transfer,and 3 months on spending,the 3 months is now up,how will they allocate my payment to the card,will they take some from spending and some from balance transfers,or another waY ,,hope you can help :)